Priced at R350 000, the Polo TSI in Life configuration is a mid-range model. You can anticipate paying about R7359.49 per month for it if you finance it over 60 months with no balloon payment and an interest rate of 9%. You will have paid R441 569.40 in total at the end of the loan period, which includes all admin costs, initiation fees, and related finance charges.
3. Polo by Volkswagen (2.0 TSI 147kW – GTI)
Priced at R489 400, the Polo GTI is the top model. You may anticipate paying about R10 253.20 per month for it if you finance it over 60 months with no balloon payment and an interest rate of 9%. You will have spent a total of R615 192.29 over the course of the loan terms, which includes all admin costs, initiation fees, and related finance charges.
While the Polo facelift spearheads Volkswagen South Africa’s assault on new models in 2022, numerous new VW vehicles are anticipated in that year. The business said earlier this month that it would introduce nine new or updated models in South Africa in 2022:
- Q2 2022: Tiguan Allspace facelift
- Q3 2022: New Polo sedan
- Golf 8 R debuts in Q2 2022.
- Unknown release date for the new Amarok
- Facelift for T-Roc: Q2 2022
- Q1 2022: Polo facelift with GTI
- Tiguan R – New – Q2 2022
- Q1 2022 for New Caddy
- New Taigo small SUV to debut in Q2 2022
Prior to signing up for your new Polo next month, you must take into account that the vehicle instalments mentioned in this article do not include charges for petrol, insurance, or maintenance of the vehicle. Your credit rating with lenders will also affect the interest rates.
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In This Article...
What does a Polo Vivo cost each month?
You should set aside R4,200 per month for payments if you intend to purchase a new VW Polo Vivo with a vehicle loan plan.
You may purchase the Polo Vivo Hatch 1.4 Trendline, which is the least expensive model offered by VW, for this much each month.
The Polo Vivo is Volkswagen’s best-selling model in South Africa, and the automaker recently disclosed that 11,560 of the 32,603 new cars it sold in the first half of 2021 were Polo Vivos.
This entry-level hatchback is well-liked because it costs R222,100 and comfortably accommodates 4-5 passengers.
A 1.4-liter petrol engine with 55kW and 130Nm of output and a claimed fuel consumption of 5.7l/100km powers the Vivo Trendline.
Monthly payments
We computed the following formula to see how much a potential buyer would pay each month to finance a VW Polo Vivo Trendline:
- Interest9%
- Deposit10%
- Vehicle CostR221,100
- No balloon payment is made.
- Extras
- No add-ons, optional
- 60-day payment term (5 years)
The resulting finance payment is R4,200 per month. The total amount of interest repaid over the course of the contract is R49,100.
Buyers should be aware that a service or maintenance plan is not included in the car price.
The price of a 3-year/45,000km package from VW’s optional service plans for the Polo Vivo starts at R5,164.
Additionally, monthly insurance payments and fuel expenses will need to be factored into consumers’ budgets.
If you frequently drive your car and are a youthful owner with a higher insurance risk profile, they can easily add R2,000 per month to your bills.
What is the monthly installment for a Polo Vivo?
According on Carter customer data, monthly payments for the Volkswagen Polo Vivo typically run between R 4 010 and R 4 865.
What will the Polo GTI cost in 2022?
Volkswagen South Africa said earlier this week that the redesigned Polo GTI will cost R489,400 locally when it goes on sale in January 2022. A 2 megawatt unit produces 147kW of power, which makes for a very excellent performance. adding a 2.0-liter gasoline engine and other aesthetic improvements, like 17-inch alloy wheels, to the 2017 Mazda3.
The Polo Life is what?
A panoramic sunroof, 16-inch Torsby wheels, Composition Media, Discover Media, rearview camera, Comfort Park package, Safety Package for manual, Safety Package for DSG, keyless entry, smokers package, and NCAP Package are among the Polo Life (formerly Comfortline) options.
What does a new Polo GTI cost?
You’ll pay R9,230 per month for a 2022 VW Polo GTI if you finance it.
Last week, VW unveiled the new Polo GTI’s local pricing, which will start at R489,400 when it goes on sale in January 2022.
This offers you 147kW of power from a 2.0-liter gasoline engine as well as a number of aesthetic enhancements, such as 17-inch “Milton Keynes alloy wheels.
The Polo GTI also includes the dynamic chassis control, dynamic cornering lighting, and autonomous emergency braking with front assist as standard equipment. It also has the same LED Matrix headlights that the Golf 8 GTI has.
Driver-assist and safety systems, a panoramic sunroof, and other features can be added as options for a fee.
Then, a 3-year/120,000-kilometer warranty and a 3-year/45,000-kilometer maintenance plan are included with every 2022 VW Polo GTI purchase.
By entering the vehicle’s price into the calculation below, we can determine how much you will pay each month when financing a new Polo GTI.
R489,400 for a vehicle
The end result is a monthly finance payment of R9,230. The total interest paid over the course of the contract is R108,400.
Using this amount, we can also calculate the required income in order to “afford the Polo GTI.”
You should not spend more than 20% of your gross monthly incomethat is, your income before deductionson vehicle payments, according to financial experts.
It should be noted that the values listed above do not account for extra costs like gas and car insurance, as well as the purchase of extended warranties and service plans.
Is Polo a premium vehicle?
Volkswagen’s Polo is a small but potent mid-range hatchback that is sold all over the world. In terms of competition, the Polo is fiercely competitive with vehicles like the Ford Figo, Maruti Suzuki Swift, Hyundai i20, Skoda Fabia, and a host of others.
The Polo’s new bumper has integrated fog lamps and cornering lamps, as well as a bigger air dam, and its front fascia has a three-slat radiator grille with the VW logo in the middle and chrome lining. Along with its new 15-inch TOSA alloy wheels, flared wheel arches, and bold shoulder lines on the side, the Polo has an aggressive appearance. Tubeless radial tires in the size 185/60 R15 are mounted on the rims. Electrically adjustable ORVMs with turn indicators are another feature of the Polo. The Polo’s new body-colored bumper and taillight cluster with reflector inserts are located on the back.
Volkswagen has added a ton of amenities to the Polo while still giving it a beautiful look. The vehicle has the best cabin size in its class, ensuring that every passenger has enough head, shoulder, and leg room for a comfortable ride. To further the premium appearance, the automaker attached a leather-wrapped steering wheel, a sporty-looking gear shift knob, and a leather-covered hand brake lever. The steering wheel has controls for the phone and the audio system located on it. In addition to all of these features, Volkswagen also provides a multi-function display and a lane change indication with triple flash in the Polo.
The 1.5L TDi 4-cylinder in-line engine that powers the diesel Polo produces 90PS of power and 230Nm of peak torque. It is paired with a 5-speed manual transmission. The 1.2L MPi 3-cylinder In-line engine in the petrol vehicle generates 75PS of power and a maximum torque of 110Nm, and it is paired with a 5-speed manual transmission.
The Polo is well-equipped with McPherson Struts with stabilizer bars in the front and semi-independent trailing arm suspension in the back, which contributes to the smooth ride and handling.
The Polo uses a conventional braking system that includes front disc brakes and rear drum brakes that are ABS and EBD compatible.
Dual front airbags, anti-pinch power windows, front and rear fog lamps, and an anti-glare adjustment option are among the safety features. In case of an accident, it is additionally outfitted with 3-point ELR (Emergency Locking Retractor) seat belts and a lap belt in the center for the passengers.
The Volkswagen Polo has unparalleled luxury, performance, and best-in-class safety systems, and it is a robustly constructed vehicle. Because of its powerful engine, this car primarily appeals to young people and enthusiasts.
How safe is the Polo?
Volkswagen Polo is a well-liked hatchback not just in India but also in foreign countries. One of the most reasonably priced driver’s automobiles, the vehicle is renowned for its small size and athletic features. While the Polo is nearing the end of its sales cycle in India, the sporty hatchback is still doing well elsewhere.
In fact, since its introduction in India roughly twelve years ago, the Polo hasn’t undergone any significant modifications. While this time has seen several changes for its foreign cousin. The Polo in India is based on the model from the previous generation, which in 2014 was awarded a remarkable 4-star safety rating by Global NCAP.
VW Polo: 5-Star Safety Rating At Euro NCAP
The new-generation Polo, which is currently on sale in Europe, outperformed its predecessor and received a remarkable 5-star safety certification from Euro NCAP. The supermini achieved 35.9 out of 38 points, or 94 percent, for adult occupancy protection. On the other hand, as 39.5 out of a possible 49 points were earned in this category, the sporty hatch’s child occupant protection rate was 80 percent.
In the frontal impact test, Polo received 14.1 out of a possible 16 points. In the lateral impact test, it received a perfect score of 16, while in the rear impact test, it received a score of 3.7. Adults generally received good to adequate protection overall.
Polo performed well in a frontal and side-impact crash test involving children aged six and ten, earning 19.5 out of a possible 24 marks. The tiny hatch received 8 out of a possible 13 marks for its safety features.
The overall safety for vulnerable road users was graded as being satisfactory at 70% after Polo earned 38 out of a possible 54 points, 38 of which involved both cyclists and pedestrians. The premium hatch received 70% of the possible points for safety help. AEB car-to-car obtained an Adequate rating, whereas subsections including Occupant Status Monitoring and Lane Support received Good ratings under this area.
Specs & Other Details
Only a Marginal safety grade is given for speed assistance for the VW base model. For this test, a Polo base model with a 1.0-liter TSI turbocharged gasoline engine was employed. This powerplant produces 109 bhp and 175 Nm of peak torque in India and is offered with a 6-speed torque converter automatic or a 6-speed manual transmission.
The rating is valid for all additional models, including those with the 2.0-liter TSI turbocharged gasoline engine, 1.0-liter natural gas engine, and 1.0-litre MPI NA gasoline engine. It has now been announced that the next-generation Polo would not be made available in India once the current model is phased out in the coming months. Volkswagen will concentrate on creating new cars that are especially built on the MQB A0 IN architecture.