What Is Covered Under My Toyota Extended Warranty?

Toyota, like the majority of automakers, doesn’t disclose the price of their extended warranties on its website. However, according to our study, the typical price range for Toyota extended warranties is $1,000–1,500.

Anytime up until the factory warranty expires, which is either 3 years or 36,000 miles, whichever comes first, you can buy a Toyota extended warranty. After the Toyota original warranty ends, you can also buy a third-party warranty plan.

The Vehicle Service Agreement, or VSA, is the name of the extra warranty offered by Toyota. Toyota offers the Platinum Protection, Gold Protection, and Powertrain Protection plans as its three VSAs for both new and used cars.

Your car is protected in the event of a mechanical malfunction or component failure by a Toyota extended warranty. Depending on the level of plan you select, different sections are covered. Up to 10 years and 125,000 miles of coverage are provided by a Toyota extended warranty.

What does an extended warranty not cover?

Typically, routine maintenance tasks like oil changes, timing belt replacements, and tune-ups are not covered by extended warranties. The majority of extended warranties don’t cover consumables like brake pads and windshield wipers.

What is covered by the Toyota 10-year, 100,000-mile warranty?

Limited Powertrain Warranty for 7 Years and 100,000 Miles covers all internally lubricated parts as well as main engine and gearbox components. provides travel insurance with payment for housing and meals while traveling more than 150 miles from home.

What typically falls under an extended auto warranty?

Which components are protected by an extended warranty? The specifics of your warranty determine what is covered by an extended auto warranty. The powertrain (engine, transmission, etc.), air conditioning, alternator, gaskets and seals, electrical parts, safety restraints, and other things can all be included.

What should the cost of a Toyota extended warranty be?

The cost of a Toyota extended warranty is determined by a variety of factors. First, the price will vary according to where you purchase the warranty. When you purchase your Toyota, you have the option of using a third-party supplier or purchasing protection directly from the Toyota dealership.

According to estimates, a Toyota extended warranty purchased from the dealer will cost between $1,000 and $1,500. Typically, this cost is included in your financing, and you must pay interest on it.

The lack of conflict of interest with a third-party source will help you pay less overall. The capability to compare shop is another key advantage you have with third-party providers. Toyota won’t be providing you with vehicle service contracts from other warranty administrators, after all.

The cost of a Toyota extended warranty is actually not very high. For a lot less money than you would have anticipated, you can acquire full coverage. According to CARCHEX’s assessment from 2018, the average monthly insurance premium for a Toyota model from 2007 to 2014 was just $56. That not only makes sense financially, but it also gives you total peace of mind.

When looking for an extended third-party auto warranty, bear in mind that the following things will effect the cost:

  • the deductible sum
  • selected coverage level
  • your Toyota’s model year
  • the state of your vehicle
  • Toyota brand

What is covered by the Toyota 5-year warranty?

Mirai Fuel Cell Warranty for 5 Years Any manufacture or assembly flaw-related problem is covered by the Mirai guarantee for a period of five years or 60,000 miles, whichever comes first, with no mileage restrictions for the first year.

Will a blown engine be covered by my warranty?

Typically, no. Typically, repairs to your car are only covered by insurance if they’re caused by an accident. If your engine merely experiences a mechanical issue or another problem, you probably won’t be covered.

Is engine repair covered by an extended warranty?

For the main parts of your car, an extended warranty functions as insurance. Your warranty provider will cover any necessary repairs if something breaks down and has to be fixed. There will only be a set deductible that you must pay.

Depending on the type of warranty you select, an extended warranty may or may not cover specific items. The engine, transmission, axles, and gaskets are among the essential mechanical components of your car that are typically covered by extended warranties.

Why should I avoid extended warranties?

Before buying, be aware of the manufacturer’s warranty. According to federal law, you must have access to the manufacturer’s warranty before making a purchase. When reading it, take notice of the warranty’s duration (usually 90 days or so), the items it covers, and if the seller would make a repair, a replacement, or a refund.

When a problem arises, it is important to get in touch with the manufacturer because some companies still fix products even after the warranty has expired. Remember that some extended warranties just repeat the protection that the manufacturer’s plan currently provides.

Verify if you already have extra protection with a credit card. Check to see if the card issuer extends the warranty if you purchased the item with a credit card. Many people do so for a year or longer. Call customer support to find out if your card offers such a benefit if you are unsure. Alternately, use an app like Sift, which will inform you of the warranty’s duration before you make a purchase with a particular card.

Check the small print. Your perception of extended warranty coverage may not be accurate. Extended warranties may have several exclusions that reduce the value of the service. According to the Federal Trade Commission, insurance firms may be allowed to reject a claim if you haven’t adhered to their recommended maintenance schedules or accidental damage may not be covered by the policy.

Your use of a particular service provider or repair facility for service may also be mandated by the warranty.

Richard Alderman, director of the Center for Consumer Law at the University of Houston, warns that if you don’t reside in a big city, you could have to carry the merchandise to an inconvenient location. Despite the fact that shipping isn’t included, you might need to ship it somewhere.

One out of every five customers who use an extended warranty is not happy with the repair, and getting it corrected can take a while or many attempts. The possibility of the warranty provider going out of business exists as well.

However, repairs are typically not too pricey. Going without one isn’t a major risk because the cost of needing a repair without an extended warranty isn’t very high.

Also take into account the location of the product’s purchase. Find a store that accepts returns for damaged goods. Even years after the original purchase, stores with the friendliest return policies will still take back damaged goods because “not every firm is out to get you,” says Bob Hunter, director of insurance for the Consumer Federation of America.

What renders a Toyota warranty invalid?

The warranty coverage on your vehicle may be negatively impacted by the installation of race or off-highway use parts. The installation of Race or Off-Highway Use Parts on a vehicle, as well as any malfunctions they might cause, are not covered by the car warranty.

How do I verify the length of my Toyota extended warranty?

Calling your dealer and giving them your car’s VIN will allow you to find out if your Toyota is still covered by warranty. Your information will be searchable by the dealer, who will be able to inform you of your protection status. They’ll be able to inform you of what is and isn’t covered as well.

Does the Toyota warranty cover issues with electricity?

The Toyota warranty is divided into sections that cover particular parts. The warranty handbook that comes with your car and is also available online from Toyota goes into great detail on these. The Toyota warranty is made up of the following broad coverages, in that order:

  • Toyota increased its hybrid warranty for cars made in 2020 and beyond from 8 years/100,000 miles to 10 years/150,000 miles. This warranty covers problems with the electric drivetrain system, hybrid battery, and other hybrid-related parts.
  • Powertrain Warranty: The engine, transmission, drive axles, and other moving parts of your automobile are covered by this Toyota warranty.
  • Restraint Systems Warranty: This takes effect if your seat belts or air bags aren’t working properly.
  • Guarantee on Accessories: This warranty applies to any Toyota accessories installed on the car at the time of purchase. The warranty period for aftermarket accessories begins one year after the date of installation.
  • Emission Control Warranty: Each part’s warranty period is different. The guarantee period for parts like the fuel tank and exhaust manifold is three years and three thousand miles, while the warranty period for the catalytic converter and the engine control module is eight years and eight thousand miles.
  • Toyota’s bumper-to-bumper warranty, known as Basic Coverage, essentially covers all mechanical and electrical components with the exception of a few items listed in the warranty handbook.
  • Toyota will repair sheet metal body panels that rust through within the first five years of ownership. Corrosion Perforation Warranty.

What is not covered by a bumper-to-bumper warranty?

We looked into the best extended auto warranty providers and identified a number of firms that we’d suggest, including Endurance, CARCHEX, Protect My Car, and CarShield. These businesses all provide some kind of bumper-to-bumper warranty.

View their example contracts, then compare prices to get the best choice. In our analysis of the top extended auto warranty providers, we’ve already done some of the legwork for you by contrasting the coverage, price, and other important aspects of these companies.

The top bumper-to-bumper warranty companies allow you to set up a monthly payment schedule and select your own repair facility.

FAQ About Bumper-To-Bumper Warranties

Dealers frequently offer a bumper-to-bumper warranty that essentially covers everything between a car’s front and rear bumpers. The guarantee typically lasts for three years and three thousand miles. It excludes some “wear items” like tires, brake pads, and windshield wipers as well as regular maintenance like oil changes and tire rotations.

Except for certain scenarios and banned parts, the entire vehicle is covered by a bumper-to-bumper warranty. The fuel system, electrical parts and components, steering, cooling, climate control, and other things are all covered.

Bumper-to-bumper warranties do not cover components of the car like brakes, brake pads, windshield wipers, and tires that degrade with time. It excludes standard maintenance procedures like tire rotation and oil changes. Additionally excluded from coverage are any parts damaged by you, an accident, or poor maintenance.

According to our study, an extended bumper-to-bumper warranty can cost anywhere between $2,000 and $4,000. Longer terms and more mileage will increase your costs.

Yes, all new cars come with warranties covering their entire body for at least three years and 60,000 miles. Check the manufacturer’s website to see if your automobile is covered to find out if these warranties automatically transfer to subsequent owners.

What distinguishes a powertrain warranty from a bumper-to-bumper warranty?

A powertrain warranty often lasts longer than a bumper-to-bumper warranty and covers the engine, transmission, and drivetrain of the car.

A bumper-to-bumper warranty can secure you financially and give you piece of mind that you’ll be taken care of if you wish to prevent unanticipated costly repairs. Additionally, other advantages like roadside assistance, towing, and payment for rental cars are frequently included in vehicle service contracts.