What Does Toyota Extended Service Plan Cover

In the event of mechanical failures, your car is covered by a Toyota extended warranty, generally known as a Toyota Vehicle Service Agreement (VSA). Toyota’s factory guarantee is valid for up to 5 years/60,000 miles, however it can be extended with an extended warranty plan.

Platinum Protection, Gold Protection, and Powertrain Protection are the three extended warranty programs that Toyota offers. For both new and used vehicles, all three levels of coverage are offered, albeit the terms of each coverage level differ.

What does Toyota’s extended warranty cover?

Toyota, like the majority of automakers, doesn’t disclose the price of their extended warranties on its website. However, according to our study, the typical price range for Toyota extended warranties is $1,0001,500.

Anytime up until the factory warranty expires, which is either 3 years or 36,000 miles, whichever comes first, you can buy a Toyota extended warranty. After the Toyota original warranty ends, you can also buy a third-party warranty plan.

The Vehicle Service Agreement, or VSA, is the name of the extra warranty offered by Toyota. Toyota offers the Platinum Protection, Gold Protection, and Powertrain Protection plans as its three VSAs for both new and used cars.

Your car is protected in the event of a mechanical malfunction or component failure by a Toyota extended warranty. Depending on the level of plan you select, different sections are covered. Up to 10 years and 125,000 miles of coverage are provided by a Toyota extended warranty.

What is covered by an extended service agreement?

Some repairs are covered by an extended warranty or car service contract in addition to or after the manufacturer’s warranty expires.

Routine maintenance like tire replacement and oil changes are often not covered by extended warranties or car service contracts. Before obtaining an extended warranty or vehicle service contract, take into account the cost of the warranty, what is covered and what is not, as well as how you expect to use the vehicle. You might discover that the extra warranty protection is not worth the extra money.

What should the cost of a Toyota extended warranty be?

Automoblog and its partners may get compensation if you decide to buy the items mentioned in this post.

  • Customers claim to have paid between $1,500 and $2,500 for a Toyota extended warranty.
  • The length of a Toyota extended warranty can be increased to ten years.
  • The Toyota factory warranty offers 5 years/60,000 miles of powertrain warranty coverage in addition to 3 years/36,000 miles of bumper-to-bumper coverage.

Is an extended warranty on a Toyota worthwhile?

Our review staff takes great delight in providing consumers with factual and unbiased information. On order to compile our rankings of the best service providers in the market, we collected information from numerous extended vehicle warranty businesses. Companies are rated in each of the following categories and given an overall score out of 5.0:

  • Customer service: An extended warranty provider’s degree of customer service and care is a key factor to take into account. Our review staff sorts through consumer feedback and grievances from reliable websites like Trustpilot and the Better Business Bureau (BBB). Based on our study of the secret shoppers, we also take the responsiveness of each company’s customer support team into account.
  • Customers value open and honest communication when it comes to vehicle servicing contracts, thus transparency is important. The availability of money-back guarantees and sample contracts is taken into consideration by our experienced staff.
  • Reputation: Reputable extended warranty suppliers routinely deliver top-notch services. When determining this number, our team considers the BBB ratings and the company’s track record of dependable service.
  • Coverage: To accommodate consumers’ various needs, a broad range of coverage is necessary. We consider the quantity of available extended auto warranty policies, period restrictions, exclusions, and supplementary features.
  • Price: Because there are so many variables that affect costs, comparing suppliers can be challenging. We use a secret shopper analysis using various automobiles, mileages, warranty plans, and locations to calculate this score.

Q & A

Yes. Your car will be covered by a Toyota extended warranty for up to 10 years or 125,000 miles, whichever comes first. For both new and pre-owned Toyotas, Toyota offers three warranty programs. You can choose between basic coverage and bumper-to-bumper protection for the critical components and systems in your Toyota.

It’s worth it to spend a little monthly price for a Toyota extended warranty if you’re concerned about having to make expensive repairs. You will only have to pay a deductible for repairs at the time of service. Roadside assistance and reimbursement for lost or damaged rental cars are frequently included with extended auto warranties.

Three coverage options are available from Toyota for extended warranty plans, each of which covers a different part of your car. The Powertrain Plan focuses on protecting your car’s most expensive parts, such the engine, while the Platinum plan offers complete, bumper-to-bumper coverage.

What is covered by the Toyota 100,000 mile warranty?

7-year/100,000-mile Limited Powertrain Warranty Covers all internally lubricated parts as well as main engine and gearbox components. provides travel insurance with payment for housing and meals while traveling more than 150 miles from home.

What is covered by the Toyota 5-year warranty?

5 year Mirai Fuel Cell Guarantee Under normal operation, the Mirai warranty covers any flaw that can be traced to a manufacturing or assembly error for a period of five years or 60,000 miles, whichever comes first. The first year has no mileage restrictions.

Is a longer service agreement worthwhile?

In a Consumer Reports poll, 55% of those who bought an extended warranty never used it, and of those who did, the majority saved less on repairs than they paid for the contract. Therefore, extended warranties are often “a lousy value” when it comes to the long-term cost of your car.

Additional negatives include:

  • Overlap: If you already have coverage from the manufacturer’s warranty or a mechanical breakdown insurance policy, you may not need the extended warranty. In that situation, Gillis claims that “the additional coverage is not worth the premium.”
  • Exclusions: Every contract has fine language that details how you can utilize the warranty, for instance, the provider may not cover issues brought on by natural wear and tear or may limit the claim payout in accordance with the depreciation of your car.
  • Limitations: You might need to bring your automobile to a repair facility that has been approved by the warranty instead of choosing your own technician.
  • Additional costs: A deductible and the remainder of the repair charge may be covered by some extended warranties.
  • A Consumer Reports poll found that 55% of those who purchased extended warranties never used them.

Is engine repair covered by an extended warranty?

For the main parts of your car, an extended warranty functions as insurance. Your warranty provider will cover any necessary repairs if something breaks down and has to be fixed. There will only be a set deductible that you must pay.

Depending on the type of warranty you select, an extended warranty may or may not cover specific items. The engine, transmission, axles, and gaskets are among the essential mechanical components of your car that are typically covered by extended warranties.

Do extended service contracts make sense?

Consider the price of the goods at the time of purchase as well as the expected cost of repairs when determining if an extended warranty or service contract is worth the extra money. If repairs aren’t anticipated to be necessary or expensive, an extended warranty or service contract may not be worthwhile. Look at product review websites to check if other customers have complained that the item you purchased frequently needs pricey repairs. Read the service contract or extended warranty’s fine print. Does it provide more coverage than the original product’s warranty? Otherwise, it isn’t a decent bargain.

  • Reputation. A service contract or extended warranty is only as valuable as the firm providing the coverage. Examine the reputation of the business and its length of operation before you sign a contract. To find out if there are any unfavorable reviews of the business, conduct an online search using the company name and words like “review” or “complaint.” To determine if the company has been the subject of any complaints, contact the consumer protection office in your state.
  • Costs. Examine the original cost of the service contract or extended warranty as well as any potential hidden costs, such as deductibles or charges you must pay each time the product is serviced. Does the cost of shipping the item to a repair facility apply? Is there a cost involved with transferring the service contract or extended warranty to another person? Are there any financial restrictions imposed by the extended warranty or service agreement? For instance, auto repair agreements could not entirely cover costs associated with towing or car rentals.
  • Claims. The value of having coverage can be diminished by a challenging claims process or by waiting for reimbursement. Who is responsible for repairs? How do you assert something? Do you have to bring the item back to the shop where you purchased it? Even if you’ve moved away, you might need to visit the local seller or dealer if the contract is offered locally.
  • what is protected. Not every circumstance or repair will be covered by an extended warranty or service contract. Find out what restrictions are in place before deciding if one is a good value. Does it include unintentional damage? When it comes to routine maintenance, for instance, might the corporation refuse to provide coverage? Does it only cover certain product components or certain repairs? Assume that something is not covered if it isn’t mentioned in the contract.
  • how much time it lasts. You can determine the contract’s annual or monthly cost by knowing how long the coverage will last.

Can you subsequently purchase a Toyota extended warranty?

When you acquire a new Toyota, or at any time before the factory warranty coverage expires, you can purchase an extended warranty from Toyota. A 3-year/36,000-mile extended warranty is available for any new Toyota vehicle.

According to our investigation, a Toyota extended warranty is between $1,000 and $1,500. A third-party extended warranty will probably be less expensive and provide additional benefits.

By choosing ToyotaCare Plus, which extends maintenance coverage up to 4 years/45,000 miles, you can extend your ToyotaCare. Your car is only covered by the initial ToyotaCare plan for two years and 25,000 miles. Your car must be less than 37 months old and have fewer than 31,000 miles on it to be eligible for ToyotaCare Plus.

The Vehicle Service Agreement, or VSA for short, is the name of the added warranty offered by Toyota. Toyota provides one type of VSA for certified pre-owned vehicles, three types for used vehicles, and three types for new vehicles.

Only a Toyota dealership can sell you an extended warranty for a Toyota. However, a number of reliable businesses offer third-party extended warranties online.

How do I verify the length of my Toyota extended warranty?

Calling your dealer and giving them your car’s VIN will allow you to find out if your Toyota is still covered by warranty. Your information will be searchable by the dealer, who will be able to inform you of your protection status. They’ll be able to inform you of what is and isn’t covered as well.

Is paint covered by the Toyota extended warranty?

Toyota cares about our customers’ ownership experiences, even while the original factory paint is covered by the New Vehicle Limited Warranty for 3 years or 36,000 miles (whichever comes first).

Toyota warranties cover tires, right?

The coverage of the Toyota factory warranty has a few exclusions. Damage brought on by fire or theft is not covered, nor are breakdowns brought on by the use of fluids or gasoline that are not recommended in your owner’s manual. The following additional types of damage are not covered by your factory warranty:

  • road trash (including stone chips)
  • Damage caused by hail, floods, windstorms, or lightning during storms
  • airborne substances
  • pollution of water
  • Salt
  • twig sap

It’s also important to note that the manufacturer of the tires, not Toyota, provides the guarantee for tires.

The ToyotaCare No Cost Maintenance Plan offers new Toyota owners an additional incentive by paying for maintenance for two years and 25,000 miles as well as providing free roadside assistance for two years and unlimited mileage. But after the first two years, this service is not offered any longer. Expect to pay for an oil change, tire rotation, inspection, or fluid level correction yourself after the expiration date.

The basic Toyota warranty does not cover “normal wear and tear expenses, such as engine tune-ups, spark plug or fuse replacements, wiper blade repairs, brake pad issues, and cosmetic problems.” This includes noises and vibrations your car may make, as well as cosmetic conditions or deterioration brought on by normal wear and tear on the road.