Should You Buy Toyota Extended Warranty

A Toyota extended warranty makes sense for the majority of drivers. The manufacturer will supply benefits like roadside assistance and coverage for up to 10 years/125,000 miles. Similar levels of protection and service are offered at competitive prices by independent suppliers like Endurance and CARCHEX.

We advise requesting quotations from many companies if you’re looking for an extended auto warranty so you can compare coverage and costs. Below, you can request free quotations from Endurance as well as CARCHEX and Protect My Car, two additional top suppliers.

Is an extended warranty on a Toyota worthwhile?

Our review staff takes great delight in providing consumers with factual and unbiased information. On order to compile our rankings of the best service providers in the market, we collected information from numerous extended vehicle warranty businesses. Companies are rated in each of the following categories and given an overall score out of 5.0:

  • Price: Because there are so many variables that affect costs, comparing suppliers can be challenging. We use a secret shopper analysis using various automobiles, mileages, warranty plans, and locations to calculate this score.
  • Reputation: Reputable extended warranty suppliers routinely deliver top-notch services. When determining this number, our team considers the BBB ratings and the company’s track record of dependable service.
  • Customers value open and honest communication when it comes to vehicle servicing contracts, thus transparency is important. The availability of money-back guarantees and sample contracts is taken into consideration by our experienced staff.
  • Customer service: An extended warranty provider’s degree of customer service and care is a key factor to take into account. Our review staff sorts through consumer feedback and grievances from reliable websites like Trustpilot and the Better Business Bureau (BBB). Based on our study of the secret shoppers, we also take the responsiveness of each company’s customer support team into account.
  • Coverage: To accommodate consumers’ various needs, a broad range of coverage is necessary. We consider the quantity of available extended auto warranty policies, period restrictions, exclusions, and supplementary features.

Q & A

Yes. Your car will be covered by a Toyota extended warranty for up to 10 years or 125,000 miles, whichever comes first. For both new and pre-owned Toyotas, Toyota offers three warranty programs. You can choose between basic coverage and bumper-to-bumper protection for the critical components and systems in your Toyota.

It’s worth it to spend a little monthly price for a Toyota extended warranty if you’re concerned about having to make expensive repairs. You will only have to pay a deductible for repairs at the time of service. Roadside assistance and reimbursement for lost or damaged rental cars are frequently included with extended auto warranties.

Three coverage options are available from Toyota for extended warranty plans, each of which covers a different part of your car. The Powertrain Plan focuses on protecting your car’s most expensive parts, such the engine, while the Platinum plan offers complete, bumper-to-bumper coverage.

Can I acquire an extended Toyota warranty after making a purchase?

When you acquire a new Toyota, or at any time before the factory warranty coverage expires, you can purchase an extended warranty from Toyota. A 3-year/36,000-mile extended warranty is available for any new Toyota vehicle.

According to our investigation, a Toyota extended warranty is between $1,000 and $1,500. A third-party extended warranty will probably be less expensive and provide additional benefits.

By choosing ToyotaCare Plus, which extends maintenance coverage up to 4 years/45,000 miles, you can extend your ToyotaCare. Your car is only covered by the initial ToyotaCare plan for two years and 25,000 miles. Your car must be less than 37 months old and have fewer than 31,000 miles on it to be eligible for ToyotaCare Plus.

The Vehicle Service Agreement, or VSA for short, is the name of the added warranty offered by Toyota. Toyota provides one type of VSA for certified pre-owned vehicles, three types for used vehicles, and three types for new vehicles.

Only a Toyota dealership can sell you an extended warranty for a Toyota. However, a number of reliable businesses offer third-party extended warranties online.

Why never purchase an extended warranty?

While in theory they could be a good idea, extended warranties are frequently expensive and don’t always cover everything that could go wrong.

Additionally, many buyers of extended warranties never utilize them. An extended warranty would then be a cost with no financial benefit. In a Consumer Reports survey, barely a quarter of respondents said they would buy an extended warranty again, and 55% of those who purchased one did not utilize it.

Additionally, among those who made use of their guarantee, the cost of repairs was frequently less than the warranty’s price.

It can make more sense to put aside the cash you would spend on an extended warranty and use it to pay for any necessary repairs rather than buying one.

However, there are a few things you should be aware of before making the decision to purchase an extended warranty, including how it functions, how much it costs, and the benefits and drawbacks of doing so. Furthermore, even though we’ll use the term “extended warranty” since it’s widely accepted, this is not a warranty as that term is used in federal law, and it doesn’t offer the same consumer protections that other warranties do.

What should the cost of a Toyota extended warranty be?

Automoblog and its partners may get compensation if you decide to buy the items mentioned in this post.

  • The length of a Toyota extended warranty can be increased to ten years.
  • Customers claim to have paid between $1,500 and $2,500 for a Toyota extended warranty.
  • The Toyota factory warranty offers 5 years/60,000 miles of powertrain warranty coverage in addition to 3 years/36,000 miles of bumper-to-bumper coverage.

My Toyota extended warranty may I cancel?

Within 30 days, you can cancel your VSA and receive a complete refund less a $50 processing fee (as permitted by state law). If cancellations are requested after 30 days, they will be prorated. For information on the cancellation procedures in your state, contact your dealer.

What is covered by the Toyota 5-year warranty?

Mirai Fuel Cell Warranty for 5 Years Any manufacture or assembly flaw-related problem is covered by the Mirai guarantee for a period of five years or 60,000 miles, whichever comes first, with no mileage restrictions for the first year.

What is covered by the Toyota 100,000 mile warranty?

Limited Powertrain Warranty for 7 Years and 100,000 Miles covers all internally lubricated parts as well as main engine and gearbox components. provides travel insurance with payment for housing and meals while traveling more than 150 miles from home.

Do extended auto warranties have any value?

Generally speaking, extended auto warranties aren’t worthwhile financially. According to a Consumer Reports poll, the majority of individuals who acquire an extended warranty save less on repairs than they paid for the agreement.

An extended car warranty is probably not worthwhile if you drive a dependable vehicle and keep enough money in savings to cover an emergency auto repair. Similarly, if you already have a dependable technician or have insurance that provides comparable benefits, you might not need an extended warranty.

However, choosing to buy an extended warranty isn’t necessarily only a financial one. For some people, the cost of mental tranquility may be worth it. You might feel more at ease purchasing an extended warranty if your car isn’t the most trustworthy. Just be certain that you are aware of the history of the car and your personal priorities.

What exactly does the Toyota extended warranty cover?

Toyota, like the majority of automakers, doesn’t disclose the price of their extended warranties on its website. However, according to our study, the typical price range for Toyota extended warranties is $1,0001,500.

Anytime up until the factory warranty expires, which is either 3 years or 36,000 miles, whichever comes first, you can buy a Toyota extended warranty. After the Toyota original warranty ends, you can also buy a third-party warranty plan.

The Vehicle Service Agreement, or VSA, is the name of the extra warranty offered by Toyota. Toyota offers the Platinum Protection, Gold Protection, and Powertrain Protection plans as its three VSAs for both new and used cars.

Your car is protected in the event of a mechanical malfunction or component failure by a Toyota extended warranty. Depending on the level of plan you select, different sections are covered. Up to 10 years and 125,000 miles of coverage are provided by a Toyota extended warranty.

Can you get an extended warranty later on?

After your manufacturer’s warranty expires, you can always buy an extended warranty. The majority of contemporary automakers do, however, have a provision requiring car owners to sign up for an extended warranty plan before the manufacturer’s warranty program expires.

If you insist on purchasing an extended warranty from the manufacturer, we advise signing up for it as soon as your factory warranty expires to avoid coverage gaps. You can always get an extended warranty when you buy the car, but doing so will require you to pay interest on a warranty that you won’t be able to use anytime soon. But if it’s a package deal that offers further discounts, go for it.

However, a third-party extended warranty is the best option if you want to always have the option to choose an extended warranty. As long as your vehicle complies with the company’s requirements, the majority of businesses will supply you with coverage at any point throughout your ownership and may even offer extended warranties for used cars. CarShield is one of the greatest alternatives.

The alternator is covered by the Toyota extended warranty.

Toyota offers a three-year, 36,000-mile basic warranty, whichever comes first. This basic warranty covers all necessary maintenance and repairs to all automotive parts due to a manufacturing or material defect supplied by Toyota. This covers parts like your entertainment system, steering system, brake system (apart from brake pads and rotors), alternator, and more. Additionally, it will cover any recalls carried out while your warranty is still in effect.

Toyota warranties cover tires, right?

The coverage of the Toyota factory warranty has a few exclusions. Damage brought on by fire or theft is not covered, nor are breakdowns brought on by the use of fluids or gasoline that are not recommended in your owner’s manual. The following additional types of damage are not covered by your factory warranty:

  • twig sap
  • Damage caused by hail, floods, windstorms, or lightning during storms
  • road trash (including stone chips)
  • Salt
  • pollution of water
  • airborne substances

It’s also important to note that the manufacturer of the tires, not Toyota, provides the guarantee for tires.

The ToyotaCare No Cost Maintenance Plan offers new Toyota owners an additional incentive by paying for maintenance for two years and 25,000 miles as well as providing free roadside assistance for two years and unlimited mileage. But after the first two years, this service is not offered any longer. Expect to pay for an oil change, tire rotation, inspection, or fluid level correction yourself after the expiration date.

Furthermore, since the fundamental Toyota guarantee does not cover “regular wear and tear expenses” like engine tune-ups, spark plug or fuse replacements, wiper blade repairs, brake pad concerns, or cosmetic issues, Toyota owners will also need to budget for these costs. This includes any vibrations and noises your automobile may create, as well as any cosmetic issues or degeneration brought on by regular wear and tear from driving.

How do dealerships terminate extended warranties?

Unfortunately, since dealers receive a commission when they offer you an extended warranty, they won’t rush to help you cancel. When you return to the dealership or make the call to cancel, it might be helpful if you have a weak constitution to have a pushy and assertive friend with you.

You must fill out a form detailing your mileage and the cancellation date in order to cancel your extended auto warranty, and you must then obtain a signed copy of the form from the dealership.

Don’t be scared to phone them every few weeks because you will likely need to prod them towards processing the request.