A Toyota extended warranty makes sense for the majority of drivers. The manufacturer will supply benefits like roadside assistance and coverage for up to 10 years/125,000 miles. Similar levels of protection and service are offered at competitive prices by independent suppliers like Endurance and CARCHEX.
We advise requesting quotations from many companies if you’re looking for an extended auto warranty so you can compare coverage and costs. Below, you can request free quotations from Endurance as well as CARCHEX and Protect My Car, two additional top suppliers.
In This Article...
Is an extended warranty on a Toyota worthwhile?
It’s worth it to spend a little monthly price for a Toyota extended warranty if you’re concerned about having to make expensive repairs. You will only have to pay a deductible for repairs at the time of service. Roadside assistance and reimbursement for lost or damaged rental cars are frequently included with extended auto warranties.
Can I acquire an extended Toyota warranty after making a purchase?
When you acquire a new Toyota, or at any time before the factory warranty coverage expires, you can purchase an extended warranty from Toyota. A 3-year/36,000-mile extended warranty is available for any new Toyota vehicle.
According to our investigation, a Toyota extended warranty is between $1,000 and $1,500. A third-party extended warranty will probably be less expensive and provide additional benefits.
By choosing ToyotaCare Plus, which extends maintenance coverage up to 4 years/45,000 miles, you can extend your ToyotaCare. Your car is only covered by the initial ToyotaCare plan for two years and 25,000 miles. Your car must be less than 37 months old and have fewer than 31,000 miles on it to be eligible for ToyotaCare Plus.
The Vehicle Service Agreement, or VSA for short, is the name of the added warranty offered by Toyota. Toyota provides one type of VSA for certified pre-owned vehicles, three types for used vehicles, and three types for new vehicles.
Only a Toyota dealership can sell you an extended warranty for a Toyota. However, a number of reliable businesses offer third-party extended warranties online.
Why should you never buy the extended warranty?
While in theory they could be a good idea, extended warranties are frequently expensive and don’t always cover everything that could go wrong.
Additionally, many buyers of extended warranties never utilize them. An extended warranty would then be a cost with no financial benefit. In a Consumer Reports survey, barely a quarter of respondents said they would buy an extended warranty again, and 55% of those who purchased one did not utilize it.
Additionally, among those who made use of their guarantee, the cost of repairs was frequently less than the warranty’s price.
It can make more sense to put aside the cash you would spend on an extended warranty and use it to pay for any necessary repairs rather than buying one.
However, there are a few things you should be aware of before making the decision to purchase an extended warranty, including how it functions, how much it costs, and the benefits and drawbacks of doing so. Furthermore, even though we’ll use the term “extended warranty” since it’s widely accepted, this is not a warranty as that term is used in federal law, and it doesn’t offer the same consumer protections that other warranties do.
What should the cost of a Toyota extended warranty be?
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- The Toyota factory warranty offers 5 years/60,000 miles of powertrain warranty coverage in addition to 3 years/36,000 miles of bumper-to-bumper coverage.
- The length of a Toyota extended warranty can be increased to ten years.
- Customers claim to have paid between $1,500 and $2,500 for a Toyota extended warranty.
Can I revoke my extended Toyota warranty?
Within 30 days, you can cancel your VSA and receive a complete refund less a $50 processing fee (as permitted by state law). If cancellations are requested after 30 days, they will be prorated. For information on the cancellation procedures in your state, contact your dealer.
Does an extended warranty make sense?
Extended warranties are often “a lousy value” when it comes to the overall cost of your car, according to Gillis. 55% of consumers who bought an extended warranty in a Consumer Reports poll never used it. Most people who used the guarantee ended up spending more on repairs than they had originally saved.
Additional negatives include:
- Limitations: You might need to bring your automobile to a repair facility that has been approved by the warranty instead of choosing your own technician.
- A percentage of the repair expense may be covered by some extended warranties. The remainder, along with a deductible, is your responsibility.
- Exclusions: The fine language in every contract outlines how the warranty may be applied. For instance, the provider can refuse to pay for issues brought on by regular wear and tear or lower the claim settlement in light of your car’s depreciation.
- Overlap: If you already have coverage from the manufacturer’s warranty or a mechanical breakdown insurance policy, you may not need the extended warranty. In that situation, Gillis claims that “the additional coverage is not worth the premium.”
- A Consumer Reports poll found that 55% of those who purchased extended warranties never used them.
What is covered by the Toyota 100,000 mile warranty?
Limited Powertrain Warranty for 7 Years and 100,000 Miles covers all internally lubricated parts as well as main engine and gearbox components. provides travel insurance with payment for housing and meals while traveling more than 150 miles from home.
What exactly does the Toyota extended warranty cover?
Toyota, like the majority of automakers, doesn’t disclose the price of their extended warranties on its website. However, according to our study, the typical price range for Toyota extended warranties is $1,0001,500.
Anytime up until the factory warranty expires, which is either 3 years or 36,000 miles, whichever comes first, you can buy a Toyota extended warranty. After the Toyota original warranty ends, you can also buy a third-party warranty plan.
The Vehicle Service Agreement, or VSA, is the name of the extra warranty offered by Toyota. Toyota offers the Platinum Protection, Gold Protection, and Powertrain Protection plans as its three VSAs for both new and used cars.
Your car is protected in the event of a mechanical malfunction or component failure by a Toyota extended warranty. Depending on the level of plan you select, different sections are covered. Up to 10 years and 125,000 miles of coverage are provided by a Toyota extended warranty.
What is covered by the Toyota 5-year warranty?
Mirai Fuel Cell Warranty for 5 Years Any manufacture or assembly flaw-related problem is covered by the Mirai guarantee for a period of five years or 60,000 miles, whichever comes first, with no mileage restrictions for the first year.
Are new car extended warranties worth it?
Extended warranties are ideal if you need extra protection or can’t afford the cost of unforeseen repairs, regardless of whether you drive a new or old automobile. Without an extended warranty, it could be challenging to cover the cost of necessary repairs, replacement parts, and labor after a manufacturing guarantee ends.
Getting an extended auto warranty, like one from market leader CARCHEX, takes care of this worry and guards against pricey repairs. Additionally, it takes the effort out of doing tedious paperwork and haggling with technicians to get a fair price.
The alternator is covered by the Toyota extended warranty.
Toyota offers a three-year, 36,000-mile basic warranty, whichever comes first. This basic warranty covers all necessary maintenance and repairs to all automotive parts due to a manufacturing or material defect supplied by Toyota. This covers parts like your entertainment system, steering system, brake system (apart from brake pads and rotors), alternator, and more. Additionally, it will cover any recalls carried out while your warranty is still in effect.
Can you return your money if you cancel your extended warranty?
Anytime you decide to cancel your extended warranty, you’ll receive a prorated refund for the period that was left on your policy. If the warranty was part of your loan, your car payment won’t change, but after the refund is taken out of your balance, you might be able to pay off the car sooner.
To make the cancellation process as simple as possible, think about the following advice:
Check the small print. For information on who to contact and whether there is a cancellation fee, locate the paperwork for your insurance. Call the finance manager who sold you the extended warranty if you just purchased it and you don’t yet receive the contract. You might need to get in touch with the business through phone or letter regarding third-party warranties.
Let’s say “no. Be aware that if you phone a warranty business, you will likely be routed to a department that is trained to persuade you to stay with them. Don’t feel like you have to explain why you’re cancelingjust keep saying it “no.
Get it down on paper. Get a copy of any cancellation forms that you might be required to fill out signed by a dealership employee. Keep copies of any pertinent paperwork, including your cancellation letter or form.
Following up To ensure that your cancellation was successful, schedule a reminder. You can speak with your lender or check your loan statement.
Toyota warranties cover tires, right?
The coverage of the Toyota factory warranty has a few exclusions. Damage brought on by fire or theft is not covered, nor are breakdowns brought on by the use of fluids or gasoline that are not recommended in your owner’s manual. The following additional types of damage are not covered by your factory warranty:
- Damage caused by hail, floods, windstorms, or lightning during storms
- Salt
- twig sap
- road trash (including stone chips)
- pollution of water
- airborne substances
It’s also important to note that the manufacturer of the tires, not Toyota, provides the guarantee for tires.
The ToyotaCare No Cost Maintenance Plan offers new Toyota owners an additional incentive by paying for maintenance for two years and 25,000 miles as well as providing free roadside assistance for two years and unlimited mileage. But after the first two years, this service is not offered any longer. Expect to pay for an oil change, tire rotation, inspection, or fluid level correction yourself after the expiration date.
The basic Toyota warranty does not cover “normal wear and tear expenses, such as engine tune-ups, spark plug or fuse replacements, wiper blade repairs, brake pad issues, and cosmetic problems.” This includes noises and vibrations your car may make, as well as cosmetic conditions or deterioration brought on by normal wear and tear on the road.
Prepaid maintenance contracts worth the money?
Doing the arithmetic before meeting with the dealer is the key to saving money, as it is with the majority of components of the car-buying process. Compare the plan’s cost to the expected cost of the out-of-pocket expenses or scheduled costs for the covered period.
The maintenance you’ll need and when you’ll need it should be listed in your owner’s manual. For a breakdown of the costs associated with planned maintenance, contact the dealer service manager. You can find out the scheduled maintenance costs for particular models at normal service intervals using the maintenance cost calculator and cost-to-own calculator offered by Edmunds.
Prepaid auto maintenance plans are ultimately not worthwhile if the expected cost of scheduled maintenance for your new car for the first 30,000 miles is $400 and you spend $800 for the plan. You save money if you get the plan for $250. You can strike a balance, but keep in mind that if the prepaid maintenance plan is part of your loan, you should estimate the total cost by adding the interest cost to the flat maintenance cost.