Our review staff takes great delight in providing consumers with factual and unbiased information. On order to compile our rankings of the best service providers in the market, we collected information from numerous extended vehicle warranty businesses. Companies are rated in each of the following categories and given an overall score out of 5.0:
- Coverage: To accommodate consumers’ various needs, a broad range of coverage is necessary. We consider the quantity of available extended auto warranty policies, period restrictions, exclusions, and supplementary features.
- Customer service: An extended warranty provider’s degree of customer service and care is a key factor to take into account. Our review staff sorts through consumer feedback and grievances from reliable websites like Trustpilot and the Better Business Bureau (BBB). Based on our study of the secret shoppers, we also take the responsiveness of each company’s customer support team into account.
- Price: Because there are so many variables that affect costs, comparing suppliers can be challenging. We use a secret shopper analysis using various automobiles, mileages, warranty plans, and locations to calculate this score.
- Reputation: Reputable extended warranty suppliers routinely deliver top-notch services. When determining this number, our team considers the BBB ratings and the company’s track record of dependable service.
- Customers value open and honest communication when it comes to vehicle servicing contracts, thus transparency is important. The availability of money-back guarantees and sample contracts is taken into consideration by our experienced staff.
In This Article...
Q & A
Yes. Your car will be covered by a Toyota extended warranty for up to 10 years or 125,000 miles, whichever comes first. For both new and pre-owned Toyotas, Toyota offers three warranty programs. You can choose between basic coverage and bumper-to-bumper protection for the critical components and systems in your Toyota.
It’s worth it to spend a little monthly price for a Toyota extended warranty if you’re concerned about having to make expensive repairs. You will only have to pay a deductible for repairs at the time of service. Roadside assistance and reimbursement for lost or damaged rental cars are frequently included with extended auto warranties.
Three coverage options are available from Toyota for extended warranty plans, each of which covers a different part of your car. The Powertrain Plan focuses on protecting your car’s most expensive parts, such the engine, while the Platinum plan offers complete, bumper-to-bumper coverage.
What should the cost of a Toyota extended warranty be?
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- The Toyota factory warranty offers 5 years/60,000 miles of powertrain warranty coverage in addition to 3 years/36,000 miles of bumper-to-bumper coverage.
- The length of a Toyota extended warranty can be increased to ten years.
- Customers claim to have paid between $1,500 and $2,500 for a Toyota extended warranty.
Is an extended warranty worth the money?
In a Consumer Reports poll, 55% of those who bought an extended warranty never used it, and of those who did, the majority saved less on repairs than they paid for the contract. Therefore, extended warranties are often “a lousy value” when it comes to the long-term cost of your car.
Additional negatives include:
- Limitations: You might need to bring your automobile to a repair facility that has been approved by the warranty instead of choosing your own technician.
- A Consumer Reports poll found that 55% of those who purchased extended warranties never used them.
- A percentage of the repair expense may be covered by some extended warranties. The remainder, along with a deductible, is your responsibility.
- Overlap: If you already have coverage from the manufacturer’s warranty or a mechanical breakdown insurance policy, you may not need the extended warranty. In that situation, Gillis claims that “the additional coverage is not worth the premium.”
- Exclusions: The fine language in every contract outlines how the warranty may be applied. For instance, the provider can refuse to pay for issues brought on by regular wear and tear or lower the claim settlement in light of your car’s depreciation.
Can you subsequently purchase a Toyota extended warranty?
Toyota, like the majority of automakers, doesn’t disclose the price of their extended warranties on its website. However, according to our study, the typical price range for Toyota extended warranties is $1,0001,500.
Anytime up until the factory warranty expires, which is either 3 years or 36,000 miles, whichever comes first, you can buy a Toyota extended warranty. After the Toyota original warranty ends, you can also buy a third-party warranty plan.
The Vehicle Service Agreement, or VSA, is the name of the extra warranty offered by Toyota. Toyota offers the Platinum Protection, Gold Protection, and Powertrain Protection plans as its three VSAs for both new and used cars.
Your car is protected in the event of a mechanical malfunction or component failure by a Toyota extended warranty. Depending on the level of plan you select, different sections are covered. Up to 10 years and 125,000 miles of coverage are provided by a Toyota extended warranty.
The alternator is covered by the Toyota extended warranty.
Toyota offers a three-year, 36,000-mile basic warranty, whichever comes first. This basic warranty covers all necessary maintenance and repairs to all automotive parts due to a manufacturing or material defect supplied by Toyota. This covers parts like your entertainment system, steering system, brake system (apart from brake pads and rotors), alternator, and more. Additionally, it will cover any recalls carried out while your warranty is still in effect.
Is air conditioning covered by the Toyota extended warranty?
Toyota prefers to name its service agreement rather than a warranty when referring to its extended warranty. There is no evil intent behind this tactic, which car dealerships do frequently. Just remember that they are talking about what the majority of people refer to as an extended warranty.
For both new Toyotas and Toyota certified used cars, Toyota offers extended warranty options called Platinum Protection, Gold Protection, and Powertrain Protection.
What Is Toyota’s Platinum Protection Warranty?
This premium extended warranty is offered by Toyota. It covers the parts of the engine, the transmission, the axle assembly, the suspension, the steering, the fuel system, the cooling system, the air conditioning, the heating, the brakes, the electrical, the computer, and the electronics.
The following items are also included in the Platinum Protection service agreement:
- Protection against mechanical failure, including towing to the closest authorized dealer (for covered breakdowns).
- For the duration of the warranty, roadside assistance is offered around-the-clock in the US and Canada. This includes delivery for up to 3 gallons of fuel and covers battery jump starts, flat tires, lockout assistance, and delivery (for a maximum of twice per month).
- Substitute lodging (up to $100/day for a maximum of five days, provided you are more than 150 miles from home), compensation for meals (up to $50/day for a maximum of five days), and transportation.
What is covered by the Toyota 100,000 mile warranty?
Limited Powertrain Warranty for 7 Years and 100,000 Miles covers all internally lubricated parts as well as main engine and gearbox components. provides travel insurance with payment for housing and meals while traveling more than 150 miles from home.
What is covered by the Toyota 5-year warranty?
Mirai Fuel Cell Warranty for 5 Years Any manufacture or assembly flaw-related problem is covered by the Mirai guarantee for a period of five years or 60,000 miles, whichever comes first, with no mileage restrictions for the first year.
Why buying extended warranties is a bad idea?
Unfortunately, extended warranties are not all they’re cracked up to be, as the Ramsey Solutions blog argues, and there are a number of reasons you should avoid them.
According to the blog, one of the main reasons to stay away from extended warranties is the likelihood that you won’t actually utilize yours. That’s because the businesses that offer them “did the math” and usually make sure the warranties expire before the majority of the parts are expected to fail.
The extended warranties normally have several coverage exclusions, according to Ramsey’s site, so they are generally not worth the money. You’d be wasting your money by purchasing one because the guarantee might not cover the most frequent problems. The warranty provider could possibly go out of business before you can use it, in which case you would have paid ahead for nothing in return.
Ramsey further cautions that most extended warranties are costly and are a big source of revenue for both the businesses and the salespeople who upsell them to unwary customers.
Why are extended warranties bad?
Before buying, be aware of the manufacturer’s warranty. According to federal law, you must have access to the manufacturer’s warranty before making a purchase. When reading it, take notice of the warranty’s duration (usually 90 days or so), the items it covers, and if the seller would make a repair, a replacement, or a refund.
When a problem arises, it is important to get in touch with the manufacturer because some companies still fix products even after the warranty has expired. Remember that some extended warranties just repeat the protection that the manufacturer’s plan currently provides.
Verify if you already have extra protection with a credit card. Check to see if the card issuer extends the warranty if you purchased the item with a credit card. Many people do so for a year or longer. Call customer support to find out if your card offers such a benefit if you are unsure. Alternately, use an app like Sift, which will inform you of the warranty’s duration before you make a purchase with a particular card.
Check the small print. Your perception of extended warranty coverage may not be accurate. Extended warranties may have several exclusions that reduce the value of the service. According to the Federal Trade Commission, insurance firms may be allowed to reject a claim if you haven’t adhered to their recommended maintenance schedules or accidental damage may not be covered by the policy.
Your use of a particular service provider or repair facility for service may also be mandated by the warranty.
Richard Alderman, director of the Center for Consumer Law at the University of Houston, warns that if you don’t reside in a big city, you could have to carry the merchandise to an inconvenient location. Despite the fact that shipping isn’t included, you might need to ship it somewhere.
One out of every five customers who use an extended warranty is not happy with the repair, and getting it corrected can take a while or many attempts. The possibility of the warranty provider going out of business exists as well.
However, repairs are typically not too pricey. Going without one isn’t a major risk because the cost of needing a repair without an extended warranty isn’t very high.
Also take into account the location of the product’s purchase. Find a store that accepts returns for damaged goods. Even years after the original purchase, stores with the friendliest return policies will still take back damaged goods because “not every firm is out to get you,” says Bob Hunter, director of insurance for the Consumer Federation of America.
Toyota warranties cover tires, right?
The coverage of the Toyota factory warranty has a few exclusions. Damage brought on by fire or theft is not covered, nor are breakdowns brought on by the use of fluids or gasoline that are not recommended in your owner’s manual. The following additional types of damage are not covered by your factory warranty:
- pollution of water
- twig sap
- Salt
- Damage caused by hail, floods, windstorms, or lightning during storms
- airborne substances
- road trash (including stone chips)
It’s also important to note that the manufacturer of the tires, not Toyota, provides the guarantee for tires.
The ToyotaCare No Cost Maintenance Plan offers new Toyota owners an additional incentive by paying for maintenance for two years and 25,000 miles as well as providing free roadside assistance for two years and unlimited mileage. But after the first two years, this service is not offered any longer. Expect to pay for an oil change, tire rotation, inspection, or fluid level correction yourself after the expiration date.
Furthermore, since the fundamental Toyota guarantee does not cover “regular wear and tear expenses” like engine tune-ups, spark plug or fuse replacements, wiper blade repairs, brake pad concerns, or cosmetic issues, Toyota owners will also need to budget for these costs. This includes any vibrations and noises your automobile may create, as well as any cosmetic issues or degeneration brought on by regular wear and tear from driving.