Why Is A Nissan Maxima So Expensive To Insure?

Although the model of your automobile might have a considerable impact on your insurance prices, this is not the only aspect that insurers take into account when calculating your rates. The frequently asked questions about Nissan Maxima insurance rates and coverage are listed below.

A Nissan Maxima costs $1,494 on average for drivers to insure. Depending on your age, where you live, and the year of your automobile, individual costs may differ.

The insurance costs for the Nissan Maxima are thought to be higher than usual. The model has a high probability of theft, making insurance more difficult, according to recent research from the National Highway Traffic Safety Administration.

A Nissan Maxima may be sporty, but for insurance purposes, it is not a sports car.

Renault Maxima

For a 30-year-old driver, the average annual insurance cost for a 2021 Nissan Maxima—the most recent model for which data is available—is $3,483.

The Maxima is the Nissan sedan whose insurance costs are the highest. However, it can be far less expensive to insure some older Maximas: Insurance for a 2011 Maxima costs $2,211 annually, which is $1,272 more than insurance for a 2021 Maxima.

Rates for Nissan Maxima auto insurance in 2022

How much does insurance for a Nissan Maxima cost? To determine how the typical Maxima insurance rates compared to the rest of the large automobile market, we examined car insurance costs from the base Maxima 3.5 S model up to the loaded Platinum trim level.

  • The typical annual premium for maxima insurance is $1,700, or roughly $142 per month for full coverage.
  • The SV trim level of the Maxima is the least expensive to insure at roughly $1,640 a year, and the Platinum trim level is the most expensive at $1,732 a year.
  • Rates can rise to $2,228 per year, or 31.1% more, by purchasing a low deductible coverage, an increase of $528 per year. Rates can be reduced to $1,430 per year with high deductibles, a decrease of $270 per year or 15.9%.
  • Your insurance costs could be as low as $1,100 in Maine or as high as $3,100 in Michigan, depending on the state in which you reside.

Coverage for a Nissan

Nissan cars are renowned for being dependable, affordable, and high-quality. Finding the ideal vehicle is simple because a wide variety of vehicles are made under the brand name. These vehicles are well-liked by individuals from all walks of life because to their affordable price tags and high safety ratings. If you’re considering purchasing a Nissan, you undoubtedly want to know how much it will cost to insure it. The automaker’s vehicles fall somewhere in the middle in terms of insurance costs. Many cars cost less to insure than others, while many others cost more. A Nissan costs $1,492.73 on average per year to insure, which places it 15th out of 36 cars. The fact that these cars aren’t the cheapest to cover may not bother you as you can get into one for a reasonably modest cost. Find out more below about the factors influencing insurance costs.

How much does a 2010 Nissan Maxima insurance policy cost?

the vehicle’s age For newer cars, the typical Nissan Maxima auto insurance rates are greater. For instance, the price difference between auto insurance for a 2020 Nissan Maxima ($1,576) and a 2010 Nissan Maxima ($1,254) is $322.

Nissan discontinued the Maxima for what reason?

The Nissan Maxima will apparently be decommissioned after existing for eight models and almost 40 years. Nissan intends to stop producing the Maxima in the middle of 2023, according to Car & Driver. Nissan’s transition to electric vehicles is what led to the demise of the Maxima.

Are Nissan Maximas dependable vehicles?

How Reliable Is the Nissan Maxima? The estimated reliability rating for the 2021 Maxima is 93 out of 100. J.D. Power predicts that reliability scores will range from 91 to 100, with 91 to 100 being the best, 81 to 90 being great, 70 to 80 being medium, and 0-69 being fair and below average.

In terms of insurance, is a Nissan Maxima a sports car?

Despite the fact that some would argue that sports cars are no longer in production as the industry has recently had some difficulties, 309,222 sports cars were sold in 2019. But which vehicles fall under the category of sports cars? Each insurance company has a different definition of a sports car.

The value that each company places on an automobile’s parts varies, generating in rates that are always greater for sports cars or high-performance vehicles.

Among the variables used in the calculations are:

  • Model and make
  • motor size
  • Size in cylinders
  • Height
  • Weight
  • Horsepower

Sports cars are often two-door, low, race-equipped machines that have a lot of control and are sleek and low.

In addition, there are many fast vehicles that are not sports cars. For insurance purposes, is a Dodge Challenger an acceptable example of a sports car? Due to their larger design, Challengers—despite being a cool and quick automobile—often don’t fit into the sports car category; as a result, muscle car insurance premiums are typically less expensive than those for sports car insurance coverage. And in terms of insurance, is a Nissan Maxima a sports car? Even though the Maxima has four doors, it isn’t likely to qualify as a sports vehicle for insurance purposes despite its sportiness.

Is a Camaro, however, regarded as a sports car? Camaros are typically sports cars, therefore the price will be a little greater.

Is a Mustang a sports car for insurance purposes in comparison to other Mustangs? Your insurer may always classify Mustangs as sports cars, so regardless of trim, you’ll likely pay more.

How much does a Nissan Maxima transmission repair cost?

I’ve been calling local mechanics to obtain quotes on replacing the Nissan Maxima transmission, but I think the prices are too expensive and I’m concerned I’m being taken advantage of. How much should a replacement Nissan Maxima transmission cost?

In less than two minutes, find out if your auto insurance is being overcharged.

Costs for a new Nissan Maxima transmission range from $3,500 to $4,800. The amount you actually pay, however, is determined by:

  • version year
  • Submodel
  • engine kind
  • automobile mileage
  • your residence

Try calling to request quotations from repair facilities outside the immediate metro area if the cost of replacing the transmission is too high. Additionally, Jerry can help you save money by comparing auto insurance rates.

Jerry is a certified insurance broker and price comparison tool that works with numerous insurance providers to find the best deals. You may make adjustments at any time, receive prices instantly, and text an agent with any queries you may have.

Is a Nissan Altima’s insurance pricey?

Main Points In comparison to the average automobile model, the Nissan Altima has an annual insurance cost of $1,323 as opposed to $1,427. Depending on the company, Nissan Altima insurance prices might vary by $617 annually. Depending on how old your car is, Nissan Altima insurance quotes might vary by as much as $431 annually.

Is insurance for the Infiniti G37 expensive?

  • For normal coverage, the Infiniti G37’s insurance costs on average $77 per month, and for minimum coverage, $27 per month.
  • State Farm provides the most affordable monthly payment.
  • The Infiniti G37 with the cheapest insurance rates is the 2008 model, which costs an average of $68 per month for regular coverage.
  • The Infiniti G37 with the highest monthly insurance costs is the 2012 model, which costs an average of $87 per month for regular coverage.

How far can a Nissan Maxima travel?

A performance car made to last, the Nissan Maxima. The Maxima has a lifespan of between 150,000 and 200,000 miles. This indicates that with good use and maintenance and an average yearly mileage of 15,000 miles, you can anticipate 10 to 13 years of service or more.

Are insurance rates for older automobiles lower?

Are insurance rates for older automobiles lower? Yes, the majority of older vehicles are less expensive to insure, particularly for collision and comprehensive coverage. The potential insurance payouts following an accident decrease as vehicles age.

Which automobile brands have the highest insurance costs?

  • $5024 per year for a Maserati Quattroporte.
  • R8 Audi: $4568 annually.
  • BMW i8 costs $4372 per year.
  • Mercedes-AMG GT costs $4130 annually.
  • Nissan GT-R costs $4064 annually.
  • Maserati Ghibli costs $4018 annually.
  • S-Class Mercedes-Benz: $3742 annually.
  • Porsche 911 yearly cost: $3734

Which vehicle requires the most maintenance?

Based on projections of total vehicle maintenance over a ten-year period, BMW leads the list as the priciest automobile brand to maintain, followed by Mercedes-Benz.

Which Maxima year is the most dependable?

Nissan Maxima models produced between 2011 and 2015 and beginning in 2018 are the greatest ever. On the other side, the 2004–2006 model years, together with the years 2009 and 2010, are the worst Nissan Maxima models ever produced. If you want to buy a used Maxima, it’s crucial to pay attention to these model years.

Is it pricey to purchase an Infiniti?

You’ll ultimately wonder how much an Infiniti typically costs to maintain if you’re looking to buy a new or used one. We’ve tried our hardest to provide you with a thorough overview of the prices and what to anticipate for various models and model years in this blog. Let’s begin with a brief response:

The average annual maintenance fee for an Infiniti is $638. This is comparable to the $646 average across all automobile brands. Infiniti is more expensive than its rivals, though. This is due to Infiniti’s lower level of dependability when compared to competitors like Lexus ($551) and Acura ($501).

That, however, hardly captures the entire picture. The annual maintenance costs of the most popular models and the relevant model years are shown below. We’ll also examine the eight most typical servicing issues and talk about how much an Infiniti will cost you in this area. We’ll also explain why an Infiniti is regarded as cheap or expensive to maintain, as well as compare the annual maintenance costs of an Infiniti to 24 other automobile models. Read on!

Maxima versus Altima: Which is better?

Altima and Maxima Engines The 2020 Maxima solely provides front-wheel drive, while the 2020 Altima is the only model with an optional AWD. The 2020 Maxima, meanwhile, features a more potent engine. In compared to the Altima’s 2.5L 4-cylinder engine’s 188 horsepower, the Maxima’s standard 3.5L V6 engine produces an astounding 300 horsepower.

What model year Maxima is having transmission issues?

There are a number of verified, widespread gearbox issues with the Nissan Maxima from the 2004 to 2006 model years. These transmissions sometimes have issues with shifting unpredictably, falling out of gear, and failing to enter forward or reverse gear.

The AW55-50SN is generally regarded as a very bad transmission to own because it has been known for these gearboxes to fail. Depending on how severe the gear breakdown is, you will either need to replace individual parts or the entire gearbox and buy a new one.

You should take your 2004–2006 Maxima in as soon as you start to experience shifting issues so that it can be inspected. In the long run, it might save you a ton of money if you get it mended before it entirely breaks down.

Are Infinitis’ insurance levels high?

Due to the fact that Infiniti is a luxury car manufacturer, insurance for one of these cars may be more expensive than the national average, which is $1,771 for full coverage and $545 for minimum coverage.

Does the type of automobile affect auto insurance?

Your car’s make identifies the company that produced it. The model refers to the particular version of your car. Honda is the brand and Accord is the model when referring to the Honda Accord as an example.

The brand, model, trim, year, and body style of your car all affect how much you have to spend for auto insurance. Insurance will be more expensive for an expensive car model with extra features and a powerful engine than for a regular car model with a high safety rating. This is why while looking for a new car, you should compare auto insurance quotes from several firms. It will demonstrate how various body types and trims may affect your premium.

You can alter the trim on your car even if it is the same make and model as another vehicle. The LX, Sport, EX, EX-L, and Touring are the five trim levels available for the 2018 Honda Accord. Typical trim level choices include:

  • Standard: The entry-level model, which costs the least to buy and has the fewest features.
  • Sport: The middle trim level, which generally comes with a few more features and is the most affordable of the trim levels.
  • Luxury: The top-tier trim level that has the most extra features. It is the most costly choice available.