An insurer or broker who has asked LexisNexis/IIL to search your data with a Credit Reference Agency will leave a search footprint on your credit file (“CRA).
In these situations, LexisNexis/IIL collects your data from the CRA on behalf of the applicable insurer or broker, and then returns it to the insurer or broker who originally requested it. As a conduit between the CRA and the insurer or broker, LexisNexis/IIL does not function as a controller of the information from your credit file and does not utilize such information for its own purposes.
In This Article...
What is searched by LexisNexis?
A SmartLinx Comprehensive Business Report, which is a comprehensive report on all business information countrywide, is one of the many ways that LexisNexis Public Records provides access to business information. Statewide Business Search and Locate a Business (Nationwide) Search are two options for focused business information searches.
Why did LexisNexis send me a letter?
In the world of important information delivery to clients in business and government, LexisNexis is a pioneer in assisting clients in risk prediction, evaluation, and management. A wide variety of businesses in the life and pension sector use our data solutions. We specialize in verifying member information for pension schemes and life insurance policies as part of our services. By sending letters to the proper parties for verification, we assist in locating and verifying client information. The questions listed below are typical inquiries regarding letters sent to members of a Life and Pension company.
How was my information obtained by LexisNexis?
Information is gathered from numerous proprietary data sources as well as open records. This contains details about real estate transactions and ownership, information about liens, judgments, and bankruptcies, details about professional licenses, and records of previously recorded residences.
Contact this company to request your report
- If you ask, the business will give you one free report every 12 months.
- If you ask, the business will freeze your consumer report.
- Your credit scores won’t be harmed if you ask for copies of your own consumer reports.
- Companies who must annually supply the data in your report free of charge upon your request must do so within fifteen days of getting your request.
What information appears on the LexisNexis background check?
Organizations can review civil court records for evidence of prior employment-related lawsuits, run criminal background checks, and verify educational and professional qualifications using LexisNexis Applicant Screening.
How can I get my data off of LexisNexis?
Remember that the LexisNexis opt-out procedure is only applicable in specific circumstances. In particular, you won’t be allowed to delete the majority of the data unless you’ve been a victim of identity theft or face imminent physical damage. However, some of the data can be deleted by anyone. You can complete this process with the help of the following steps:
Select an Opt Out reason from the dropdown menu & click “Next.
You must supply the police jurisdiction, your case’s report number, and a copy of the police report if you choose “I am in danger of bodily harm or I am a victim of identity theft.”
Fill in the form, including your first and last name. Click “Add person.
Although it is optional, providing your social security number can help guarantee that the right record gets blocked. At this stage, you can include more than one person.
Add a preferred method of communication for LexisNexis to contact you with followup information. Click “Confirm request.
If you’d prefer not to receive any correspondence at the specified mailing addresses, choose “Do not send postal mail.”
This completes the opt out process. Record the confirmation number in case you need to follow up with LexisNexis.
The information will be removed from LexisNexis’ website after a 30-day evaluation of your request. Before processing the removal, they might get in touch to get more details. Call their privacy hotline at 1-800-831-2578 to follow up with their support staff if you have not heard from them within a few days.
Recall that the aforementioned procedure is exclusive to LexisNexis. Your knowledge pertains to additional data brokers. You can either use our program to do the legwork for you or you will need to personally identify and choose to unsubscribe from each data broker. Visit Technology Evaluation Centers if you want to learn more about the advantages of adopting technology in your company.
I want to remove my LexisNexis history.
- Select Full Text Search from the Search menu.
- Select History from the Full Text Search dialog box.
- Mark the searches you want to delete in the Search History dialog box.
- Press the Delete key.
- Click Yes in the message box.
Can the general public use LexisNexis?
Utilize one of the biggest databases of public and private data currently on the market. Over 84 billion public records from more than 10,000 different sources, including public, private, regulatory, emergent, and derived data, are available through LexisNexis Public Records.
Draw from our extensive library of conventional and non-conventional sources:
- There are 283 million active LexIDs.
- 6.6 billion registrations of vehicles
- Every month, 1.5 billion bankruptcy records are monitored.
- 330 million different mobile phone numbers
- 6.5 billion records of personal property
- 11.3 billion different names and addresses
- 77 million records of business contacts
Search through hundreds of networks and millions of websites on the open web to locate relatives, friends, and neighbors who might appear in pictures or be mentioned in social media comments.
Discover mobile phone information necessary for serving a subpoena, such as linked addresses, carriers, and a unique phone detail report including custodial contact details for the carrier.
With Employment Locator, which offers places of career as well as contact information for employers, you can reconstruct a person’s employment history.
Can I search LexisNexis for myself?
By visiting the LexisNexis website, phoning 1-866-897-8126, or submitting a printable request form, you can obtain your LexisNexis report. To obtain your LexisNexis report, you must supply your first and last name, address, date of birth, and either your SSN or the state and license number from which you obtained your driver’s license.
Is LexisNexis available for free?
Access the groundbreaking legal ecosystem, which includes legal research, data-driven insights, helpful advice, and the full Legal News Hub experience.
no need for a credit card.
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In your official capacity, LexisNexis, a division of RELX Inc., might get in touch with you to share details about other offerings from us that we think you might find interesting.
By reading our Privacy Policy, you may discover more about your rights and how we manage your personal data.
What occurs if I choose not to use LexisNexis?
Your personal information that you’ve asked LexisNexis to suppress will be deleted once you’ve successfully completed an opt-out process. This implies that no other user of the site will be able to find your records when searching the LexisNexis databases.
Removing your records from LexisNexis will assist reduce the risk of crooks and predators gaining access to your personal information if you’ve experienced identity theft or even cyberstalking.
You lack the time. With our premium privacy service, DeleteMe, you may have your information deleted from more than 30 data brokers, including Whitepages, Spokeo, BeenVerified, and many others.
Is LexisNexis a bureau of credit?
What part does LexisNexis Risk Solutions play in providing the insurance provider with the credit report, auto or property loss history, and/or insurance score?
Credit information is sold by LexisNexis Risk Solutions. The carrier’s home office or insurance agent can use a system provided by LexisNexis Risk Solutions to access credit bureaus and obtain a person’s credit report. The insurance company may receive a score from LexisNexis Risk Solutions after it has obtained the report in order to evaluate the risk and aid in underwriting decisions. A tailored message based on the credit data and the carrier’s underwriting criteria, a portion of the full credit report, an insurance score, reason codes, or a mix of these information items can all be included in the data provided to the insurance company or agent.
The Comprehensive Loss Underwriting Exchange (C.L.U.E. ), a database of private passenger vehicles, was created in the 1980s by LexisNexis Risk Solutions. The database gives insurance companies the data on loss histories they require to accurately assess and rate insurance policies. Data access is restricted to insurance firms that contribute losses. The data provided by the insurance companies is maintained and managed by LexisNexis Risk Solutions, but the substance of any loss information is not changed until specifically requested to do so by the insurance company that provided the data.
Under the Fair Credit Reporting Act (FCRA) federal and state laws, LexisNexis Risk Solutions is regarded as a consumer reporting agency; it is not a credit bureau or insurance provider. Underwriting choices or insurance underwriting standards are not made by LexisNexis Risk Solutions. The purpose of LexisNexis Risk Solutions is to provide information to insurance companies for them to analyze and use as a resource for underwriting and rating policies.
Why does LexisNexis work for insurance companies?
To generate an insurance risk score, we use data from LexisNexis Risk Insights. This may be taken into consideration by insurers when providing a quote or renewing an existing policy as one of the elements that informs their risk assessment and influences how much your insurance will cost.
What is the lifespan of something on LexisNexis?
For those who are unsure of what a C.L.U.E. report is, it is a LexisNexis database that contains information on claims made against your personal property and cars. The claims data typically covers the last seven years.
So, chances are good that your C.L.U.E. report will reflect any claims you made for either home or auto insurance in the previous seven years. When you shop around for a new policy and insurers want to get a feel of who you are as a potential customer, they will then access this information.
Of course, there are situations when the information in your report may be inaccurate for reasons beyond your control. Understanding how to submit a LexisNexis dispute regarding your CLUE report is useful in light of this.
LexisNexis uses what credit bureau?
- The effect that bankruptcy information may have on a consumer’s credit score, if any, is not determined by LexisNexis. Many different credit score models are used by creditors and other businesses who use credit reports.
- We suggest that you give us your first name, last name, date of birth, social security number, and address so that we can respond to your inquiries more quickly. Additionally, if you could specify in full the bankruptcy information that worries you. Additionally, if you believe that any other information would be helpful in allaying your worries, do send it our way.
- Our agents are available to take your call if you have any reservations about sending your personal information by mail.