How much is insurance for a Kia Stinger? To compare prices to those of comparable midsize cars, we looked at prices ranging from the base fastback up to the GT2 AWD model.
- Depending on the trim level, Kia Stinger insurance runs an average of $1,798 annually or about $150 monthly.
- The base GT-Line trim level of the Kia Stinger has the lowest annual premium, which is approximately $1,720.
In This Article...
How much does a Kia Stinger cost to insure?
The typical yearly insurance premium for a Kia Stinger GT is $3,530, which is $721 more expensive than the typical annual premium for Kias.
Your insurance prices will be influenced by your vehicle’s base price.
A more expensive car will typically cost more to insure.
You must also have personal injury protection in no-fault states. No of who caused the accident, this coverage comes in to compensate for your party’s medical expenses and lost wages.
If you are in an accident with an uninsured or underinsured driver, your expenditures will be covered by uninsured motorist policy, which other states may require.
The majority of states also mandate different levels of liability insurance, which, in the event that you cause an accident, covers bodily injury responsibility and property damage liability for harm done to other motorists and their vehicles.
Insurance coverage to consider for a Kia Stinger GT
Although purchasing the minimum required liability insurance for your Stinger GT will be the most affordable alternative, it’s a good idea to carry more coverage.
Most drivers will choose full-coverage insurance, which will further safeguard you and your vehicle in the event of an accident or other incident.
Comprehensive insurance consists of:
Collision insurance, which covers damage to your car caused by collisions with other vehicles or stationary objects
Comprehensive insurance, which covers losses not caused by collisions like vandalism or bad weather
Is insurance for Kia automobiles expensive?
The annual cost of Kia car insurance is roughly $1,459. Kias have reasonable insurance premiums in comparison to other automobile makes and models, although the costs vary widely between models.
Is the Kia Stinger a good investment?
How Good Is the Kia Stinger? The Kia Stinger is an excellent vehicle, yes. It dazzles with two top-notch engine choices: There is a twin-turbocharged V6 engine that is even more potent than the normal power plant, which has 300 horsepower, which is more than practically every other base engine in the premium small vehicle class.
Do Kia Stingers experience issues?
Many Kia Stinger owners have experienced electrical system problems in the past.
These were brought on by damage to the front wire harness, which might have resulted in short-circuiting and fires.
You may check to see if the vehicle you drive or are considering purchasing is included in the recall, which took place in late 2018. If it happens, the recall entitles you to a free replacement wiring harness.
Do Kia Optimas cost a lot to insure?
Full coverage Kia Optima auto insurance typically runs $1,538 per year, or $128 per month. A Kia Optima will cost about $31 more to insure annually than comparable cars, and $29 less annually than the $1,567 national average.
According to driver age and policy deductibles, the average Optima auto insurance rates vary in the following graph. The costs are listed as annual averages and range from $1,182 for a 60-year-old motorist with high insurance deductibles to $3,512 for a 20-year-old driver with low physical damage deductibles.
Why is Kia insurance so costly?
Key Learnings Because they are not leased or financed, older Kias will have lower insurance costs and will be less expensive to repair or replace than more recent versions.
Insurance for different models of Kia
Unbelievably, the kind of Kia you drive might have a significant impact on your insurance costs. This is due to the fact that repair and replacement costs vary between models.
In general, insurers must make larger reimbursements for more expensive vehicles, which results in higher insurance costs for you.
For instance, the insurance for a large SUV like the Telluride will be more expensive than that for a tiny sedan like the Rio. This is because it costs more to repair, is larger, and has a higher beginning price.
Check out the links below to find out more about how much vehicle insurance for some of the most well-known Kia cars costs.
Are insurance costs for newer automobiles lower?
Sadly, there isn’t a simple solution to this. Your car will play a role in how much your insurance will cost; normally, a newer car offers higher safety and security. However, it may also be more expensive for an insurance provider to replace a new car than an old one, so this will also be taken into account.
Automobile insurance is customized for you, your vehicle, and your location. Start comparing the market to locate the best insurance for you. In order to locate a policy that works for you at a price you can afford, we’ll examine a number of auto insurance carriers.
Why aren’t Kia Stinger sales up?
Automobile manufacturers are discontinuing sports cars at a startling rate as they aim to provide more electrified vehicles and concentrate more on SUVs. According to reports from earlier in July, Kia would discontinue the Stinger after the second quarter of 2022.
Does the Kia Stinger need premium fuel?
The Kia Stinger requires premium fuel, right? A: Yes, the 2021 Kia Stinger’s two turbocharged engine versions need premium fuel (the 2.0L four-cylinder and the 3.3L V6). Premium fuel specifically refers to gasoline with an octane rating of 91 or higher.
Is a Kia Stinger a high-end vehicle?
Unfortunately, the 2022 Kia Stinger is probably toast in the world of high-end vehicles. It’s a very competitive market, and the Kia Stinger, particularly in its GT configuration, was a daring new contender when it made its debut in 2017. Although it was highly received by the media, the Stinger just wasn’t up to the task.
Recently, it has been claimed in numerous news sources and blogs that Kia will discontinue the Stinger. That’s a crying shame, really, considering the 2022 Kia Stinger is an excellent vehicle at a great price.
The Kia Stinger 2.0: Is it pricey?
Similar to the Telluride, the Stinger 2.0T is pleasant and smooth to drive. Think of it as a grand tourer that is perhaps not that great. The suspension is comfortable by sports car standards, the handling is light, nimble, and balanced, and the engine has some life. The Stinger is a great, refined companion if you’re merely strolling around town or taking a Sunday cruise. However, the 2.0T lacks that little bit of extra vigor when operating outside of that range.
The Stinger 2.0T might be ideal if all you want is a sporty-looking vehicle. It is svelte, muscular, striking, and not overly toned-down compared to the more aggressive form. It looks something like a sports car, a muscle car, a hatchback, and a sedan were combined. The Stinger, though, avoids sounding overly derivative; it skirts the line where owning one would make you appear desperate for attention but never crosses it.
Watch Out For
Speaking of boomer-like comments, the Stinger is difficult to climb into because of how low it is to the earth. Even for this 35-year-old yogi, entry and leave were not enjoyable. If you park on the street and have to enter from a curb, the problem is made worse.
And while some may say I’m repeating myself when I talk about sloping rooflines and blocked back windows, the Stinger’s window is particularly offensive. It is pointing up. Although my brother, who drives a Stinger GT on a regular basis, assured me that you grow used to it, I didn’t feel secure negotiating dense traffic at night in the rain with all the headlight glare.
Other Options
There are numerous options because the Stinger touches on so many different areas. Many have already been mentioned. Desire a sedan? The Subaru WRX costs $27,495 at launch. You want a hatchback. With a little less power, the Volkswagen GTI costs $27,595. You desire a muscle automobile. The EcoBoost Mustang costs $26,670 at launch. The Honda Accord is another vehicle that comes close to the figure; for $31,060, you can have a 252-hp 2.0T Sport with a six-speed manual transmission.
Verdict
The GT is unquestionably the superior option within the Kia lineup. Although the $6,310 difference is significant, you receive a far better bargain. Instead of the $3,000 Sun and Sound package and $495 paint that came with my test vehicle, spend your money on the bigger engine.
Comparatively speaking, you can find alternative well-equipped, sporty-looking cars in this price range that have a better track record and are more enjoyable to drive. I find it challenging to provide an argument for not looking elsewhere.
Electrical system: Instrument panel: Fuel gauge
Certain 20202021 Stinger vehicles are being recalled by Kia Motors America (Kia). An inaccurate reading of the fuel gauge could be the result of instrument cluster software.
The risk of a collision rises if the fuel gauge is faulty and the car abruptly runs out of petrol and stalls.
The software will be updated at no cost by the dealers. On December 10, 2021, owner notification letters were sent out. Call 1-800-333-4542 to reach Kia customer support. The recall number for Kia is SC219
Fuel system, gasoline: Delivery: Fuel pump
Certain 20202021 Stinger vehicles are being recalled by Kia Motors America (Kia). A plastic burr left over from the manufacturing process may be present in the fuel pump’s jet nozzle, which could obstruct the nozzle and impair the engine’s fuel supply.
A decrease of drive power due to inadequate fuel supply to the engine might increase the likelihood of a collision.
Owners will be informed, and dealers will check the fuel pump and, if necessary, replace the jet nozzle housing assembly, free of charge. On October 29, 2020, the recall started. Call 1-800-333-4542 to reach Kia customer support. SC198 is the Kia recall number.
Service brakes, hydraulic: Antilock/traction control/electronic limited slip: Control unit/module
On August 27, 2020, Kia Motors America (Kia) issued a recall for a select group of 2019 Stinger vehicles powered by 3.3L T-GDI engines. Certain 20182021 Stinger automobiles were added to the recall population on December 30, 2020, by Kia. The Anti-lock Brake Hydraulic Electronic Control Unit (HECU), which is situated there, may catch fire in the engine compartment while the vehicle is in motion.
Owners will be notified by Kia, and dealers will install a new fuse kit at no cost in the electrical junction box. As a precaution, owners are recommended to park outdoors and away from buildings while the recall repair is ongoing. On November 30, 2020, the recall got under way. Call 1-800-333-4542 to reach Kia customer support. SC196 is the Kia recall number.
Steering
The 2.0L Turbo-GDI engine in some 2020 Stinger vehicles is being recalled by Kia Motors America (Kia). The Rack Mounted Motor Driven Power Steering (MDPS) Assembly may contain a component that was produced improperly, which could cause the steering to lock up or become challenging when driving.
Owners will be informed by Kia, and dealers will replace the MDPS Assembly at no cost. In 2020, the recall started on August 28. Call 1-800-333-4542 to reach Kia customer support. The recall number for Kia is SC193.
Electrical system: Wiring: Front underhood
Certain 2018 Kia Stinger vehicles are being recalled by Kia Motors America (Kia). There is a chance that a burr on the left fender body panel will cause damage to the front wiring harness, which is located in the engine and passenger compartment.
Dealers will check the wiring harness for damage after Kia notifies owners. A cover will be placed if no damage is discovered. The wiring harness will be changed and a cover provided without charge if damage is discovered. Beginning on December 20, 2018, the recall. Call 1-800-333-4542 to reach Kia customer support. SC170 is the Kia recall number.