You should look around for the greatest deals to lower your Honda Civic insurance costs. Depending on your model year as well as the type of vehicle you drive, different firms will charge you different prices.
In comparison to other car models, the Honda Civic’s annual insurance cost is $1,311 as opposed to $1,428 for the others. The cost of insurance for a Honda Civic is not too high.
Depending on the provider, the cost of insurance for a Honda Civic might fluctuate by as much as $867 annually. It pays to compare prices.
Older vehicles typically have lower insurance prices. Depending on the age of your Honda Civic, insurance premiums can vary by as much as $323 annually.
In This Article...
Is Honda’s insurance pricey?
The reliability of the Honda Accord or Honda Civic is not the problem here. The driver is the subject. The cost of insurance for a 30-year-old and an 18-year-old differs significantly.
According to Value Penguin, the difference between an 18-year-old and a 30-year-old is actually between $5,000 and $6,000 every year.
The $2,374 previously mentioned is what a 30-year-old might anticipate to pay for the same 2019 Accord. A driver under the age of 18 might be taxed about $8,380 for the same vehicle.
The 30-year-old may have to pay $1,998 if you have an older 2014 Accord. Possible payment for the 18-year-old is $7,143. The Accord cost $12 more per year than the ordinary Honda, whose insurance cost an average of $2,151.
A 30-year-old would pay $2,502 for the Civic, while an 18-year-old would pay $8,844. This comes out to around $195.70 a month for the 30-year-old. The Civic is the most expensive Honda in the range to insure even though it is often quite safe.
Why is the Honda Civic so costly?
Due to a severe inventory shortfall at dealers around the nation, Hondas are pricey. Major production issues for the majority of automobile brands are the result of a shortage of semiconductor chips. In the instance of Honda, customers can discover that their preferred car is significantly more expensive than usual.
Is Civic’s insurance expensive?
It’s not surprising that Honda Civic insurance premiums are high because it’s a well-liked vehicle among both new and seasoned drivers. The third most costly car to insure in the US is the 2018 Honda Civic.
Are Honda Civics high-risk vehicles?
According to published annual prices, the typical American motorist pays $1,741 for a full coverage policy for a 2019 Honda Civic. Depending on your state’s insurance laws, non-vehicle criteria like your state, age, credit score, claim history, and driving record can also determine how much a Honda Civic’s auto insurance will cost. Additionally, the same make and model of car insurance is priced differently by each company. Some of the elements that affect a Honda Civic’s car insurance rates are listed below:
- Cost of parts: Compared to other vehicles, repairing a Honda Civic following an accident is typically affordable. This model lacks the bells and whistles that can be expensive to repair on a higher-end vehicle, and the majority of the parts do not need to be imported from other countries. Because the insurers are taking on less financial risk as a result of a claim for car repairs, this can help keep insurance rates low.
- more recent model year; safety features Modern safety systems on Honda Civics can aid the driver in avoiding an expensive collision. Several rearview cameras, active stability systems, and Honda’s Collision Mitigation Braking System are included on some models. Lower accident probabilities could potentially reduce the cost of insurance.
- Statistics on crash rates: The Honda Civic is known for being a very safe car. The Insurance Institute for Highway Safety awarded the 2021 model its “top safety selection” label (IIHS). It has excellent crash ratings for accident prevention and good crash ratings for the majority of injury measures.
Why is the Honda Civic so well-liked?
The Honda Civic has been one of the most popular automobiles for many years and is still at the top of the rankings today for a variety of factors.
Because it is a dependable and fuel-efficient vehicle with a variety of body types and trim levels, the Honda Civic is well-liked. The Civic has received multiple awards throughout the years, making it a well-liked choice for anyone looking for a premium vehicle.
When deciding between Civics, there are a few things to take into account, such pricing and highway noise level, but overall it’s a great car that will serve you well for many years. In this post, we’ll examine the Honda Civic in more detail and discover why so many drivers around the world now favor it.
How much does a 2022 Civic’s insurance cost?
Do you want to know how much insurance for a Honda Civic costs? On this page, we go into great detail about this particular subject and give you information about the cost of Honda Civic insurance for various models, years, and drivers.
While we go into great detail about Honda Civic auto insurance here, let’s get right to the point.
Honda Civic drivers will pay an average of $155 per month or $1,860 annually for auto insurance in 2022, which is nearly twice as much as the monthly national average. However, since your real cost might change depending on a variety of factors, like your driving history, annual mileage, region, and much more, your Honda Civic car insurance rates take these factors into account.
The average cost of auto insurance for Honda Civic adolescent drivers is significantly higher, costing $700 per month or $8,400 yearly for drivers under the age of 18. That is approximately five times the price of adult drivers’ insurance for a Honda Civic.
Please see the table below for additional information on Honda Civic insurance quotes for full coverage.
How much does insurance for a 2022 Honda Civic run?
How much does insurance for a Honda Civic cost? To see how the Civic compares to other compact cars, we evaluated average auto insurance premiums for the base LX model up to the Type R model.
- Depending on the model level, the average cost of Honda Civic insurance is $1,510 year, $755 for a 6-month policy, or $126 each month for full coverage.
- In the 2022 compact car class, the Civic ranks #8 for insurance affordability out of 20 comparative cars.
- The 2022 Honda Civic has one of the most affordable insurance costs for compact cars, running an average of $59 less annually than the rest of the competition.
- The LX trim level of the Civic costs, on average, $1,400 a year to insure. The Type R costs $1,650 and is the most expensive.
How many years does a Civic have?
Let’s address your question on the Honda Civic’s mileage now. It ought to have a lifespan of more than 200,000 kilometers on average. However, with the right upkeep and care, it may last you up to 300,000 miles or longer!
The average annual mileage for US drivers in 2018 was 13,476 miles. If you follow this average, it would take roughly 15 years to drive a Civic 200,000 miles. You might be able to drive your Civic for another 20 years to accumulate 300,000 miles if you take proper care of your vehicle.
All of these factors add up to an anticipated Honda Civic lifespan of 15 to 20 years. However, the majority of Civic owners tend to keep their vehicle for at least ten years.
Honda Civic: a dependable vehicle?
Honda Civics are dependable due to
- It is made of high-quality parts both inside and out.
- Repair expenses aren’t too high on an annual basis.
- It has a lengthy lifespan.
These are just a few ways in which we might respond to the crucial query, “Are Honda Civics Reliable?”
Compared to the Honda Civic, the Nissan Sentra is more dependable, and the Kia Forte is not far behind. With a competitive field of at least twenty cars, second place isn’t awful. Honda is renowned for building dependable automobiles, and the Honda Civic is no exception. You can go in this car to your destination.
You want to find the best bargain on the car you want, not actually purchase it. If a comparable vehicle is offered locally for less money, the CoPilot app will let you know, so you can be sure you received the best bargain.
Honda Civics: Are they decent cars?
The Honda Civic is a good car, right? The Honda Civic is a reliable small car, yes. The 2022 Civic, which launches the model’s 11th generation, expands on all that has made it one of the most well-liked small cars available. The Civic has good fuel efficiency, exciting handling, and a smooth ride.
Are insurance rates for the Honda Civic type R high?
For owners of Honda Civic Type-R Touring vehicles, the annual average cost of auto insurance is $4,309. However, actual charges vary according on the model; for example, the Odyssey Sport-L has an annual insurance cost of $363 higher than the Odyssey Base.
How much does a Civic Si’s insurance cost?
The typical annual premium for Honda Civic Si owners is $2,836. However, actual charges vary according on the model; for example, the Odyssey Sport-L has an annual insurance cost of $363 higher than the Odyssey Base.
Why are Honda Civics the most stolen vehicles?
2020 will see 34,144 thefts overall.
We enjoy the Civic’s smooth ride and roomy inside, but that isn’t the reason it’s one of the most often stolen vehicles in the country. Because Honda Civics are so prevalent and because they share parts with other Honda models, they are a prime target for thieves looking to steal parts.