Why Are Honda Civics Expensive To Insure?

The average cost of insurance for a new Honda is $2,151 per year. A Honda Civic costs $436 more per year to insure than a Honda Odyssey, according to our research, indicating that the cost of insurance can vary significantly by model.

Are civics affordable to insure?

You should look around for the greatest deals to lower your Honda Civic insurance costs. Depending on your model year as well as the type of vehicle you drive, different firms will charge you different prices.

In comparison to other car models, the Honda Civic’s annual insurance cost is $1,311 as opposed to $1,428 for the others. The cost of insurance for a Honda Civic is not too high.

Depending on the provider, the cost of insurance for a Honda Civic might fluctuate by as much as $867 annually. It pays to compare prices.

Older vehicles typically have lower insurance prices. Depending on the age of your Honda Civic, insurance premiums can vary by as much as $323 annually.

Are Hondas more expensive to insure?

The reliability of the Honda Accord or Honda Civic is not the problem here. The driver is the subject. The cost of insurance for a 30-year-old and an 18-year-old differs significantly.

According to Value Penguin, the difference between an 18-year-old and a 30-year-old is actually between $5,000 and $6,000 every year.

The $2,374 previously mentioned is what a 30-year-old might anticipate to pay for the same 2019 Accord. A driver under the age of 18 might be taxed about $8,380 for the same vehicle.

The 30-year-old may have to pay $1,998 if you have an older 2014 Accord. Possible payment for the 18-year-old is $7,143. The Accord cost $12 more per year than the ordinary Honda, whose insurance cost an average of $2,151.

A 30-year-old would pay $2,502 for the Civic, while an 18-year-old would pay $8,844. This comes out to around $195.70 a month for the 30-year-old. The Civic is the most expensive Honda in the range to insure even though it is often quite safe.

Why is the Honda Civic so costly?

Due to a severe inventory shortfall at dealers around the nation, Hondas are pricey. Major production issues for the majority of automobile brands are the result of a shortage of semiconductor chips. In the instance of Honda, customers can discover that their preferred car is significantly more expensive than usual.

Why is the Honda Civic so well-liked?

The Honda Civic has been one of the most popular automobiles for many years and is still at the top of the rankings today for a variety of factors.

Because it is a dependable and fuel-efficient vehicle with a variety of body types and trim levels, the Honda Civic is well-liked. The Civic has received multiple awards throughout the years, making it a well-liked choice for anyone looking for a premium vehicle.

When deciding between Civics, there are a few things to take into account, such pricing and highway noise level, but overall it’s a great car that will serve you well for many years. In this post, we’ll examine the Honda Civic in more detail and discover why so many drivers around the world now favor it.

Honda Civic Insurance Cost

The average cost of insurance for a 2022 Honda Civic is $2,028 per year, or $169 per month for full coverage. Rates may change based on specific conditions.

Honda Civic Insurance Cost

2020 Honda Civic insurance costs: For comprehensive coverage, the 2020 Honda Civic insurance cost is $1,800 annually or $185 monthly. Rates may change based on specific conditions.

Honda Civic Insurance Cost

2019 Honda Civic insurance costs:

For seasoned 30 year old drivers, the average insurance cost for a 2019 Honda Civic is $1,750 annually, or $145 monthly.

However, the cost of insurance for a 2019 Honda Civic is much higher for a 17-year-old driver who is less experienced and poses a greater risk to insurers, costing about $8,800 year or $730 monthly.

Honda Civic Insurance Cost

For more experienced drivers, the average Honda Civic 2018 insurance is $1,700 annually or $141 per month.

For drivers aged 16, 17, and 18, the typical insurance cost for a 2018 Honda Civic is around $8,500 annually, or $710 monthly.

Are Honda Civics high-risk vehicles?

According to published annual prices, the typical American motorist pays $1,741 for a full coverage policy for a 2019 Honda Civic. Depending on your state’s insurance laws, non-vehicle criteria like your state, age, credit score, claim history, and driving record can also determine how much a Honda Civic’s auto insurance will cost. Additionally, the same make and model of car insurance is priced differently by each company. Some of the elements that affect a Honda Civic’s car insurance rates are listed below:

  • more recent model year; safety features Modern safety systems on Honda Civics can aid the driver in avoiding an expensive collision. Several rearview cameras, active stability systems, and Honda’s Collision Mitigation Braking System are included on some models. Lower accident probabilities could potentially reduce the cost of insurance.
  • Statistics on crash rates: The Honda Civic is known for being a very safe car. The Insurance Institute for Highway Safety awarded the 2021 model its “top safety selection” label (IIHS). It has excellent crash ratings for accident prevention and good crash ratings for the majority of injury measures.
  • Cost of parts: Compared to other vehicles, repairing a Honda Civic following an accident is typically affordable. This model lacks the bells and whistles that can be expensive to repair on a higher-end vehicle, and the majority of the parts do not need to be imported from other countries. Because the insurers are taking on less financial risk as a result of a claim for car repairs, this can help keep insurance rates low.

Are insurance rates for the Honda Civic type R high?

For owners of Honda Civic Type-R Touring vehicles, the annual average cost of auto insurance is $4,309. However, actual charges vary according on the model; for example, the Odyssey Sport-L has an annual insurance cost of $363 higher than the Odyssey Base.

Which is less expensive to insure, Honda or Toyota?

The cost of insurance is another another difference between Toyotas and Hondas. Our findings show that Toyotas have slightly lower insurance rates than Hondas. For a Toyota, the average annual premium is $2,616, and for a Honda, it is $2,800. Although there isn’t much of a price difference, if you’re attempting to save money, every dollar counts.

It’s crucial to remember that other factors, including as your driving record, how many miles you drive, and the number of claims you’ve filed in the past, can affect how much your insurance premium will cost. Toyota is therefore often less expensive to insure, but your particular situation will also affect your cost.

Toyota or Honda, whose cost is lower?

Since Honda offers fewer models than Toyota, comparing prices side by side is not always fair. We have provided the base prices* for the Toyota and Honda models in the same classes to assist you understand the pricing. Toyota’s price range starts at $17,750 and goes up to nearly $85,000, while the Honda lineup is available from $16,000 to $37,000.

For these Toyota vehicles, Honda doesn’t have any direct rivals:

  • $21,500 Toyota Prius C
  • $6,275 Toyota Avalon
  • Tundra, Toyota $34,125
  • $85,665 Toyota Land Cruiser
  • $50,000 Toyota Sequoia

* Price disclaimer: All quoted prices are suggested retail prices taken from the websites of the manufacturers and are accurate as of the publication date.

Toyotas: Are they more dependable than Hondas?

However, in terms of incorporated amenities, Toyota automobiles provide a considerably superior value. The Camry’s lowest trim features Bluetooth, satellite radio, a Wi-Fi hotspot, a single USB port, and smartphone integration. The Accord, on the other hand, only has one USB port and Bluetooth.

Additionally, Toyota vehicles consistently outlast any given Honda. Toyota is ranked as the third-most dependable carmaker by Consumer Reports, with the Corolla being its most dependable model. In terms of average reliability, Honda didn’t even place in the top 10.

How many years does a Civic have?

Let’s address your question on the Honda Civic’s mileage now. It ought to have a lifespan of more than 200,000 kilometers on average. However, with the right upkeep and care, it may last you up to 300,000 miles or longer!

The average annual mileage for US drivers in 2018 was 13,476 miles. If you follow this average, it would take roughly 15 years to drive a Civic 200,000 miles. You might be able to drive your Civic for another 20 years to accumulate 300,000 miles if you take proper care of your vehicle.

All of these factors add up to an anticipated Honda Civic lifespan of 15 to 20 years. However, the majority of Civic owners tend to keep their vehicle for at least ten years.

Honda Civic: a dependable vehicle?

Honda Civics are dependable due to

  • It is made of high-quality parts both inside and out.
  • It has a lengthy lifespan.
  • Repair expenses aren’t too high on an annual basis.

These are just a few ways in which we might respond to the crucial query, “Are Honda Civics Reliable?”

Compared to the Honda Civic, the Nissan Sentra is more dependable, and the Kia Forte is not far behind. With a competitive field of at least twenty cars, second place isn’t awful. Honda is renowned for building dependable automobiles, and the Honda Civic is no exception. You can go in this car to your destination.

You want to find the best bargain on the car you want, not actually purchase it. If a comparable vehicle is offered locally for less money, the CoPilot app will let you know, so you can be sure you received the best bargain.

Do Honda Civics experience issues?

The venerable Honda Civic is rated third out of 36 compact cars by RepairPal, with a dependability score of 4.5 out of 5.0. Despite its stellar reputation for dependability, there are a few problems with the Civic that you should be aware of:

  • Defective airbags: As part of the extensive recall, Takata airbags, which were disastrous, were installed in early 2000 Civics. When activated, these malfunctioning airbags may detonate. When purchasing a Civic from the first half of 2000, make sure this problem has been fixed.
  • Body integrity issues – The 2009 and 2010 Civics have difficulties with things like broken sun visors and peeling paint that are related to body integrity. The owners were perplexed that there was no recall because the peeling paint is so pervasive.
  • Transmission problems – If you’re considering an older Civic, the transmission is one reliability concern that you should be aware of. Transmission systems on older Civics, starting with the 2001 model, could slip or outright fail. For an average of $2,300, you may have the transmission rebuilt or replaced.
  • Faulty A/C systems – The climate control system in used Civic models, particularly those from 2001 to 2004, is notoriously problematic. A broken thermal fuse is a frequent reason why the blower stops working.

This question’s solution is more complex than you might think. Let’s investigate the distinctions between gasoline and diesel engines as well as the precise number of spark plugs that a diesel engine truly has.