Year
The cheapest BMW to insure is the 328i, which has an annual insurance cost of $1,800 or $150 per month.
Maine offers the cheapest insurance rates for a BMW 328i, averaging less than $100 per month or just under $1200 per year.
On the other hand, with an average insurance cost of $3,400 a year, or $280 per month, Georgia is the most costly state to insure your BMW 328i.
The cost of insurance for a 2007 BMW 328i for a 30-year-old male driver with a spotless driving record, who served in the military, and who owns a home will be roughly $85 per month or $1,000 per year.
The average insurance cost for a 2011 BMW 328i is $125 per month or $1,500 annually.
The average monthly insurance cost for a 2013 BMW 328i is $130, or $1,550 annually.
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Auto Insurance Rate Comparison
Make sure your auto insurance is priced as affordably as possible. Compare the best quotations
It pays to shop around for the best auto insurance for your BMW 3 Series. Even for the identical car, each company will provide a different insurance price. You can find the best price by comparing BMW 3 Series insurance rates from different providers.
The annual average cost of insurance for a BMW 3 Series is $1,560; this is $133 more expensive than the annual average for all automobile models, which is $1,427.
The annual cost of BMW 3 Series insurance might vary by $698 depending on your insurance company.
Depending on the model, the annual rate for a BMW 3 Series might vary by $387. Older vehicles typically have lower insurance costs.
Your BMW 3 series will cost you $201 on average for insurance. But how low can you set your prices? Check out some rates.
The average monthly cost to insure a BMW 3 Series is $201.15, which equates to $2,413.80 yearly. We obtained automobile insurance quotes from reputable insurance providers. Your real charges, however, will vary according on your driving record, car type, ZIP code, and other elements. And depending on the safety features your car has and the insurer you choose, some older models may cost more to insure than others.
The annual cost of auto insurance for a BMW 3 Series is roughly $2,367.
This is $142 above the national average for models of luxury sedans. Our analysis of vehicle insurance rates is based on a 40-year-old, responsible driver with full coverage, decent credit, and annual mileage of about 13,000 miles. They also disregard any multi-car discounts and assume a single-car insurance on a brand-new automobile.
Age, state, insurance provider, and mileage all have a significant impact on the cost of car insurance. These rates are also influenced by variables like recent accidents, moving infractions, and credit history. The cost of auto insurance for a BMW 3 Series is depicted in the following figure as a result of some of these scenarios.
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For the same coverage, BMW 3 Series insurance costs might vary greatly between carriers.
Get new quotes if you’ve been with your current insurance provider for more than a few years to be sure you’re not overpaying.
To get free quotations to reduce your insurance expenses, use the form below or our Competitive Quote Tool.
Reduced vehicle insurance rates for the BMW 328
How much does auto insurance for a 2017 or 2018 BMW 3 (328i)? The typical insurance cost for a BMW 328i can range from $98 to $265 each month, or roughly $1.176 to $3.180 per year. The BMW 328i is categorized as a 2-door convertible or 2-door coupe with a 6-cylinder engine. If you don’t know the best technique to receive free quotes for your 328i model, comparing insurance coverage prices might take many hours! Follow the advice to find out how to pick a reputable insurance agent in your area! The average monthly premium for this vehicle in the states with the lowest rates is around $90, while the average monthly premium in the states with the highest rates is over $220.
How much does a BMW 3 series car’s insurance cost?
Ashlee is an energetic personal financial specialist and business writer. Ashlee gives a useful and approachable perspective to insurance topics thanks to her MBA and more than fourteen years of experience in the finance sector. She is passionate about giving people the tools they need to succeed financially and safeguard their possessions. Ashlee enjoys spending time with her spouse, dog, and chickens on their farm in Kentucky when she isn’t writing or editing. See complete bio >>
Based on the profile of a 30-year-old driver, the average insurance cost for a BMW 3-SERIES for 2021 is $2,242. However, among other things, your ZIP code can significantly affect how much you pay for vehicle insurance per state. Your insurance rate is significantly influenced by the state in which you reside. For instance, Michigan has the highest yearly average cost of $4,214 for auto insurance, whilst Maine has the lowest annual average cost of $1,429 for full coverage for drivers of BMW 3-SERIES vehicles who are 30 years old.
Are BMW 328i repairs expensive?
Costs of BMW 328i auto maintenance and repairs A BMW 328i is expected to cost between $95 and $3273 in maintenance and repairs, with an average cost of $347.
Are insurance costs for BMW high?
How much does insurance for a BMW cost? The price of a BMW goes beyond its higher-than-average MSRP. BMW car insurance runs $1,788 a year, or 25% more than insurance for a regular vehicle. You should exercise caution when looking for a policy because BMW insurance is more expensive than the average.
Is insurance for a BMW 3 Series expensive?
The cost of car insurance for the BMW 3 Series is rather high. The annual average cost of insurance for a BMW 3 Series is $1,560. Other car models only have an annual insurance cost of $1,427. The typical cost of insurance for luxury manufacturers like Tesla is considerably higher than that for a BMW 3 Series.
What is BMW insurance so expensive?
According to our poll, a 30-year-old male’s annual insurance for a BMW model is $4,049 on average. We gathered insurance prices for eight of BMW’s well-known models over the previous five years in order to calculate the average insurance cost for those vehicles.
As a producer of high-end automobiles, BMW models can be pricey to insure. This is so because repairing and replacing costly cars typically costs more money.
Is BMW or Audi more affordable to insure?
When compared to non-luxury models, Audis are more expensive to insure, but they are still reasonably priced when compared to other luxury automakers. While the typical cost of insurance for a Toyota or Honda is about $2,000 per year, the typical cost of insurance for an Audi is about $3,400 per year.
However, compared to comparable high-end luxury automobiles from brands like Lexus, Mercedes, and BMW, Audis are significantly less expensive to insure. Depending on the model, these cars typically cost $4,000 or more to insure annually.
In general, smaller, faster, and more costly cars are more expensive to insure. A smaller, faster vehicle is more likely to be in an accident. The cost of repairing an expensive car typically goes up, which raises insurance premiums. However, more expensive vehicles may include better safety equipment, including obstacle avoidance sensors, which could lower the risk of accidents and insurance costs.
Are BMW automobile repairs expensive?
BMWs are by far the most expensive car manufacturer to repair, claims Your Mechanic. The competition is not even close. With an average maintenance cost of $17,800 over ten years, BMW comes in #1. Mercedes-Benz came in second with an average maintenance cost of $12,900 during a 10-year period. In contrast, the typical Toyota only cost $5,500 to maintain during a 10-year period because they are recognized for requiring less maintenance.
According to Your Mechanic, such high maintenance costs are usual in German premium vehicles. Audi comes in sixth with an average $12,400 maintenance expense over a 10-year period. This is primarily a result of the pricey, high-end parts that these luxury vehicles require. Naturally, it will cost a lot of money to fix those pieces when they break or need maintenance.
However, while being premium vehicles, they also have ongoing problems. For instance, according to Your Mechanic, a BMW is four times more likely to not start than a typical automobile. It was ranked seventh overall as a result. Additionally, the window regulator on the BMW required replacement 18 times more frequently than the window regulator on the ordinary car.