What Insurance Group Is Audi A3

The typical annual auto insurance premium for a 2020 Audi A3 is $2,461.53, or $205.13 per month. Your real charges, however, will vary based on your driving record, your vehicle’s model, your location, and other aspects.

The average monthly price to cover a 2020 Audi A3 is $205.13, according to estimates we obtained from the best insurance providers by comparing Audi A3 car insurance quotes. An older model, however, can result in reduced rates.

How we got these rates

Our rates are predicated on a single Californian driver, age 30, with a spotless driving record. California is one of seven states where the cost of auto insurance is not based on gender. We selected full coverage auto insurance with liability limits above the minimal standards set by the State of California, which includes:

Liability for bodily injury per person: $50,000
Liability for bodily harm per incident: $100,000
Liability for property damage: $50,000
$500 for a full deductible
Deductible for collisions: $500
Healthcare costs: $5,000
Injury caused by an uninsured driver: $50,000$100,000.

How to compare insurance for the Audi A3

It should be possible to acquire coverage for the Audi A3 with the majority of major insurance providers, so browse around to find a plan that suits your requirements. Knowing what to look for when selecting a policy is helpful. Consider a range of aspects other than price in order to properly compare your options.

Price. Even if cost matters, it’s better to use it as a tool to compare similar insurance options than as the final decision element.
Deductible. Select a deductible based on your financial position and budget. Although they might cost more up front, higher deductibles can result in lower monthly costs. Similar to this, a lower deductible can save you money if you file a claim but may result in higher monthly premiums.
Minimum protection. Every state, with the exception of New Hampshire and Virginia, requires drivers to carry auto insurance. Before selecting an insurance, be sure the requirements set forth by your state are met.
Additional protection. Only two of the numerous possible types of extended coverage are personal injury protection and uninsured motorist protection. Make sure the provider you pick provides the extra coverage you require.
Extras. Your policy may include extras like accident forgiveness, roadside assistance, and no-deductible glass repair. If additional features are crucial to you, be sure to ask your provider about their availability.
Restrictions. Some rules might contain prohibitions on ridesharing, international travel, and other things. In order to prevent coverage gaps or claim denials, be aware of any restrictions.
Manufacturer’s promotion or member discount. Some companies join with insurance companies to offer special deals or discounts. Find out if there are any deals by speaking with your local Audi dealer.
Warranty. Find out what protections are included in your manufacturer’s warranty to avoid having to pay for unnecessary additional protection.

What factors affect car insurance rates for Audi A3?

Your rates are based on a number of variables, including your driving record, geographic region, provider preference, and, obviously, the car you drive. Each car has unique safety features, body styling, engines, and other components, all of which are taken into account when determining your premiums. This is why the type of car you are insuring may have a significant impact on your premiums.

Sort of body The four-door sedan known as the A3 is best used for commuting and leisure. Because this body shape is less likely to be driven aggressively than, say, a sports vehicle, insurance premiums might be lower.
Vehicle model. The A3 is a high-end compact sedan with lower insurance costs compared to SUVs and pickup trucks. It might cost more than a basic little car like the Volkswagen Jetta, though.
Theft. The highest risk of theft among all types of automobiles is seen in sedans, which could explain why insurance costs are higher.
Repairs. Since Audi automobiles are very popular in North America, finding parts or repair facilities shouldn’t be an issue. This might result in lower insurance rates.
Safety scores. The A3 is no exception to Audi vehicles’ excellent safety ratings in general. Insurance rates are typically lower for safer vehicles.

How do trim packages affect insurance costs?

Trim options and add-ons can have an impact on your car both on and off the road. For instance, greater security measures, safety features, and engine upgrades can all assist lower the danger of theft and collisions, respectively. The configuration of your Audi A3 may affect how much car insurance costs.

Packages

Premium. Rear view cameras and Xenon lighting are part of this package, which may improve visibility and save insurance costs.
High-end Plus. Driving can be safer thanks to the parking system, side assist, and cross traffic assist, which may also lower your premiums.
Prestige. Everything from Premium Plus is included in this package, plus full LED headlights and adaptive cruise control, which could all result in lower rates.
AWD TFSI Quattro. All-wheel drive, which is an option on all packages, can improve traction and perhaps save insurance costs.

Options

Suspension for sports. This choice might enhance your handling, which might lead to a reduction in premiums.
Side airbags for rear passengers. This safety element can lower the likelihood of physical harm in the event of a collision, potentially lowering your premiums.

Does the Audi A3 qualify for auto insurance discounts?

Depending on the carrier you pick, your car can qualify for a variety of auto insurance discounts. However, the precise reductions you get could differ according on your area, the provider, your options, and other aspects. Several of these ought to apply to the Audi A3:

Discount on new cars
Discount on anti-lock brakes
Discount for anti-theft
Discount for passive constraint (Airbags, motorized seat belts, etc.)
Discount for urgent roadside assistance

How reliable is the Audi A3?

J.D. Power gave the 2017 Audi A3 an average reliability rating of 3/5 stars. However, it consistently receives 4.5 out of 5 stars or better ratings from customers on other websites, with one source giving it a 95.5 percent reliability rating based on a comprehensive driver poll.

Since its redesign in 2015, the Audi A3 has experienced a number of recalls. Listed below are a few recent causes:

2017-2018. A problem that could have caused the engine to stall led to the recall of about 8,400 20172018 Audi A3 cabriolets and sedans. According to Audi, the engine control unit software may interpret the flywheel’s rotation at engine startup as a “knocking condition,” causing the air/fuel mixture to be altered, which might cause a stall and increase the danger of a crash.
2017. Due to a problem where the passenger frontal air bag could deploy incorrectly and possibly injure the occupant by detonating with more force than intended, a small number of 2017 cars were recalled.
2016. A small number of 2016 Audi A3 vehicles were recalled due to problems with the fuel systems, side marker lights, and engine cooling.
2015. Less than 1,000 2015 Audi A3s were subject to a recall due to front seats that were poorly sewn, which could prevent side airbags from deploying in the event of a collision.

The 2015 Audi A3 is said to have the greatest troubles and is the worst model year due to expensive repair costs and a high frequency of problems, according to numerous web resources and forums. However, given that 2015 was the first model year following its significant makeover, this may be connected. Excessive oil consumption, transmission warnings, and unexpected power outages are common problems with the 2015 A3. Owners of 2016 versions have reported problems with water leaking into the car and jerking and reluctance when accelerating.

How safe is the Audi A3?

The A3 boasts excellent safety ratings and a variety of safety features, just like many other Audi vehicles. The 2018 A3 achieved good results from the IIHS and a 9.3/10 rating for safety, according to U.S. News and J.D. Power. It receives a 5-star rating overall from the NHTSA, which is divided into ratings of 4/5 for frontal crashes, 5/5 for side crashes, and 4/5 for rollovers.

Audi A3 maintenance

As a luxury small vehicle, the Audi A3 is thought to function admirably as a daily driver. To boost mileage and increase the lifespan of the vehicle, maintenance must be kept up with. Here is what to anticipate for the Audi A3’s oil changes, mileage, and warranty.

Your first free planned maintenance appointment with Audi happens after a year or 10,000 kilometers. Then, adhere to the upkeep plan described in your owner’s manual.
On an Audi A3, changing the oil and filter should cost around $100 from a mechanic, but it may cost as much as $150 from a dealership.
The 2018 Audi A3’s standard fuel economy is 29 miles per gallon on average, with 26 on the city streets and 35 on the interstate.
With 24 miles per gallon in the city and 31 miles per gallon on the highway, the 2018 Audi A3 Quattro averages 27 miles per gallon.
With 25 mpg in the city and 33 mpg on the highway, the 2018 Audi A3 Cabriolet has an average fuel economy of 28 miles per gallon.
The 2018 Audi A3 Cabriolet Quattro averages 25 miles per gallon, with a city mileage of 22 and a highway mileage of 30.
Audi advises owners to take their A3 to a dealer for service, although doing so won’t void your warranty.
A four-year/50,000-mile warranty and round-the-clock roadside support are included with the 2018 Audi A3.

Is an extended warranty worth it for the Audi A3?

The four-year, 50,000-mile warranty that comes with the Audi A3 may need to be extended after it expires. After the new vehicle warranty expires, this is offered in the form of the Audi Certified Plus Limited Warranty. If purchased, the Audi Certified Plus Limited Warranty kicks in and covers the vehicle for two years or up to 50,000 more miles, with a total coverage limit of 100,000.

About the Audi A3

In 1996, the Audi A3 was first created as a modest family-sized compact automobile. The 2017 model is renowned for its affordable price and athletic performance. The 2017 Audi A3 has earned a Top Safety Pick+ rating from the Insurance Institute for Highway Safety and a 5-Star overall safety rating from the National Highway Traffic Safety Administration.

Compare Audi competitors

Attempting to find out what more is available? Consider switching to a different Audi model or a different brand entirely.

Audi has many sedans, wagons, coupes, and other vehicles that might be of interest to you. Since the A3 is regarded as Audi’s base model, you can anticipate paying more for an A4, A5, or any other larger model.

Bottom line

The Audi A3 is a reasonably priced premium sedan with a focus on convenience and comfort. While the cost of automobile insurance is influenced by the vehicle’s body type, safety features, repair costs, and other considerations, you should evaluate your alternatives to determine the exact cost to insure this car.

Is insurance for the Audi A3 expensive?

The average annual cost of insurance for an Audi A3 is $1404, or around $117 per month, according to the website Cheap Car Insurance. If you have a clean driving record, you could save money on your auto insurance for this car.

A Audi S3 falls into what insurance group?

With the exception of the S3 Cabriolet, all versions of the Audi S3 fall under insurance group 39. This means that your yearly premiums will be high, and it doesn’t compare well to the BMW M140i, which is categorized in group 37. In group 40, the BMW M240i Convertible is ranked lower than the S3 Cabriolet.

Depreciation

The Audi S3 has a very good track record of maintaining its value. In fact, trade expert CAP asserted in 2014 that you’d be better off buying a new S3 than a year-old one when considering the total cost of ownership, including petrol and servicing. In either case, it wouldn’t be unreasonable to anticipate that the car will retain a solid 55% of its original cost when it is time to sell it in three years.

Is the Audi A3 a luxury vehicle?

The tiny four-door Audi A3 from 2023 has a ton of high-end amenities, nimble handling, and potent performance. The A3 condenses much of the lineup’s tech-focused ethos into a smaller, more affordable vehicle as the entry point to the Audi brand. Among its entry-luxury competitors, such as the Acura Integra and the BMW 2-series Gran Coupe, it is a preferred option. The A3’s cabin is small but equipped with a sizable infotainment screen, a digital gauge cluster, as well as additional comfort and luxury elements. The 2.0-liter turbocharged four-cylinder engine produces 201 horsepower as standard, and Audi’s Quattro all-wheel-drive technology is an option. The more potent S3 is worth a look for anyone looking for even more thrills in their tiny luxury car; we review that model separately.

Is the used Audi A3 a nice car?

What Makes the Audi A3 Good? Yes, the Audi A3 is a quality vehicle. It boasts three eager turbocharged engines, two of which are in high-performance variants, and has nimble handling and a comfortable ride. The interior of the A3 is gorgeous and has many high-end materials.

Is Group 14 insurance a high or low risk?

Insurance for vehicles in insurance group 14 is frequently on the affordable side. After all, this group is among the 50 Thatcham Research groups that are on the lower end of the spectrum.

These vehicles, some of which are described below, typically have decent safety features, less potent engines, and are also reasonably affordable to fix.

Car insurance groups explained

Thatcham Research developed these 50 categories of auto insurance to assist insurers in determining how much to charge drivers for their particular vehicles. All automobiles are given an insurance category from 1 (cheapest to insure) to 50 before being made available for purchase (most expensive).

Several elements, such as a vehicle’s overall performance, safety and security features, and market worth, determine which group it belongs to.

The cost of a car insurance premium isn’t solely based on the insurance group of the vehicle. The age, driving record, and location of the automobile owner are all criteria that insurers take into account.