The Audi TT, a 2-door compact sports car that was first introduced in 1998, combines Audi’s opulent appearance with a variety of sport-inspired elements. With a 2.0-liter TFSI engine and Audi’s sophisticated Quattro all-wheel drive system, the TT generates over 200 horsepower. The TT appears to be an exception, even if certain sports cars can be pricey to insure.
In fact, according to our calculations, an Audi TT’s auto insurance will run you about $128 per month or $1,536 annually, which is nearly $300 more than the national average. Despite its performance-oriented design, insurance prices are still affordable because there are a variety of factors particular to drivers and vehicles that can affect the price of coverage. To get a quotation, sort vehicle insurance providers by your state.
The base price of a 2017 Audi TT is $43,500. The yearly insurance costtobase automobile price ratio is 3.5 percent with an average annual insurance premium of $1,536.
We gathered quotes from insurance firms using this profile to get our anticipated cost:
- TT 2017 Audi
- 10,00115,000 miles are logged annually.
- No mishaps in the previous five years.
- Vehicle anti-theft device
- Chauffeur based in New York
- decent credit
Our estimated cost is for basic coverage, which we define as including uninsured motorist, bodily injury, property damage, and personal injury protection in addition to two times the state’s legal minimum.
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Other factors that can affect your auto insurance rate
- Year of model Audi TT
- Trim of the car
- How much insurance you’ll need
- kilometers you’re expected to go each year
- Safety and anti-theft characteristics of the vehicle
- Location and credit rating of the driver
- Age, marital status, and gender of the driver
- driving record for the previous five years
- Regardless of whether the driver owns, leases, or rents the car
How to compare insurance for the Audi TT
Every state, with the exception of New Hampshire and Virginia, has a different set of minimum coverage standards. Even while having auto insurance may not be required where you live, the correct policy can provide unmatched security and peace of mind. While locating an insurer for your Audi TT is simple, selecting the best coverage might be challenging if you don’t know what you’re searching for. Here are some factors to think about when weighing your alternatives.
- Price. It is challenging to comparison shop based solely on pricing because policy features and specifics vary widely between providers. Utilizing the same profile while requesting quotes will help you get around this. Then, you can compare your options to locate a policy that is within your price range.
- Deductible. The cost of your automobile insurance may directly depend on the size of your deductible. A bigger amount frequently results in reduced rates, whilst a lower amount will probably cost more each month.
- Minimum protection. To drive on public highways, most states require drivers to carry a certain minimum level of insurance. Before buying an insurance, be sure the minimal requirements for your state are satisfied.
- Additional protection. Many providers also provide choices for supplemental insurance, such as medical expenses coverage and personal injury protection. For a precise estimate, make sure to include any requested options in your quote.
- Extras. A few extras that many companies provide are disappearing deductibles, roadside assistance, and accident forgiveness. You might wish to take them into account when shopping around, regardless of whether they are free or come at an additional fee.
- Restrictions. Restrictions may result in coverage gaps or claims being rejected. Before you get on the road, find out if any of these apply to your policy.
- manufacturer’s promotion or member discount. Because of connections with other manufacturers, you might be able to receive discounts or exclusive deals. To find out if you qualify, contact Audi.
- Warranty. To prevent paying for duplicate coverage, find out what is covered by your manufacturer’s warranty or any added warranties.
What factors affect car insurance rates for Audi TT?
The car you drive has a significant impact on your odds of filing a claim, even though your driving record, where you live, and other circumstances can also have an impact. Insurance prices might vary greatly depending on the make and model of your car because a variety of factors are taken into consideration, including safety features, theft rates, body style, and others. Here are some attributes of the Audi TT that may influence insurance prices.
- sort of body A two-door little sports automobile, the Audi TT. Although this classification might make insurance more expensive, there may be other methods to save as a result.
- vehicle model. The TT is a high-performance premium car. Despite the fact that these cars can be more expensive to insure, their lower cost may result in cheaper rates.
- Theft. Compared to pickup trucks and sedans, sports vehicles are stolen much less often. As a result, the TT’s designation as a sports car may result in lower premiums.
- Repairs. Although sports cars can be expensive to fix, it should be simple to acquire parts and services, which could lower the cost of insurance.
- safety scores. Although the IIHS and NHTSA have not officially rated the TT’s safety, Audi automobiles are generally regarded as being safe vehicles. This might make insurance more affordable.
How do trim packages and extra build options affect insurance cost?
Your chance of being involved in an accident is taken into account by insurance companies when determining your auto insurance premiums. Your car’s make and model will have a significant impact on the cost of your auto insurance because performance, safety features, security systems, and other aspects might vary between models. The trim and options on the automobile, in addition to the vehicle you choose, can impact your premiums. Here are some build options for the 2018 TT that may impact insurance rates.
Packages
- Package for driver comfort. The features in this package that can increase visibility include a parking system, a rearview camera, side assist, and other functions. Your auto insurance prices might go down if you include this.
- Package of LED headlights. With LED headlights, you can see and be seen more easily, which could result in lower auto insurance.
- active lane support Accident avoidance and potential insurance savings are two benefits of active lane assist.
- lockable wheels Wheel theft is effectively avoided with wheel locks. Many insurance companies are aware of this and may give you a discount if you install them.
Audi TT money-saving safety features
If your Audi TT has these safety features, you could be able to get a discount on your auto insurance.
- Airbags
- Daylight-saving lighting
- Auto-locking brakes
- anti-theft gadget
- 360-degree camera system
- sensors for parking
- rear backup cameras
- Fog LED lights
- Control for electronic stability
- vehicle seatbelt tensioners
Does the Audi TT qualify for auto insurance discounts?
Depending on the carrier you pick, your car can qualify for a variety of auto insurance discounts. However, the precise reductions you get could differ according on your area, the provider, your options, and other aspects. Several of the following ought to apply to the Audi TT:
- discount on new cars
- discount on anti-lock brakes
- discount for anti-theft
- Discount for passive constraint (Airbags, motorized seat belts, etc.)
- Discount for urgent roadside assistance
How reliable is the Audi TT?
The 2018 Audi TT holds a 3/5 star reliability rating from U.S. News and J.D Power. Although this compares favorably to other cars in its class, evaluations from earlier years were slightly higher.
Since its debut in 1998, the Audi TT has encountered a number of problems. Here are a few recent Audi TT recalls:
- 2016. A small number of 2016 Audi TT Roadsters have been recalled due to a software flaw that can make it impossible for the side marker lights to function while the parking or headlights are on.
- 2006-2010. Due to a defective spring on the fuel tank ventilation valve that could result in fuel leaks, certain 20062010 Audi TT vehicles were subject to a recall.
Despite being manufactured for more than 20 years, there aren’t many typical issues with the Audi TT, especially with more current models. There haven’t been any more incidences recorded involving this problem, however one owner did comment that the air bags didn’t deploy on their 2016 model. The 2004 TT is regarded as the worst model year of all owing to the frequency of problems, high cost of repairs, and difficulties at lesser mileage.
How safe is the Audi TT?
Unfortunately, neither the NHTSA nor the IIHS, nor any other significant organizations, have provided the Audi TT with an official safety rating. But like most Audi vehicles, it has a number of security and driving aids that could help avoid collisions or limit damage in the event that one were to occur.
Audi TT maintenance
The TT, like the majority of Audi vehicles, is loaded with a variety of amenities that make for an exhilarating but comfortable drive. Its layout provides a comfortable driving experience and requires little upkeep to stay on the road. Having said that, sports cars typically require a little more upkeep than sedans and other kinds of vehicles, so a little tender loving care can go a long way. Here are some things you might anticipate, like oil changes, mileage, service appointments, and more.
- Every 10,000 miles or every 12 months, whichever comes first, Audi advises changing the oil. However, if you drive your car hard, you might want to have the oil changed more frequently.
- The price of an oil change should range from $75 to $150, but the exact cost will vary depending on where you take your car for repair and how long it’s been since your last visit.
- Your TT should be taken in for minor repair in accordance with the 2017 Audi maintenance plan every 10,000 miles for the first 20,000 miles. After the first 20,000 miles and every 20,000 miles after the first service visit, regular maintenance should be performed.
- The 2018 Audi TT achieves 26 miles per gallon on average, with a city rating of 23 and a highway rating of 30.
- A four-year/50,000-mile warranty and four years of round-the-clock roadside support are included with the 2017 Audi TT.
Is an extended warranty worth it for the Audi TT?
The TT is covered by Audi’s standard New Vehicle Limited four-year, 50,000-mile guarantee. This includes access to 24-hour roadside assistance and covers flaws in both the craftsmanship and the materials. Audi’s Certified Pre-owned Limited Warranty offers an extra two years or 50,000 miles of coverage, up to a maximum of 100,000 miles on your car, for added peace of mind. If purchased, this warranty takes effect when the first one expires. The TT is a very reliable car, but if something goes wrong after the manufacturer’s guarantee on your new car ends, the extended warranty could spare you the hassle and the associated repair costs.
About the Audi TT
The two-door sports automobile known as the Audi TT was released in 1998. The most recent model is regarded as a luxurious sports car with comfort for daily drive. Neither the National Highway Traffic Safety Administration nor the Insurance Institute for Highway Safety have reviewed the 2017 model.
The cost of insurance for an Audi TT is calculated by insurance firms using safety ratings, theft statistics, replacement costs, and general damage susceptibility. The location and driving record of a driver can affect insurance prices. Before buying an Audi, prospective buyers should compare quotes from various insurance providers to locate the best deal. Additionally, prospective buyers of an Audi TT should investigate each insurance provider to see if they are eligible for insurance savings.
Bottom line
The Audi TT offers a combination between luxury and performance for a starting price in the low 40,000s. Finding coverage for your TT shouldn’t be an issue because it is outfitted with many of Audi’s highly regarded safety and driver assistance features. To discover a policy that gives the coverage you require and is within your price range, examine your options before making a purchase.
Frequently asked questions about the Audi TT
Finding coverage should be simple, despite the fact that there is no one best auto insurance company for the Audi TT. Finding the correct policy should be easy because almost all major providers should be able to cover your TT. Obtaining quotations from various companies using the same criteria is the best approach to compare prices. By doing this, you’ll be able to assess your alternatives correctly and determine which carrier offers the greatest value for the coverage you require.
No and yes. The R8 is the only roadster sports car produced by Audi other the TT. However, there are other other Audi models that come in coupe or convertible body styles, many of which have performance levels that surpass the TT. You might want to think about the TTS or TT RS if you want a more potent engine and sport tuning. On the other hand, the A5, S5, and RS5 are all excellent choices for a more comfortable and opulent driving experience.
To obtain an insurance that meets your needs, you can either contact your provider or learn more about state minimums here. It’s critical to browse around and select an insurance that not only meets the minimum standards of your state but also works within your budget.
Is insurance more expensive for Audis?
With an average cost of $2,044 per year for full coverage on a 2022 model, State Farm offers the most affordable rates on auto insurance for Audi owners. This is 68 percent less expensive than the most expensive insurance, Allstate ($6,359), and 40 percent less expensive than the average premium we discovered across the board ($3,413).
Geico, Nationwide, and USAA are other reasonable choices because they all have average annual rates under $3,000.
The prices are predicated on a full-coverage policy for a Texas resident aged 30 with a spotless driving record.
Are Audis expensive to insure?
When compared to non-luxury models, Audis are more expensive to insure, but they are still reasonably priced when compared to other luxury automakers. While the typical cost of insurance for a Toyota or Honda is about $2,000 per year, the typical cost of insurance for an Audi is about $3,400 per year.
However, compared to comparable high-end luxury automobiles from brands like Lexus, Mercedes, and BMW, Audis are significantly less expensive to insure. Depending on the model, these cars typically cost $4,000 or more to insure annually.
In general, smaller, faster, and more costly cars are more expensive to insure. A smaller, faster vehicle is more likely to be in an accident. The cost of repairing an expensive car typically goes up, which raises insurance premiums. However, more expensive vehicles occasionally include better safety equipment, including obstacle avoidance sensors, which may lower accident risk and insurance costs.
Audi Q3 insurance rates
The Audi Q3 has the lowest yearly insurance cost of any Audi car, at $2,768. It makes sense because it’s the smallest and least expensive SUV Audi produces. The cost of insurance for the Q3 is $510 cheaper annually than that of the Q5.
State Farm has the lowest premiums for the third quarter. We discovered an average cost there of just $1,755 annually, which is 37% less than the national average cost to insure a Q3.