Each Audi model has distinguishing features. Every motorist will also experience unique circumstances. As a result, the cost of auto insurance for Audi automobiles will differ. The premiums listed below are typical insurance rates and can be used as a guide, but shopping around and requesting quotes from other insurance providers is the best way to find out how much your insurance will cost.
In This Article...
Car insurance for Audi A3
For the 2022 model year, a redesign of the well-liked Audi A3 was made. Keyless ignition, rear side airbags, LED headlights and taillights, a power panoramic sunroof, and three-zone automatic climate control are all included as standard features. The A3 is Audi’s least priced vehicle, with prices starting at $34,800. As the average cost for the bare minimum of coverage is less than that of the other cars on our list, it is also one of the least expensive Audi models to insure.
Car insurance for Audi A4
A powerful premium automobile, the Audi A4 has 261 horsepower. In 5.2 seconds, the automobile can accelerate from 0 to 60 miles per hour. The 12.3-inch screen in the A4’s futuristic virtual cockpit, which is an option, can pinpoint your location on Google Earth and may be useful if you’re traveling through an unfamiliar area. The A4 has a starting price of $39,900. The average cost of full coverage for an A4 is $2,000 per year.
Car insurance for Audi A5
The 2022 Audi A5 has greater body design options than the A3 or A4 thanks to its availability as a coupe, sportback, or cabriolet. Traffic relief, park assist, and a top view camera feature are just a few of the remarkable driver aid features available on the A5. These options cost a little more because the A5 begins at $46,000. The features also increase the price of maintenance or replacement, which drives up the average cost of full coverage auto insurance.
Car insurance for Audi A8
The Audi A8 is a high-end luxury sedan from Audi with a starting price of $86,500. The user settings can be one of the most appealing features. The car may be programmed to remember up to 400 parameters from each of seven separate profiles. While full coverage is over twice the national average insurance cost at $3,300 per year on average, minimal coverage is just slightly more expensive than it is for other Audi models.
Car insurance for Audi E-Tron
The E-Tron electric vehicle from Audi is available in a variety of body types, including sportback, GT, and S. The entry-level model costs $65,900. It has a 4,000-pound towing capacity, making it a luxury car with muscle. Average annual cost for full coverage for the base E-Tron model is $2,250, which is cheaper than the A8. The “pre sense front feature,” which can warn you about impending collisions and even apply the brakes for you, may be to blame for this.
Car insurance for Audi Q5
If you’re looking for an SUV, the luxurious Audi Q5 is made to dazzle. The Q5 has a starting price of $43,300. The availability of a hybrid electric option for the Q5 is arguably one of its most striking features. You get a seven-speed transmission and 5.7 seconds to 60 mph with the Q5 55 TFSI e. And even if it costs more, full coverage auto insurance for the Q5 typically costs less than it does for the A3.
How much does an Audi A4 insurance cost?
Overall, the Audi A4’s insurance costs are reasonable. Before making a decision, you should compare quotations from several insurance companies because prices vary from one to the other.
According to data on the price of Audi A4 insurance, the average yearly premium is $1544, with payments due every month of $129, on average. Drivers with a clean driving record can save an estimated $637 despite the cost being about $25 higher annually than certain other cars. Overall, the Audi A4’s insurance costs are reasonable. Before making a decision, you should compare quotations from several insurance companies because prices vary from one to the other.
Is insurance more expensive for an Audi or a BMW?
Despite being comparably priced, owning a BMW 3 Series sedan actually costs more than an Audi A4 sedan by several thousand dollars. The BMW Sedan’s higher insurance costs make up for its slightly lower fuel economy and slightly higher repair expenses in terms of real cost of ownership.
An Audi A4 sedan will cost to insure for the first five years of ownership roughly $2,138 per month, or $11,464. A BMW 3 Series car will cost roughly $2,428 per month throughout that time, or an average of $12,580 over the course of five years. Remember that the rates fluctuate throughout the course of the five years, increasing somewhat yearly for both cars. The cost of maintenance and repairs is likely to rise over time, which will raise the risk of accidents as the vehicle matures and push rates up a little bit.
Each person will have a different actual insurance cost for each car. Numerous personal criteria, including as your age, marital status, employment, education, driving record, and credit score, will affect your particular rates. If you have a clean driving record, you can anticipate paying less than the comparative estimate, but if you’ve had a few fines or have a history of late payments on credit cards, your rates may go up. The automobile-specific information that determines the majority of the cost of car insurance is also based on your personal demographics, which account for a large portion of the premium expenses.
By utilizing the discounts that insurance providers provide, you can also lower the cost of premiums. Along with more than a dozen other factors, your career, how far you travel annually, and whether you keep your car in a private garage at night are all eligible for discounts. Additionally, you can enroll in a driver improvement course that is optional and get required insurance discounts for at least three years; in some areas, the discount is valid for five years.
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Insurance Disclosure
The majority of owners of luxury sports cars are aware that high performance cars require regular maintenance and fine-tuning at a reliable repair facility. The Audi A4 is one of the most dependable sports sedans available right now thanks to distinctive characteristics that set it apart from the competition.
The cost of the Audi A4’s auto insurance is similarly influenced by these characteristics. The A4 is only little more expensive at roughly $2,000 per year than the $1,674 national average for full coverage auto insurance. Understanding what factors affect auto insurance prices and what kind of coverage you require can help you choose the best policy for your Audi A4. Having the best auto insurance for your vehicle and way of life will be made possible thanks to this.
Models used in this review include:
The Audi A4, which has several different configurations and has a basic price of $39,100 for a 2021 model, is the only subject of this review. For reference, the prices listed below represent quoted yearly rates for a 2019 Audi A4.
BMW or Audi: Which is less expensive to insure?
The cost of insurance for BMWs is comparable to that of premium rivals like Mercedes and Audi. The 2 Series Gran Coupe and 2 Series Active Tourer, which have a dearth of direct competitors, are the least expensive models to insure.
Compared to its predecessor, which had an insurance group starting at 18, the modern BMW 1 Series is significantly more expensive to insure, starting at insurance group 26. This, however, is competitive with vehicles like the Mercedes A-Class and Audi A3 Sportback.
Depending on the model and engine/trim you’re comparing, the insurance premiums for BMWs and Audis are often relatively comparable, despite the fact that both automakers are fierce competitors for customers.
Are insurance costs for BMW high?
How much does insurance for a BMW cost? The price of a BMW goes beyond its higher-than-average MSRP. BMW car insurance runs $1,788 a year, or 25% more than insurance for a regular vehicle. When looking for a coverage, you should exercise caution because BMW insurance is more expensive than the national average.
How much does an 18-year-Audi old’s A4 insurance cost?
Due to their inexperience, younger drivers pay higher insurance premiums for the Audi A4 and comparable car models. The average annual cost of auto insurance for an 18-year-old driver of an Audi A4 is $4,988, which is nearly $3,460 more than the cost for a driver who is 40 years old.
By incorporating teen drivers in their policy, parents can save money. If teenagers buy their own auto insurance plans, they frequently have to pay higher prices.
Are Audi A4 vehicles good?
What Makes the Audi A4 Good? Yes, the A4 is a fantastic premium compact car for 2021. This car provides three potent turbocharged engine options, a smooth ride, and excellent gas efficiency predictions.
Are repairs for the Audi A4 pricey?
Additionally, CARCHEX contracts have affordable prices. The terms for bumper-to-bumper protection on a 2017 Honda CR-V with 45,000 kilometers are as follows:
FAQ: Audi Maintenance Cost
Audis are expensive to maintain as vehicles. The average annual cost of an Audi repair, according to RepairPal, is $987. This is significantly more than the $652 average across all brands. Because Audis are luxury automobiles and employ pricey speciality parts, their routine maintenance expenses are also probably a little more than those of most other types.
If maintained properly, almost any car, even an Audi, may last for many years. Audi owners claim to have kept their cars for up to 150,000 miles.
Audi vehicles do not include maintenance for nothing. Customers can, however, purchase Audi prepaid maintenance contracts. Some Audi dealers might provide free vehicle maintenance protection.
Do fancy cars have higher insurance costs?
A luxury car is one that offers more features, comfort, quality, or performance than a standard car. Exotic cars are a subcategory of premium vehicles that prioritize performance and speed. A Jaguar F-Type, which has a base price of $61,600, is an example of a luxury vehicle. In contrast, the Ferrari 812-Superfast has a manufacturer-suggested retail price of $335,000.
Expect to spend more for insurance if you are covering a luxury vehicle than you would for a regular vehicle. Luxury cars typically cost more than other cars, thus insurance premiums are likewise higher. The price of replacement components, maintenance, and labor for your luxury car may be much more expensive than it would be for a less expensive model. Depending on the sort of vehicle you own, you might need to look for coverage with a firm that specializes in insuring high-end automobiles, even though you might be able to get insurance with a conventional insurance provider.
How much does an Audi Q4 insurance cost?
It costs a lot to insure an SUV like the Audi Q4 E-tron. Auto insurance for the Audi Q4 E-tron is anticipated to cost $213 per month or $2,556 annually. With a starting MSRP of $45,000, the price-to-cost ratio is 5.68 percent, which is higher than the 3 percent national average. Your exact cost, however, may change based on a number of variables, including your location, driving history, Q4 E-tron trim, and options.
Theft rates, vehicle performance, repair costs, and other variables that differ between makes and models are used to determine insurance premiums for the Audi Q4 E-tron. Here are some comparisons between the Q4 E-tron and other cars.
- vehicle model. An SUV like the Audi Q4 E-tron typically costs more to insure.
- Theft. This car has a low theft rate, which could result in lower insurance costs.
- Repairs. This car’s repairs are standard, which usually results in typical insurance prices.
- safety scores. This car has high safety ratings, which usually result in lower insurance costs.
- fuel class. Insurance for electric-powered vehicles is often a little more expensive than for vehicles powered by other fuels.
- Trim. In general, choosing a more expensive trim level or more feature upgrades will increase your insurance. Depending on the model year, the Premium, Premium Plus, and Prestige trim levels are popular for this vehicle.
- Coverage. Consider a policy that includes collision and comprehensive coverage in addition to the high liability limits required by your state for an SUV. Additionally, your insurance premiums will increase the more coverage you have.
- Warranty. Roadside support and a 4-year, 50,000-mile guarantee from Audi are included with new Q4 E-trons.
- manufacturer agreements For a limited time, Audi is providing discounted rates on 36-month leases. By contacting your neighborhood dealer, you can also learn about further financing options from Audi.
What discounts does the Q4 E-tron qualify for?
If your Audi Q4 E-tron has particular safety measures installed, you might be able to get a discount on your auto insurance.
- discount on anti-lock brakes
- discount for anti-theft
- Discount for passive constraint
- Discounted safety equipment
Audi Q4 E-tron safety and reliability ratings
The NHTSA does not rate the Audi Q4 E-tron, so little is known about its safety. However, the relatively low safety ratings of cars from this manufacturer tend to raise insurance costs. High safety rating vehicles are typically less expensive to insure because they are safer and easier to fix after an accident.
Bottom line
Low theft rates and average upkeep make the Audi Q4 E-tron an expensive SUV to insure. To get the best deal on the coverage you require for your Audi Q4 E-tron, compare auto insurance rates.