Overall, the Audi A4’s insurance costs are reasonable. Before making a decision, you should compare quotations from several insurance companies because prices vary from one to the other.
According to data on the price of Audi A4 insurance, the average yearly premium is $1544, with payments due every month of $129, on average. Drivers with a clean driving record can save an estimated $637 despite the cost being about $25 higher annually than certain other cars. Overall, the Audi A4’s insurance costs are reasonable. Before making a decision, you should compare quotations from several insurance companies because prices vary from one to the other.
In This Article...
What is the insurance cost for a 16-year-old driving an Audi A4?
The age of the insured driver is one of the largest factors in insurance costs because experience increases with age. Above all else, having a young, inexperienced driver can significantly increase insurance costs.
Using information from multiple insurance companies, the cost of an Audi A4’s insurance for a 16-year-old young driver might reach $5744. In comparison to their female counterparts, younger male drivers are more likely to be involved in accidents and receive traffic penalties for speeding. Their beginning rate is higher as a result.
Costs level out between 30 and 60 years of age as drivers age and gain expertise. A 40-year-insurance old’s premiums for the same Audi are only $1580. Over these ages, the rates for the elderly are higher.
How much does insurance for a 2013 Audi A4 run?
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- An Audi A4’s annual insurance premium averages $1,544 or $129 per month.
- For an older Audi A4, a liability-only policy runs about $52 per month or $619 annually.
- The highest prices will be paid by teenagers, at about $470 monthly or $5,643 yearly.
- By obtaining policy reductions, responsible drivers can save as much as $637 annually on their Audi A4 auto insurance.
- The average annual increase in insurance prices for an Audi A4 is about $25.
Are you trying to get inexpensive Audi A4 car insurance? You’ve arrived at the proper location. The typical monthly insurance quotation for an Audi A4 is $129, or $1,544 yearly. That’s around $25 more per year than the average automobile. However, a number of factors, like as the age of your model, the trim level you selected, and even the state you live in, affect the cost of our Audi A4 auto insurance.
For instance, owners of an older Audi A4 may decide to get a basic liability coverage, which, for some drivers, might cost as little as $52 per month or $619 annually. An additional $637 can be saved annually in policy savings for safe drivers.
Learn how to compare auto insurance quotes to find the best Audi A4 insurance plan by reading our comprehensive guide on the Audi A4. Let’s examine the insurance costs for the Audi A4, crash test results, and more in more detail.
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Is insurance more expensive for an Audi or a BMW?
Despite being comparably priced, owning a BMW 3 Series sedan actually costs more than an Audi A4 sedan by several thousand dollars. The BMW Sedan’s higher insurance costs make up for its slightly lower fuel economy and slightly higher repair expenses in terms of real cost of ownership.
An Audi A4 sedan will cost to insure for the first five years of ownership roughly $2,138 per month, or $11,464. A BMW 3 Series car will cost roughly $2,428 per month throughout that time, or an average of $12,580 over the course of five years. Remember that the rates fluctuate throughout the course of the five years, increasing somewhat yearly for both cars. The cost of maintenance and repairs is likely to rise over time, which will raise the risk of accidents as the vehicle matures and push rates up a little bit.
Each person will have a different actual insurance cost for each car. Numerous personal criteria, including as your age, marital status, employment, education, driving record, and credit score, will affect your particular rates. If you have a clean driving record, you can anticipate paying less than the comparative estimate, but if you’ve had a few fines or have a history of late payments on credit cards, your rates may go up. The automobile-specific information that determines the majority of the cost of car insurance is also based on your personal demographics, which account for a large portion of the premium expenses.
By utilizing the discounts that insurance providers provide, you can also lower the cost of premiums. Along with more than a dozen other factors, your career, how far you travel annually, and whether you keep your car in a private garage at night are all eligible for discounts. Additionally, you can enroll in a driver improvement course that is optional and get required insurance discounts for at least three years; in some areas, the discount is valid for five years.
BMW or Audi: Which is less expensive to insure?
The cost of insurance for BMWs is comparable to that of premium rivals like Mercedes and Audi. The 2 Series Gran Coupe and 2 Series Active Tourer, which have a dearth of direct competitors, are the least expensive models to insure.
Compared to its predecessor, which had an insurance group starting at 18, the modern BMW 1 Series is significantly more expensive to insure, starting at insurance group 26. This, however, is competitive with vehicles like the Mercedes A-Class and Audi A3 Sportback.
Depending on the model and engine/trim you’re comparing, the insurance premiums for BMWs and Audis are often relatively comparable, despite the fact that both automakers are fierce competitors for customers.
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Insurance Disclosure
The majority of owners of luxury sports cars are aware that high performance cars require regular maintenance and fine-tuning at a reliable repair facility. The Audi A4 is one of the most dependable sports sedans available right now thanks to distinctive characteristics that set it apart from the competition.
The cost of the Audi A4’s auto insurance is similarly influenced by these characteristics. The A4 is only little more expensive at roughly $2,000 per year than the $1,674 national average for full coverage auto insurance. Understanding what factors affect auto insurance prices and what kind of coverage you require can help you choose the best policy for your Audi A4. Having the best auto insurance for your vehicle and way of life will be made possible thanks to this.
Models used in this review include:
The Audi A4, which has several different configurations and has a basic price of $39,100 for a 2021 model, is the only subject of this review. For reference, the prices listed below represent quoted yearly rates for a 2019 Audi A4.
How much should I budget for my teenager’s automobile purchase?
For any auto loan, new or secondhand, down payments are a terrific idea. You may be aware of the conventional wisdom that suggests saving between 10 and 20 percent of the purchase price of a car as a down payment. Note that neither “saving $1,000” nor any other specific amount is recommended. The amount you should set aside is determined by the cost of the vehicle.
But keep in mind that if you choose a less expensive vehicle for your young driver, you could need more money up front to make it road-safe. This can entail inspecting the tires, brakes, oil, etc. The more work the vehicle may need before your teen gets behind the wheel, the less expensive the vehicle is. It’s a good idea to budget additional money in case you need it to get the automobile ready because of this.
Finding the ideal vehicle for a novice driver might be challenging. Your priorities are dependability, affordability, and perhaps a fancier car for your teen (who doesn’t?). The best course of action is to have your kid help you save or have them finance the car themselves if you don’t want to spend a fortune on their first automobile but still want them to be safe.
How much does an Audi Q4 insurance cost?
It costs a lot to insure an SUV like the Audi Q4 E-tron. Auto insurance for the Audi Q4 E-tron is anticipated to cost $213 per month or $2,556 annually. With a starting MSRP of $45,000, the price-to-cost ratio is 5.68 percent, which is higher than the 3 percent national average. Your exact cost, however, may change based on a number of variables, including your location, driving history, Q4 E-tron trim, and options.
Theft rates, vehicle performance, repair costs, and other variables that differ between makes and models are used to determine insurance premiums for the Audi Q4 E-tron. Here are some comparisons between the Q4 E-tron and other cars.
- vehicle model. An SUV like the Audi Q4 E-tron typically costs more to insure.
- Theft. This car has a low theft rate, which could result in lower insurance costs.
- Repairs. This car’s repairs are standard, which usually results in typical insurance prices.
- safety scores. This car has high safety ratings, which usually result in lower insurance costs.
- fuel class. Insurance for electric-powered vehicles is often a little more expensive than for vehicles powered by other fuels.
- Trim. In general, choosing a more expensive trim level or more feature upgrades will increase your insurance. Depending on the model year, the Premium, Premium Plus, and Prestige trim levels are popular for this vehicle.
- Coverage. Consider a policy that includes collision and comprehensive coverage in addition to the high liability limits required by your state for an SUV. Additionally, your insurance premiums will increase the more coverage you have.
- Warranty. Roadside support and a 4-year, 50,000-mile guarantee from Audi are included with new Q4 E-trons.
- manufacturer agreements For a limited time, Audi is providing discounted rates on 36-month leases. By contacting your neighborhood dealer, you can also learn about further financing options from Audi.
What discounts does the Q4 E-tron qualify for?
If your Audi Q4 E-tron has particular safety measures installed, you might be able to get a discount on your auto insurance.
- discount on anti-lock brakes
- discount for anti-theft
- Discount for passive constraint
- Discounted safety equipment
Audi Q4 E-tron safety and reliability ratings
The NHTSA does not rate the Audi Q4 E-tron, so little is known about its safety. However, the relatively low safety ratings of cars from this manufacturer tend to raise insurance costs. High safety rating vehicles are typically less expensive to insure because they are safer and easier to fix after an accident.
Bottom line
Low theft rates and average upkeep make the Audi Q4 E-tron an expensive SUV to insure. To get the best deal on the coverage you require for your Audi Q4 E-tron, compare auto insurance rates.