The cost of insurance is another another difference between Toyotas and Hondas. Our findings show that Toyotas have slightly lower insurance rates than Hondas. For a Toyota, the average annual premium is $2,616, and for a Honda, it is $2,800. Although there isn’t much of a price difference, if you’re attempting to save money, every dollar counts.
It’s crucial to remember that other factors, including as your driving record, how many miles you drive, and the number of claims you’ve filed in the past, can affect how much your insurance premium will cost. Toyota is therefore often less expensive to insure, but your particular situation will also affect your cost.
In This Article...
Why does insurance for Hondas cost more?
Honda Civic insurance costs somewhat rise as a result of the car’s comparatively high theft rates. Civics are more frequently stolen than less common vehicles, which makes sense given how common they are on the road. Due to the fact that you may utilize these parts in Civics of several model years, these vehicles also have high-value parts. Older Civics feature an ignition block that is simple for a burglar to break, but current versions have improved security.
Toyotas: Are they more dependable than Hondas?
Toyota triumphs thanks to better ratings all across and a more adaptable lineup. Honda automobiles do, however, have some advantages, particularly in the SUV market. In the hybrid and plug-in car categories, Honda and Toyota are almost equally competitive. But what advantages does each brand’s owner receive?
Benefits of Owning a Honda
Speed is one area where Honda outperforms Toyota, particularly in sedans like the well-liked Civic and Accord. The quickest vehicle in the lineup even though it isn’t a true sports car is the Civic Type R. It has a 306-horsepower turbo-four-cylinder engine that can reach 60 mph from 0 in less than five seconds.
Honda aspires to be the best in the SUV market, and the CR-V is a fantastic compact SUV because of its effective drivetrain, spacious interior, and upmarket cabin.
Where Honda Lags Behind
The midsize Honda Ridgeline vehicle outperformed the Toyota Tacoma and had a respectable towing capability. However, Honda doesn’t sell full-size trucks. The Toyota Tundra, a rival, can pull 8,000 more pounds than the Ridgeline.
Honda automobiles additionally lack cutting-edge infotainment options like smartphone connectivity. Although this maker doesn’t scrimp on safety features, a mid-sized touchscreen and smartphone connectivity cost extra. The controls are also a source of frustration for some customers.
Why Everyone Loves Toyota
Regarding the characteristics offered, Toyota vehicles are quite valuable. In contrast to the Honda Accord, which only has Bluetooth and one USB port, the Camry base trim features smartphone integration, Bluetooth, a Wi-Fi hotspot, a USB port, and satellite radio.
Additionally, Toyota vehicles typically outlive any Honda models. Consumer reports-based statistics show that Toyota is the second most dependable automaker after Mazda, with the Corolla being the most dependable vehicle. Honda’s average reliability rating didn’t even place it in the top 10.
Even Toyota Has Weak Points
Toyota has one of the highest levels of brand loyalty, but that doesn’t mean it is without flaws. Since many models have the smallest boot capacities, they might not be ideal for large families. For instance, the trunk space of the Accord is nearly two cubic feet larger than that of the Camry.
Additionally, the Toyota automobile might feature a less potent motor. The competitive Corolla only boasts 139 horsepower, compared to the Civic’s standard 158 bhp. A motor that must operate under a heavier load also makes more noise.
What car requires the most money to maintain?
The car brands that demand large sums of money for yearly maintenance are the most expensive to maintain. For instance, the following chart estimates how much a vehicle owner will spend on overall maintenance over the course of ten years.
These are the car brands whose long-term maintenance costs are the highest, according to data by YourMechanic:
- Dodge
- Acura
- Infiniti
- Pontiac
- Subaru
- Volvo
- Saturn
- Mercedes-Benz
- Hyundai
- Chrysler
- Rover, Land
- BMW
- Jeep
- Kia
- Mercury
- Buick
- Chevrolet
- Ford
- Cadillac
- Audi
Volkswagen, Nissan, Mazda, and Mitsubishi are listed after these brands, and Toyota is listed at the bottom of the list in position 30.
Is a Toyota Corolla Expensive to Insure?
Carriers take a number of things into account when determining vehicle insurance prices. The car’s model is one of them. High-value models typically cost more to insure.
When compared to the price of insuring other automobile models, Toyota Corolla insurance prices are frequently low. That is as a result of its low worth and power. Due to lower repair expenses, insurers don’t charge as much for low-value vehicles. Low-horsepower models are also less likely to be involved in serious collisions, making them less dangerous to insure.
Car or SUV insurance is less expensive?
Additionally, ValuePenguin discovered that GEICO and Progressive consistently provided the lowest rates for SUVs. In comparison to the average charges from the other companies, the bids from these two businesses were, on average, 39% less expensive. Comparing these two businesses to those with the highest rates, you could save $3352 by choosing one of them.
According to the analysis, the following companies offer these SUVs at the lowest rates:
- Toyota RAV4 from GEICO: $1744
- Honda CR-V from GEICO: $1634
- Progressive: $1649 for the Ford Escape
- Progressive: $1926 for the Chevrolet Tahoe
- Progressive: $1630 for the Chevrolet Equinox
Remember that an SUV costs more on average than a car, so the prices could potentially differ substantially. SUVs cost $314 less to insure yearly on average than sedans.
Larger cars, such as trucks and SUVs, typically cost more to insure. Even when compared to compact cars, subcompact crossover SUVs have some of the most affordable rates. ValuePenguin estimates that a small SUV costs $2700 on average, while a midsize sedan costs $3114 and a compact car costs $3120.
In contrast, larger SUVs have among of the highest rates because of the heightened risk that their size poses to other drivers.
Toyotas cost more to fix, do you think?
The statistics support Toyota’s reputation for building strong, long-lasting automobiles. Toyotas are rated as having above-average levels of reliability and low ownership expenses. Compared to $652 for the typical car, the average Toyota only needs $441 in repairs every year.
Having said that, it is unrealistic to anticipate paying virtually nothing in maintenance fees after bringing a new Toyota home from the dealer. Every vehicle need maintenance, and in order to keep your Toyota running like new, you’ll need to bring it in for repairs on a regular basis. However, you should be aware that each Toyota has different maintenance requirements.
Is insurance more affordable for a Civic or an Accord?
A Honda Accord costs $1,454 on average per year to insure compared to a Honda Civic’s $1,326, saving $128 annually. These typical insurance prices are for 2019 models.
The cost of insurance for the two models for drivers between the ages of 20 and 50 is shown in the following graph. For the age groups represented in the chart, the insurance costs for a 2019 Honda Accord range from $1,328 to $2,912 annually. The annual insurance premium for a 2019 Honda Civic ranges from $1,208 to $2,628.
Why is the Honda Accord so pricey?
Due to a severe inventory shortfall at dealers around the nation, Hondas are pricey. Major production issues for the majority of automobile brands are the result of a shortage of semiconductor chips. In the instance of Honda, customers can discover that their preferred car is significantly more expensive than usual.
Why is the Honda Civic so well-liked?
The Honda Civic has been one of the most popular automobiles for many years and is still at the top of the rankings today for a variety of factors.
Because it is a dependable and fuel-efficient vehicle with a variety of body types and trim levels, the Honda Civic is well-liked. The Civic has received multiple awards throughout the years, making it a well-liked choice for anyone looking for a premium vehicle.
When deciding between Civics, there are a few things to take into account, such pricing and highway noise level, but overall it’s a great car that will serve you well for many years. In this post, we’ll examine the Honda Civic in more detail and discover why so many drivers around the world now favor it.
Which automaker has the fewest issues?
The least trustworthy vehicle brands in 2021, as well as the most
- Which Car?
- 1: Lexus – 98.7%
- 2: Dacia – 97.3%
- =3: 97.1% for Hyundai
- Suzuki, 97.1%; =3.
- =5: Mini – 97.0%
- Toyota: 97.0% = 5
- Mitsubishi, 96.9%