Keep in mind the standards used by Thatcham Group to classify auto insurance. The most common features of the least expensive cars to insure are:
- smaller motors
- low maximum speeds
- only moderate 0–60 acceleration
- No alterations or high-end trimming
- reduced list price
In all other respects, Group 1 is the least expensive insurance group. Even though the cars in the absolute lowest insurance groups might not have the specifications you’re looking for, overall car insurance groups 1 through 20 will typically provide you pretty affordable insurance prices. You’ll be looking at relatively expensive premiums as you start moving above group 30.
The cheapest automobiles to insure are the same regardless of whether you have a clean driving record or are just learning to drive.
Below is a list of the most well-known car trims known for receiving competitive quotes from suppliers:
If you want to acquire cheaper auto insurance, keep in mind to search up the precise model and features when you’re looking for a car. For instance, the Hyundai i10’s 1 liter engine easily fits into Groups 1 or 2, but the more expensive i10 Premium’s 1.2 liter engine raises the insurance group to 5.
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Tax rates and insurance categories
The information you’ve submitted is evaluated by insurers who use it to determine your degree of risk and determine a fair rate for your policy.
Your age and the location you live in are factors that are frequently taken into account, and some carriers may also take your car’s insurance group into account. When components and repair costs for a particular model are taken into account, cars in higher bands will frequently cost more to insure. Insurance groups are bands from 1 to 50 that represent these costs. For further information, please read our guide to auto insurance groups in the UK.
The banding system used to determine how much road tax you must pay is another one to be aware of. This tax, sometimes referred to as Vehicle Excise Duty (VED), is assessed based on the CO2 emissions of your vehicle, with higher fees applied to the dirtiest cars.
The following tax brackets and insurance classifications apply to select BMW 1 Series editions:
We want to offer our comprehensive auto insurance to as many UK drivers as we can, but we can’t guarantee that it will cover every make and model, which might include some BMW 1 Series variations.
After taking into account your car and your individual circumstances, we will decide if we can give you a price.
*Subject to routine maintenance being performed in line with the manufacturer’s schedule. As long as the defective item is still covered by the warranty provided by the part manufacturer, a free replacement will be provided. Component failure or bodywork damage that results from normal use is not covered under the warranty.
A BMW 1 Series belongs to what class?
To decide your rate, insurers employ a group rating system; each car is given a group, ranging from 1 (cheapest) to 50. BMW 1 Series models can be found in groups 12 to 41, therefore insurance rates for your BMW 1 Series can vary greatly. A 30-year-old driver in a typical postcode, for instance, may spend about PS791 for coverage on a BMW 116d SE 5d model or about PS924 for a BMW M135i xDrive Sport Automatic 5d.
The information below can be used to determine the precise insurance category for your BMW 1 Series and how much you can expect to pay.
A family vehicle, the BMW 1 Series?
“The second generation of BMW’s wildly popular premium family hatchback is now available. It’s a more upscale alternative to a Ford Focus or Volkswagen Golf and is available in three-door and five-door body styles. It frequently competes with the Audi A3 and Mercedes-Benz A-Class for top 10 best-selling status in the UK. This version, which debuted in 2011, has proven to be the most well-liked thus far.”
For some, the BMW’s class-distinct USP—rear-wheel drive, the preferred configuration for all driving enthusiasts—is what makes it so popular. For others, there is something in the lineup for practically everyone thanks to the draw of the BMW badge, slick style, and a wide variety of engines and trims.
The top-of-the-line M135i and M140i models are especially coveted and are starting to seem like a modern classic among enthusiasts. There might never be another family hatchback just like this one since the 2019 BMW 1 Series will only be front-wheel drive.
The 2011 unveiling of the 1 Series caused some controversy. Although its style was largely a development of the original, it appeared to have acquired an excessively huge set of headlights along the way. Certain people were more polite than others when they described it as awkward, and some odd launch specification packages that included questionable white-painted wheels did not help.
But even the first-generation 1 Series is a blast to drive. The turbocharged gasoline engines and more potent diesels in particular delivered outstanding value for the money. Inside, a lot of the new 3 Series executive saloon’s technology was on display, including BMW’s incredible most recent generation of infotainment systems.
However, we must caution you that the 1 Series is only somewhat family-friendly. Compared to, instance, a Volkswagen Golf, rear-seat room is significantly more constrained, and while cargo space appears to be enough on paper, in actuality it is much more restricted. Put the rear-wheel-drive system to blame.
Later, BMW increased the number of engines available, introduced an all-wheel-drive xDrive model, and, in 2015, addressed the primary criticism of this generation of 1 Series: the uncomfortable front end. It was a much better-looking automobile with new, smaller headlights that carried clear LED running lights. At the back, bigger tail lamps gave the impression that the car was slightly more hunkered down on the road. Sales grew in line with this.
BMW had already introduced the outstanding M135i in its pre-facelift configuration. This performance range-topper became even more popular among fans when it was upgraded to M140i form. The straight-six turbocharged engine produces fantastic power and sound effects, and the handling isn’t too far off from a sports vehicle.
The diesel engines, on the other hand, kept improving in efficiency, with the fuel-efficient EfficientDynamics models reaching new highs for mpg and record lows for CO2. BMW has also consistently improved its leading infotainment systems throughout the years.
The 1 Series functions best as a sporty model for people who travel two up and seek the greatest possible entry into the BMW brand, even if it is available as a five-door and promotes itself as a family competitor.
Despite its limitations, it has a following because of the thrilling way it drives and makes people feel. It is simple to understand why the 1 Series has been so well-liked over the years given that it supports this with high reliability and reasonable operating costs, as well as two exceptional performance range-toppers.
The BMW 1 Series was dropped for what reasons?
In India, the BMW 1 Series is no more. If you’re interested in purchasing one, you might be able to find a decent deal on one in the remaining stock. How come BMW India made this decision? It was a straightforward conclusion based on the knowledge that it did not sell well. It failed to pique the interest of any kind of buyer throughout its four years on our soil, which included a mid-life update in 2015.
There are two potential causes for it. One: The price was too high. Just before it was no longer manufactured, the 118d Sport Line cost Rs 30.3 lakh. That cost increased by an additional Rs 5–6 lakh by the time you put it on the road. The BMW 1 Series’ 2.0-liter turbodiesel engine produced only 150PS and 320Nm of torque, falling short of the Volvo V40’s 152PS/350Nm on paper. Additionally, the Swedish hatchback was Rs 3.55 lakh less expensive, even after it was imported into India as a fully assembled car.
Two: It was never the most attractive vehicle in its class. Mercedes-Benz profited from their stunning hatchback, the A-Class, in that area. Even when BMW launched the 1 Series’ mid-life facelift, it wasn’t adequately promoted to draw in its target market. The 1 Series eventually found itself in a bind as enthusiasts lost interest in it after their initial impressions and were more eager to make the extra effort to get the 3 Series.
The problem is that earlier this year, BMW introduced the 1 Series sedan in our neighboring nation of China. That makes a lot more sense for India as well, at least on paper. The 1 Series sedan may very well be BMW’s answer to Audi’s entry-level sedan, just as the Audi A3 sedan in India is based on the Audi A3 hatchback in Europe. Is the business thinking about that? We certainly hope so!
BMW stopped producing the 1 Series when?
BMW has announced that its 1 Series Coupe and Convertible will be discontinued for the 2014 model year, marking an unjustifiable end to a line that produced two excellent high-performance models over the course of its existence. As a result, BMW is temporarily leaving the increasingly competitive and popular compact luxury segment.
A little automobile is the BMW 1 Series.
The BMW 1 Series is a cutting-edge family hatchback with stylish exterior styling and a luxurious interior. For the first time ever, BMW’s smallest car has front-wheel drive as standard, much like the Mercedes A-Class and Audi A3.
How trustworthy is the BMW 1 Series?
Your feedback on its interior construction quality and engines was overwhelmingly excellent, but you had mixed feelings about its operating expenses, which included high insurance and maintenance fees. 20.4% of you, which is more than usual, reported a problem during the first year of ownership. Only time will tell whether the 1 Series’ brand-new foundations usher in a new era of dependability.
Is buying a pre-owned BMW 1 Series worth it?
Comparing the 1-Series hatchback to its closest rivals, the Golf and Audi A3, there is something about its appearance that doesn’t quite work. However, while seated behind the wheel, it feels much like a 3-Series, which justifies the firm’s used rates.
People ignore the 1-Series’ small boot, which is also difficult to fill, because it drives like a 3-Series but is less expensive. Although it isn’t much better than in any other hatchback of this size or the 3-Series, the rear legroom is also somewhat limited.
The least expensive model is the 1.6 petrol. Versions older than three years cost about PS2,000 less than 2.0 diesels. Since depreciation is modest for the first three years, they don’t become a fair deal until the fourth or fifth year.
The MPG of the 2.0 petrol engine is similar to that of the 1.6 petrol, which is about 38. So it’s difficult to understand why you wouldn’t choose the more sophisticated engine if you can pay the insurance. But if gas mileage is the most important consideration, the 2.0 diesel achieves about 15 MPG greater.
Aim for less than PS17,000 for the 2.0P and less than PS16,000 for the 1.6P when purchasing anything relatively new. The 2.0D is closer to PS 18,000 in price. After the first MOT, you may purchase a 1.6P for less than PS12,000 due to the fact that depreciation stays low for the first three years.
The 1.6P’s average mileage is almost identical to that of the 2.0D, indicating that they have both been used as commuter or business vehicles. The result is that regardless of the gasoline they use, the 5 and 6 year old cars all have mileages between 40 and 50,000 and are between PS7,500 and PS9,500.
Here is one of the frequent issues with this car that Used Car Expert has identified, along with how to spot it and what to do about it:
When driving the automobile, especially over difficult terrain and speed bumps, listen for any rear suspension cracking. The rear suspension’s ball joints may be to blame for this creaking. Try to negotiate a PS100.00 price reduction if you discover this defect.
Visit www.UsedCarExpert.co.uk for a comprehensive list of the BMW 1 SERIES’s usual problems.