Insuring a 2021 Honda Civic typically costs $162.24 per month or $1,946.82 annually. Your real expenses, however, will vary depending on your driving record, region, car model, and trim level. A dated model could result in lower rates.
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How we got these rates
Our rates are predicated on a single Californian driver, age 30, with a spotless driving record. California is one of seven states where the cost of auto insurance is not based on gender.
We selected full coverage auto insurance with liability limits above the minimal standards set by the State of California, which includes:
- Liability for property damage is $50,000.
- Injury caused by an uninsured driver: $50,000–$100,000.
- Liability for bodily harm per incident: $100,000.
- $500 is the collision deductible.
- $500 is the total deductible.
- Liability for bodily injury per person: $50,000.
- $5k in medical costs.
Honda Civic belongs to what class?
Honda has been making cars since 1972 under the name Civic (Japanese:, Hepburn: Honda Shibikku). The Civic was previously classified as a subcompact automobile, but since 2000 it has been considered a compact car. In Honda’s global automobile lineup as of 2021[update], the Civic is positioned between the Fit/City and Accord.
A two-door coupe version of the first-generation Civic debuted in July 1972,[2] and a three-door hatchback model appeared in September. The automobile offered decent inside room despite having modest overall dimensions since it had a 1,169 cc transverse engine and front-wheel drive, similar to the British Mini. [3] Later generations, particularly the Civic Type R, Civic VTi, Civic GTi, and Civic SiR/Si, have developed a reputation for performance and sportiness after first establishing a reputation for being fuel-efficient, dependable, and environmentally friendly. [4] [5]
The Civic has been rebadged numerous times for foreign markets, and it served as the inspiration for the Honda CR-X, Honda CR-X del Sol, Concerto, first-generation Prelude, Civic Shuttle (eventually to become the Orthia), and the CR-V. (which, by extension, was used as the basis for the Honda FR-V).
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Over 27 million Civics have been sold globally since 1972, making it one of the all-time best-selling cars as of 2021.
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Why is Honda Civic insurance so expensive?
Honda Civic insurance costs somewhat rise as a result of the car’s comparatively high theft rates. Civics are more frequently stolen than less common vehicles, which makes sense given how common they are on the road. Due to the fact that you may utilize these parts in Civics of several model years, these vehicles also have high-value parts. Older Civics feature an ignition block that is simple for a burglar to break, but current versions have improved security.
Honda Civic Insurance Cost
The average cost of insurance for a 2022 Honda Civic is $2,028 per year, or $169 per month for full coverage. Rates may change based on specific conditions.
Honda Civic Insurance Cost
2020 Honda Civic insurance costs: For comprehensive coverage, the 2020 Honda Civic insurance cost is $1,800 annually or $185 monthly. Rates may change based on specific conditions.
Honda Civic Insurance Cost
2019 Honda Civic insurance costs:
For seasoned 30 year old drivers, the average insurance cost for a 2019 Honda Civic is $1,750 annually, or $145 monthly.
However, the cost of insurance for a 2019 Honda Civic is much higher for a 17-year-old driver who is less experienced and poses a greater risk to insurers, costing about $8,800 year or $730 monthly.
Honda Civic Insurance Cost
For more experienced drivers, the average Honda Civic 2018 insurance is $1,700 annually or $141 per month.
For drivers aged 16, 17, and 18, the typical insurance cost for a 2018 Honda Civic is around $8,500 annually, or $710 monthly.
Is a Honda Civic a reliable first vehicle?
Your first “grown-up” vehicle is crucial. It must be enjoyable and dependable enough to assist you in starting a family, a profession, and other endeavors. The Honda Civic Sedan from 2021 more than meets the requirements for that. Even Carfax listed it as one of the top new vehicles for 2021.
It is ranked higher than the 2021 Mazda CX-3, Subaru Crosstrek, Chevy Equinox, and Toyota Prius on the website. This Honda, according to Carfax, has a comfortable ride, a chic interior with plenty of space, and numerous safety features. The Civic is available as a hatchback or a sedan. The details of each model are as follows:
Are Honda Civics high-risk vehicles?
According to published annual prices, the typical American motorist pays $1,741 for a full coverage policy for a 2019 Honda Civic. Depending on your state’s insurance laws, non-vehicle criteria like your state, age, credit score, claim history, and driving record can also determine how much a Honda Civic’s auto insurance will cost. Additionally, the same make and model of car insurance is priced differently by each company. Some of the elements that affect a Honda Civic’s car insurance rates are listed below:
- Cost of parts: Compared to other vehicles, repairing a Honda Civic following an accident is typically affordable. This model lacks the bells and whistles that can be expensive to repair on a higher-end vehicle, and the majority of the parts do not need to be imported from other countries. Because the insurers are taking on less financial risk as a result of a claim for car repairs, this can help keep insurance rates low.
- Statistics on crash rates: The Honda Civic is known for being a very safe car. The Insurance Institute for Highway Safety awarded the 2021 model its “top safety selection” label (IIHS). It has excellent crash ratings for accident prevention and good crash ratings for the majority of injury measures.
- more recent model year; safety features Modern safety systems on Honda Civics can aid the driver in avoiding an expensive collision. Several rearview cameras, active stability systems, and Honda’s Collision Mitigation Braking System are included on some models. Lower accident probabilities could potentially reduce the cost of insurance.
Is Honda’s insurance pricey?
According to MoneyGeek, the annual insurance cost for a Honda Civic is $1,311. Comparatively speaking, this is less expensive than insuring high-end vehicles like Teslas and BMWs. Depending on your model year and provider, prices may vary. To obtain the most affordable options, you should attempt to compare quotations from various businesses.
Why is the Honda Civic so well-liked?
The Honda Civic has been one of the most popular automobiles for many years and is still at the top of the rankings today for a variety of factors.
Because it is a dependable and fuel-efficient vehicle with a variety of body types and trim levels, the Honda Civic is well-liked. The Civic has received multiple awards throughout the years, making it a well-liked choice for anyone looking for a premium vehicle.
When deciding between Civics, there are a few things to take into account, such pricing and highway noise level, but overall it’s a great car that will serve you well for many years. In this post, we’ll examine the Honda Civic in more detail and discover why so many drivers around the world now favor it.
How much does insurance for a 2022 Honda Civic cost?
The Honda Civic is ranked #8 out of 20 vehicles in the compact car class for 2022, and complete coverage for a Honda Civic costs an average of $1,510 annually, or roughly $126 monthly. The Civic is around $59 less expensive to insure than the typical small car, which costs $1,569 annually.
The average monthly cost of auto insurance for a Honda Civic is between $117 and $138, with the LX being the least expensive and the Type R being the most expensive.
The cost of insurance for a 2022 Honda Civic is broken down in the table below by driver age and policy deductible.
Are Hondas affordable to insure?
The reliability of the Honda Accord or Honda Civic is not the problem here. The driver is the subject. The cost of insurance for a 30-year-old and an 18-year-old differs significantly.
According to Value Penguin, the difference between an 18-year-old and a 30-year-old is actually between $5,000 and $6,000 every year.
The $2,374 previously mentioned is what a 30-year-old might anticipate to pay for the same 2019 Accord. A driver under the age of 18 might be taxed about $8,380 for the same vehicle.
The 30-year-old may have to pay $1,998 if you have an older 2014 Accord. Possible payment for the 18-year-old is $7,143. The Accord cost $12 more per year than the ordinary Honda, whose insurance cost an average of $2,151.
A 30-year-old would pay $2,502 for the Civic, while an 18-year-old would pay $8,844. This comes out to around $195.70 a month for the 30-year-old. The Civic is the most expensive Honda in the range to insure even though it is often quite safe.
What does the Honda Civic represent?
They would deviate from the standard development procedure from the beginning because they were aware that the new theme would call for an entirely different strategy.
Before that project, “we had been building a car that the Old Man (Soichiro Honda) wanted to make,” Kizawa recalled.
In actuality, Mr. Honda, a man of supreme talent and intelligence, had contributed concepts on which Honda’s earlier models had been created. However, for the new project, two teams with roughly ten individuals each would be formed. Each of these teams was to develop its own concepts while working separately. Kizawa was in charge of two teams, one of which was made up of older engineers in their late 30s while the other was made up of younger engineers in their late 20s and early 30s. This strategy was used to encourage rivalry between the two development teams, but while keeping the same theme in mind, in order to find a superior concept for their new car. The “free-competition approach through the concurrent implementations of diverse projects” was finally advocated by Kiyoshi Kawashima, the senior managing director of Honda Motor, who later rose to the position of president of Honda R&D. This arrangement gradually developed into this strategy.
The two teams met on the designated date to present their ideas after a time of independent study and research. To their astonishment, the concepts of their responses were remarkably similar, with only a few slight variations in the specifics. Both groups agreed on the same standards for top speed and other performance factors when defining their ideal automobile as “a world-class car that is light, swift, and compact.” Although the H1300, whose unfortunate end they had seen at Suzuka and which had brought about a near-crisis at Honda, was their image of the ultimate car, it was actually its exact opposite.
There is no doubting that the H1300’s engine was exceptional and exceeded that of its rivals in many areas. Although it had “superb quality in one particular area,” its entire presentation was unbalanced. Other factors, like as noise, comfort, and front-to-rear weight distribution, have to be sacrificed in order to attain exceptional engineering excellence.
Kizawa recalled, “We were all tired of the fact that we had built a car that was really good in certain areas but poor in others. “We wanted to make a more common car that could offer good quality in every way,” the author said.
We might have been duped by Mr. Suzuki, Iwakura added, reflecting on the journey to Suzuka. Thoughts about a “ideal automobile” that each team member had after the trip ultimately found their way into the finished design. The fact that the two teams came to essentially identical conclusions was no accident.
The name “Civic,” which means “a automobile made for citizens and cities,” was later given to the vehicle based on this concept.