How Much Does It Cost To Insure A Porsche Cayenne?

Average insurance costs for a Porsche Cayenne are $2,314 annually, or $193 monthly. The Porsche Cayenne could cost as much as $471 more to insure annually than the typical midsize luxury SUV ($1,843 on average).

The table below shows the average cost of auto insurance for a 2022 Cayenne under various policy risk scenarios.

Chart Data specifics: For a Porsche Cayenne model year 2022, the average rates have been adjusted to account for safe driver and claim-free discounts. Discount Rate is the total of all applicable rate discounts, including homeowner, multi-policy, multi-vehicle, and others. Except for low and high deductible estimates, which are $100 and $1,000, respectively, physical damage deductibles are set at $500. All Porsche Cayenne trim levels and U.S. states’ rates are averaged. Information last changed on July 29, 2022.

Cost of Porsche car insurance by model

The smallest Porsche SUV, the Macan, is the least expensive to insure; a full-coverage policy typically costs $190 per month. On the other hand, insurance for Porsche 911 sports cars is the most expensive. The average monthly insurance premium for a 911 Carrera is $323, while that of a 911 Turbo S is $373.

Porsche models with lower MSRPs and faster 0-60 times typically have reduced insurance costs. There are two exceptions, though: the Panamera and Taycan Turbo.

Porsche’s electric sports car, the Taycan Turbo, accounts for its rapid 0-60 time. Due to their expensive equipment, which can be expensive to fix, electric automobiles typically cost more to insure. The Taycan Turbo, in contrast, offers more cheap insurance rates than the Panamera and 911 variants.

What’s Here

  • The average cost of auto insurance for a Porsche Cayenne is $161 per month or $1,936 per year.
  • The price of insurance for a Porsche Cayenne will depend on the model’s age and trim level.
  • Your annual Porsche Cayenne auto insurance premiums will depend on your age, where you live, and your driving history.

The Porsche Cayenne is a crossover SUV that exhibits the sports car heritage of its illustrious manufacturer both inside and out. However, the market’s highest auto insurance rates frequently apply to fast and luxurious cars.

A Porsche Cayenne’s annual insurance premium averages $1,936 or $161 per month. How much will Porsche Cayenne vehicle insurance cost you?

Your Porsche Cayenne’s age, the trim level you select, and even where you reside all have an impact on how much insurance will cost.

For a deeper understanding of how your prices are determined and for the answers to all of your luxury car insurance queries, read through our in-depth study of Porsche auto insurance. Is it feasible to find inexpensive Porsche Cayenne auto insurance?

Are you prepared to compare Porsche Cayenne auto insurance rates? To begin browsing, enter your five-digit ZIP code into the free quote comparison box above.

Is insurance for Porsche Cayennes expensive?

For regular insurance coverage, a Porsche Cayenne automobile insurance policy typically costs $1,936 annually. Of course, a number of variables (such as location, driving history, and driver age) could affect your actual insurance costs, so we’ve put together some excellent guidelines and calculators to help you estimate and determine your unique insurance costs.

How much does a Porsche Macan insurance policy cost?

The annual coverage cost for the Porsche Macan automobile insurance is typically $1,984 for standard insurance coverage. Of course, a number of variables (such as location, driving history, and driver age) could affect your actual insurance costs, so we’ve put together some excellent guidelines and calculators to help you estimate and determine your unique insurance costs.

Is it pricey to own a Porsche Cayenne?

A Porsche Cayenne costs $89,544 on average to own for five years. Each vehicle, driver, and location will have a different total. These ownership costs consist of: Depreciation

How much does Porsche Boxster insurance cost?

Porsche Boxster insurance prices typically run $105 per month, or $1,260 annually, which is significantly less than the national average. The annual insurance cost-to-base car price ratio is only 2.4% with a base price of $52,100.

We gathered quotes from insurance firms using this profile to get our anticipated cost:

  • Porsche Boxster, 2017
  • 10 001 – 15 000 annual miles traveled
  • No mishaps in the previous five years.
  • Vehicle anti-theft device
  • Chauffeur based in New York
  • decent credit

The minimal coverage required by the state, which includes uninsured motorist, bodily injury, property damage, and personal injury protection, is included in our projected cost.

How much does Porsche Panamera insurance cost?

A Porsche Panamera’s annual insurance prices are $1,260, or $105 per month. Depending on your driving history, how many miles you drive annually, and other factors, your actual cost may be more or lower.

The basic price of a 2017 Porsche Panamera is $85,000. The annual insurance cost-to-base automobile price ratio is 1.5% with an average annual insurance premium of $1,260. The Porsche Panamera is one of the least expensive luxury vehicles to insure thanks to this rate, which is substantially lower than the national average of 4%.

Porsche Panamera 2017

How much does a Porsche Cayenne cost to maintain?

We looked at how frequently the vehicle required major unplanned repair over a three-year period to determine the frequency of major maintenance. This “serious” maintenance item is a costly system breakdown that needs to be repaired (often a part or component costing above $1,000).

It should be emphasized that even while we analyze this data by make and model, driving style, vehicle condition, and mileage undoubtedly affect outcomes. Different frequencies of maintenance are needed depending on the vehicle. While newer cars can go longer between services, older vehicles may require more frequent maintenance.

The frequency score can be used to determine how long a vehicle can go without maintenance. A frequency score reveals how frequently a certain vehicle needs major repair over a three-year period. If an automobile has a maintenance frequency score of 3, for instance, it needs major repairs every year because the score is calculated over a three-year period. The longer it can go without major maintenance services, the closer the frequency score is to 0.

The frequency score for a Porsche Cayenne is 3.4499999999999997. This means that the Porsche Cayenne is significantly worse than normal as the industrial average is 1.3. The breakdown of all manufacturers and models is shown in the chart below.

It’s important to note that there are many trustworthy cars that could also need frequent, yet reasonably priced maintenance. For instance, many domestic brands have higher maintenance visits but lower overall costs. This doesn’t imply that cars break down less frequently, but it does show that when they do, the problems are usually fairly simple to remedy, which is perhaps even more significant.

How much does a Porsche Cayman cost to insure?

Porsche Cayman insurance typically costs $108 per month, or $1,296 annually. The annual insurance cost-to-base automobile price ratio is only 2.4% with a base price of $53,900.

Porsche Cayman 2017

Is the Porsche Cayenne a trustworthy vehicle?

The reliability of the Porsche Cayenne The expected dependability rating for the 2022 Porsche Cayenne is 81 out of 100. J.D. Power predicts that reliability scores will range from 91 to 100, with 91 to 100 being the best, 81 to 90 being great, 70 to 80 being medium, and 0-69 being fair and below average.

What is the Porsche Cayenne’s expected lifespan?

The Porsche Cayenne offers a variety of engine options, from a V-6 engine to a twin-turbocharged V-8 engine or the plug-in hybrid, leaving you unsure of whether you are driving a sports car or an SUV. J.D. Power named the SUV as the top Upper Midsize Premium SUV in 2021. Additionally, the 2021 Cayenne made the Editors’ Choice List of Car and Driver. A

The Cayenne has the longest possible lifespan of any Porsche vehicle, lasting an average of 11.3 years and between 200,000 and 250,000 kilometers. So fasten your seatbelts; your SUV just got a little hotter.

Are Porsche repairs expensive?

The annual cost of maintaining some Porsches should be between $200 and $600 to be reasonable and affordable. Taxes, fuel, and bodywork repairs are not included. The price may exceed $1,000 if you take it to Porsche or Porsche-approved businesses.

One of the less expensive Porsches to maintain is the Boxster. If you continue receiving regular annual services over a ten-year period, the cost is between $550 and $700 annually.

Some of the fixes you might need to do are listed below. Additionally, costs will change based on your location, the age of the model, and whether you are taking it to a Porsche service center or a neighborhood mechanic.

In place of:

  • Sensor for Cam Shaft Position
  • Control Body
  • Joint Ball
  • assembly of the CV axle/shaft
  • the control arm assembly
  • Assembly of Struts
  • Oil Pan and Gaskets for the Oil Pan
  • Bulb Headlights
  • hose under the power steering
  • Spiking plugs

You must also complete the following:

cooling system cleaning

How much does a 16-year-old’s Porsche insurance cost?

Below are some additional rates for various risk variables as well as a few other techniques to reduce your insurance costs.

  • Teenage Porsche 911 insurance premiums are exorbitant. A 16-year-old driver will pay an average of $8,042 annually for full coverage 911 insurance, $7,670 annually for a 17-year-old driver, and $7,232 annually for an 18-year-old motorist.
  • Get better rates as a result of your work. For particular professions including accountants, farmers, emergency medical technicians, scientists, doctors, and architects, almost all auto insurance providers offer coverage reductions. Depending on the policy coverages, you might save anywhere from $73 to $159 on your Porsche 911 insurance if you can get this discount applied to your policy.
  • Cost savings come from raising physical damage deductibles. For a motorist who is 40 years old, increasing the bodily damage coverage deductible from $500 to $1,000 might result in annual savings of $462 and $900, respectively.
  • Rates will increase with a low deductible. A 40-year-old driver could have to pay an extra $480 a year and a 20-year-old driver might have to pay $948 a year if their deductibles were reduced from $500 to $250.
  • The rate you pay is influenced by the driver’s gender. A 20-year-old guy will pay an average of $4,784 for a Porsche 911 in 2022, while a 20-year-old woman will pay an average of $3,534, a $1,250 annual difference. Rates for women are much lower. But by the age of 50, the cost is $2,196 for men and $2,152 for women, a difference of just $44.
  • Save money and drive safely. Multiple incidents might increase your costs, possibly reaching $3,290 for a 20-year-old driver and even $696 for a 50-year-old.
  • To save money, raise your credit score. An good credit score over 800 might save you $381 annually compared to a somewhat lower credit score between 670-739 in jurisdictions that allow the use of personal credit information as a policy rate consideration. On the other hand, having bad credit may increase costs by $442 annually.
  • To save money, acquire insurance discounts. Discounts may be available if the insureds insure their home and car with the same company, drive a car with safety or anti-theft features, sign their policy early, work in certain occupations, or qualify for many other policy discounts. The average driver could save as much as $408 annually by taking advantage of these discounts.