Are Hyundai Elantras Expensive To Insure?

According to MoneyGeek’s analysis, the average annual insurance cost for a Hyundai Elantra is $1,282, which is significantly cheaper than the costs for high-end automobiles like Teslas and BMWs. Additionally, it costs less than the $1,428 national average for all car models. Make sure to compare prices to find the best deals because they can vary depending on your service provider and the model year of your automobile.

Rates and comparisons for Hyundai Elantra insurance for 2022

How much does insurance for a Hyundai Elantra cost? To see how it compares to all other compact cars, we analyze average rates starting with the SE trim and moving up to the Hybrid Limited and N variants.

  • For full coverage, the average Hyundai Elantra insurance is $1,720 annually, or $143 per month.
  • The SEL trim level of the Elantra has the lowest estimated annual insurance cost at $1,512.
  • The Elantra N has the highest annual insurance costs at $1,868.
  • In comparison to other small cars, the Hyundai Elantra has one of the most expensive insurance rates for 2022, coming in at $151 more year on average.
  • Depending on the policy deductibles and the age of the driver rated on the vehicle, dropping full coverage on an older Hyundai Elantra might result in annual savings of up to $496.

The annual cost of auto insurance for a Hyundai Elantra is approximately $1,799.

This is $426 higher than the national average for popular sedan models. Our analysis of vehicle insurance rates is based on a 40-year-old, responsible driver with full coverage, decent credit, and annual mileage of about 13,000 miles. They also disregard any multi-car discounts and assume a single-car insurance on a brand-new automobile.

Age, state, insurance provider, and mileage all have a significant impact on the cost of car insurance. These rates are also influenced by variables like recent accidents, moving infractions, and credit history. The cost of auto insurance for a Hyundai Elantra is shown in the following chart as a result of some of these scenarios.

Share

For the same coverage, Hyundai Elantra insurance costs might vary greatly between providers.

Get new quotes if you’ve been with your current insurance provider for more than a few years to be sure you’re not overpaying.

To get free quotations to reduce your insurance expenses, use the form below or our Competitive Quote Tool.

Average Cost of Insurance

For complete coverage, the national average for insurance is just under $100 per month. The Elantra costs a little bit more than usual. Owners of this import may anticipate paying a higher insurance premium, with an average monthly cost of over $140. As always, this could be more or lower based on the risk variables associated with the driver, such as driving history and neighborhood auto theft. The most important conclusion is that, in comparison to other cars in its class, the Elantra has a little higher insurance cost.

What does insurance for a 2022 Hyundai Elantra cost?

An annual premium for complete coverage on a brand-new 2022 Hyundai Elantra is on average $4,316. The Elantra is over $2,642 more expensive than what the average person spends for auto insurance, which is $1,674 on a yearly basis in the United States.

This is partially attributable to the car’s superior design (in comparison to more expensive American and German competitors) and the significant safety measures that have made it an IIHS Top Safety Pick.

The Hyundai Elantra has a reputation for being a remarkably dependable car, particularly in terms of the durability of its engine. They are now a serious rival to Toyota’s dependable Camry as a result. Elantras made in 2012 and after have consistently been reported to go 200,000 to 300,000 miles before needing a repair; some engines have even made it to a million miles with careful maintenance.

Is insurance for Hyundai automobiles expensive?

Insurance costs are often affordable for Hyundai vehicles. Insuring a Hyundai with full coverage typically costs $1,993 a year for a driver who is 30 years old. That is $159 less annually than the price of a Honda.

Hyundai’s low theft rate is one factor in the company’s low insurance prices. None of the models are included among the top 10 most stolen cars by the National Insurance Crime Bureau.

Is insurance for the Hyundai Sonata expensive?

For regular insurance coverage, the Hyundai Sonata auto insurance typically costs $1,426 annually. Of course, a number of variables (such as location, driving history, and driver age) could affect your actual insurance costs, so we’ve put together some excellent guidelines and calculators to help you estimate and determine your unique insurance costs.

How much does Hyundai Kona insurance cost?

How much does insurance for a Hyundai Kona cost? In order to compare prices with the broader compact SUV market, we break down insurance rates from the Kona SE basic model up to the Electric Ultimate grade.

  • Depending on the model level, insurance for a Hyundai Kona costs an average of $1,318 annually, or roughly $110 monthly.
  • The SE trim level of the Hyundai Kona has the lowest projected annual insurance cost of $1,174, while the Kona Electric Limited has the highest estimated annual insurance cost of $1,502.
  • When compared to other compact SUVs, the Kona’s average annual insurance cost is $108 less, making it one of the more affordable small crossover SUVs.

Is Kia Forte insurance expensive?

For full coverage, the average Kia Forte insurance cost is $1,560 per year, or roughly $130 per month. In comparison to other cars of a similar size, the Kia Forte will cost you about $9 less annually for insurance, and it will cost you $7 less than the $1,567 national average for all cars.

The figure below shows how average auto insurance costs for the 2022 Kia Forte change depending on the driver’s age and if a $250, $500, or $1,000 deductible is selected.

Chart Information: The graph displays the average insurance cost for a 2022 Kia Forte with safe-driving and claim-free discounts applied. Rates are averaged across all U.S. states and for all Kia Forte trim levels for full-coverage insurance. Information last changed on September 8, 2022.

Other important considerations when purchasing insurance for a Forte include:

  • Forte insurance costs will decrease if accidents are avoided. Rates can increase by up to $2,170 per year for a 20-year-old driver and up to $646 per year for a 40-year-old driver if you have too many accidents.
  • Car insurance prices are impacted by gender and age. A 20-year-old male spends an average of $3,084 a year for a Kia Forte, whereas a 20-year-old female will pay $2,302, a significant differential of $782 a year in favor of the women. But at the age of 50, there is only a $26 difference in the cost for male and female drivers, which amounts to $1,422 for men and $1,396 for women.
  • The cost of high risk insurance will likely be expensive. Having to purchase a high-risk insurance policy might increase rates for a 40-year-old motorist by $1,868 or more annually.
  • Improve your credit rating to get lower rates. A credit score above 800 might potentially save as much as $245 per year over a credit rating between 670 and 739 in areas where insurance regulations permit the use of a policyholder’s credit information to generate rates. On the other hand, a bad credit rating may increase annual costs by as much as $284.
  • Teenage driving insurance is pricey. For a 16-year-old driver, full coverage Forte insurance costs $5,682 annually, $5,272 for a 17-year-old driver, and $4,910 for an 18-year-old motorist.

Is buying a Hyundai Elantra worthwhile?

On all significant dependability surveys, the Hyundai Elantra received favorable results. The Elantra is rated 4.5 out of 5.0 on RepairPal, placing it eighth out of 36 compact car models. Early generations had average fuel efficiency, but when new generations came out, the latter model years became more fuel-efficient.

Is the Hyundai Elantra a secure vehicle?

The NHTSA uses a 5-star rating system when assessing automobiles. Rollover resistance ratings, frontal and side crash protection, and other ratings are given to vehicles.

The 2020 Hyundai Elantra received a 4-Star Overall Safety Rating from the NHTSA, along with 4-star ratings in frontal crash overall safety, side crash overall safety, and rollover resistance. The 2021 model has not yet been analyzed.

Hyundai does it have its own insurance?

With the introduction of the “All New Elantra” and the “All New Tucson,” we have made it abundantly obvious to the market and our consumers that we stand by our commitment to providing “Modern Premium” goods with “Complete Peace of Mind.” To do this, we have integrated Hyundai Premium Assurance (HPA), the top product in its category for users.

Are Hyundai Elantras durable?

I want to purchase a used Hyundai Elantra, but I want to be sure it will be a wise purchase. How many miles should a Hyundai Elantra provide?

In less than two minutes, find out if your auto insurance is being overcharged.

It’s important to know how long your car will survive. A Hyundai Elantra with good maintenance should endure for more than 150,000 kilometers.

A Hyundai Elantra should be able to travel for at least 150,000 miles before needing any major repairs, and it may even manage 200,000 or 250,000 miles. The average driver has a lifespan of ten to fifteen years.

Make sure you have the appropriate auto insurance coverage before purchasing a used Hyundai Elantra to keep your vehicle secure. You should download Jerry if you wish to find an excellent policy at a reasonable cost.

Jerry makes it easier to look for auto insurance because he is a registered insurance broker. Users of Jerry can find vehicle insurance rates from renowned insurers in one location. In just a few minutes, you all locate new, more affordable coverage. Customers of Jerry save $887 year on average.

Which insurance provider suits Hyundai the best?

Who are the insurance companies that provide Hyundai cars with the best claim settlement ratio? The car insurers with the best claim settlement rates for Hyundai vehicles include Acko General Insurance, Bharti AXA General Insurance, and ICICI Lombard General Insurance.

How do I submit a claim for my Hyundai vehicle?

If the car is stolen, you must also provide a copy of the FIR as well as the driver’s license of the person who was operating the vehicle at the time of the accident, along with a few other papers, in order to file a claim with Hyundai auto insurance.

How do I renew my insurance for my Hyundai car?

Visit our page on auto insurance. Click “Renew” after entering the registration number for your vehicle. The necessary information is provided on the web form; fill it out. Make the payment to finish the renewal of your Hyundai auto insurance.