Offer for financing: Select Kia Telluride cars at 3.99 percent APR for 48 months.
In This Article...
What is the current financing rate for Kia?
Kia Financial Services and Cash-Back Promotions The 2022 Soul has 1.9 percent finance for four years, which is Kia’s best financing deal this month. Available with 2.9 percent finance for four years are the 2022 Kia K5 and Forte. The 2023 Stinger, Sorento, and Rio are all financed for four years at 3.49 percent.
What should I expect to pay for a Kia Telluride?
What Is the Price of the Kia Telluride? The MSRP of $32,790 for the 2022 Kia Telluride is about average for a midsize SUV. The starting price for two midrange trims is $35,290, while the starting price for the top-of-the-line SX trim is $42,690. Every level comes standard with front-wheel drive, and all-wheel-drive vehicles cost around $2,000 extra.
How much does a fully equipped 2021 Kia Telluride cost?
If you throw in all the features you possibly can, you’re looking at a total of $53,770 (excluding a $1,255 destination charge). Here is a brief summary of what you receive for that cost. Four-wheel drive Add $1,200. Seven-person seating with captain’s seats in the second row: SX trim includes.
What is the Kia Telluride’s typical monthly payment?
A midsize SUV with power doors, pedestrian detection, and a third row is the 2022 Kia Telluride. There are a number of leasing offers, options, and packages available for the Kia Telluride that can be a suitable choice. The Kia Telluride has an average lease rate of $494 per month with a $2,000 down payment and a 12,000 yearly mileage cap. For the identical deal with 24-month or 48-month term lengths, the average monthly lease payments are $569 and $490, respectively.
Are KIAS still valuable?
We’ll venture the bold assumption that you’ll want to sell your car for as much money as you can. You want to recover as much of the cost of the investment as you can because it was expensive. All cars lose value over time, but some do it more quickly than others.
IntelliChoice calculated the average retained values for a brand’s full model portfolio over a five-year period to find out. These estimates allow us to identify which manufacturers’ vehicles have better depreciation resistance. Let’s talk about the automobile brands that lose value more quickly now that we’ve determined which ones do so the best.
Mini: 50.4 Percent Retained Value
With size that lives up to their name, Mini automobiles appeal to a rather, hmm, little segment of drivers. Models with charming aesthetics and nimble handling, like the retro Cooper, sporty Countryman crossover, or funky Clubman wagon, attract drivers with an eye for fashion and a sense of adventure but, more crucially, who can manage their diminutive dimensions. However, doubts about future worth may put buyers’ first enchantment to rest. The Countryman and Clubman receive a Poor five-year cost of ownership rating from IntelliChoice. Furthermore, we weren’t too impressed by the brand’s recent attempts at electrification. As joyful as Mini’s cars are to look at and drive, the brand’s market position is indicated by its value retention rate of 50.4%.
Mazda: 49.3 Percent Retained Value
Mazda doesn’t compare to other Japanese brands in terms of name recognition, lineup diversity, or value despite producing some of the best-looking and best-driving mainstream cars on the market. Even though the Mazda3 and Miata have sizable fan groups, those and other models may place a greater emphasis on driving characteristics than general utility. The Mazda6 lagged behind rival sedans until it was recently discontinued, while the CX-30 and CX-9 are less adaptable than rival crossovers. Although we usually love driving a Mazda, its value retention rate of 49.3 percent isn’t as high as that of its primary rivals. Possibly the brand’s next, higher-end vehicles will hold their value longer.
Kia: 47.7 Percent Retained Value
Kia has put a lot of effort into keeping up with its rivals in terms of quality, dynamics, and design. Want proof? The Sorento is back and even better than before, the Telluride won our competition for SUV of the Year, and the Optima’s makeover into the K5 gave this sedan new life. However, despite their appeal in other areas, Kia’s automobiles behind with an average value retention rate of 47.7% during a five-year period. Despite its extensive standard warranty and genuinely enticing options, that is the case. Even while we enjoy driving the Telluride and the sporty Stinger, Kia still needs to improve as evidenced by their respective Mediocre and Poor IntelliChoice scores.
Hyundai: 47.1 Percent Retained Value
Hyundai strives to match the reputation for quality and durability of Toyota and Honda, much like its corporate rival Kia. The long-term value proposition of Hyundai doesn’t appear to have been significantly impacted by a lengthy warranty or a group of very regarded experts. Models like the Sonata, Palisade, and Tucson serve as indicators of how far the brand’s products have come. However, Hyundai’s 47.1 retained value % suggests that it needs to do more to earn the trust of customers who value their money.
Volkswagen: 46.9 Percent Retained Value
Volkswagen’s image for quality suffered as a result of the Dieselgate incident, even though the company didn’t have a very strong one to begin with. Volkswagen lacks American and Asian rivals in mass-market appeal, even with more recent models like the Tiguan or Atlas, which only manage Average or Mediocre IntelliChoice value scores depending on trim. A shorter warranty is detrimental to its cause. Volkswagen is planning a number of electric vehicles, which might assist the company’s current 46.9% value retention percentage.
Nissan: 45.6 Percent Retained Value
Nissan has struggled to gain momentum and maintain its competitive position after a high-level organizational restructuring. It is currently working on refreshing its stale lineup. We were impressed by some of those efforts, like the Rogue and Sentra. Others, such as the legendary Z sports vehicle or the Pathfinder, stop at simply spiffing up antiquated platforms and engines. Nissan’s engineering breakthroughs deserve recognition, but even so very few of its vehicles achieve Good IntelliChoice value scoresmost are ranked at Average, Mediocre, or Poor in ownership costs. Nissan has a dismal 45.6 percent average value retention over a five-year period.
Buick: 42.3 Percent Retained Value
What does Buick mean today? Buick doesn’t seem so sure itself. Due to the brand’s current lineup consisting solely of SUVs, its legacy of opulent vintage sedans has come to an end. All of those models aren’t particularly terrible, but they don’t do much to change the outdated perception of Buick. Additionally, Buick’s uncertain positioning does not help. Does it aim for real luxury to compete with the best in the field, or does it aim for a premium experience at entry-level pricing? We believe Buick requires revival and a more focused course. If and when it occurs, it might improve the lineup’s average value retention, which is 42.3 percent.
Mitsubishi: 41.3 Percent Retained Value
Many of the Mitsubishi vehicles we’ve evaluated are affordable, but not just financially. We’ve encountered subpar engineering and craftsmanship in Mitsubishi cars, which leads to dull driving experiences. The Mirage and Eclipse Cross are among the least expensive options in their respective sectors, which is obvious from their flimsy construction and crude driving characteristics. Credit should be given for the previous Outlander’s available electric driving range, but the revamped three-row SUV fails to impress. Mitsubishi’s value retention rate of 41.3% is significantly lower than that of other brands. Every other Mitsubishi has a Mediocre or Poor IntelliChoice ownership rating, leaving just the outdated Outlander Hybrid.
Chrysler: 40.2 Percent Retained Value
Any carmaker would find it challenging to maintain a two-model lineup, especially if those options are designed to compete in some of the least-wanted segments of the market. But Chrysler is going in that direction. Despite having advantages of its own, the 300 sedan and Pacifica minivan just do not appeal to the tastes of contemporary drivers. Only a layer of gradual improvements can hide the 300’s deterioration. Considering that it is a minivan, the Pacifica (and its fleet-only Voyager counterpart) is actually rather decent. Although Chrysler’s future is uncertain, introducing models that are contemporary in design could increase the lineup’s average value retention rate of 40.2%.
Fiat: 39.5 Percent Retained Value
Fiat’s tiny, quirky cars briefly appeared ready to inject some Italian panache into the compact car market. But that period has passed, and it is now clear that Fiats are less attractive than they once were. The 500X subcompact crossover is the only vehicle currently offered by the brand. Its cute design and standard AWD can’t make up for its sloppy driving manners and shoddy construction. Fiat’s abysmal 39.5 percent retention rate is the weakest among major brands because the 500X symbolizes the complete lineup.
Can Kia be bargained with?
A no-haggle purchasing experience is made possible by the most competitive pricing. We are putting a lot of effort into growing our customer base because Lawrence Kia is one of the more recent dealerships in our community. The only way we know how to expand our customer base is by delivering the most competitive price straight out of the gate.
Is it difficult to obtain finance from Kia?
For its new, used, and certified pre-owned (CPO) automobiles, Kia Finance offers auto loans, as well as lease alternatives for new Kia vehicles. Auto finance is not provided by the manufacturer. If Kia approves your financing, you can only use the loan at a Kia dealer.
Buying a Kia
Purchases of new, used, and CPO Kia automobiles are all eligible for Kia auto loans. In our investigation, we discovered that the manufacturer routinely modifies APRs and provides incentives for brand-new vehicles. For select Kia models, borrowers may receive auto loan rates under 1.49 percent APR. Normally, loan terms can last up to 75 months.
According to our investigation, Kia frequently accepts borrowers with credit scores between 650 and 850. If your score is lower, it could be difficult for you to get financing or to get cheaper interest rates.
The minimal insurance needed by state law must be maintained on all vehicles financed by Kia. Your comprehensive and collision insurance deductible must be no more than $1,000. Additionally, Kia Finance America must be listed as the “loss payee” on your insurance policy.
Leasing a Kia
Kia provides lease lengths that range from 24 to 48 months. Leased Kia car owners have a variety of annual mileage restrictions to select from:
- 10,000 kilometers
- 12,000 miles
- 15,000 miles
- 18,000 miles
- 20,000 miles
- 25,000 miles
Our specialists calculated the monthly lease payment using the Kia payment calculator. Examples for several Kia models, lease lengths, and expected monthly payments are shown in the table below. These figures were derived using a $2,000 down payment and a credit score of 720.
Every lease with Kia Finance America comes with guaranteed asset protection (GAP) insurance. It pays the difference between what you still owe on your car loan and what your insurance company reimburses you after a total loss.
When your lease period is up, you have three options: buy your current car, lease a new one, or just return your leased car to the dealer.
Is there a loyalty program for Kias?
Owners of registered Kia vehicles are eligible for the company’s Owner Loyalty Program. When you decide to either buy or lease a new Kia model, you can receive discounts ranging from $500 to $1500.
What are the Kia Telluride’s shortcomings?
Many drivers are looking for a midsize SUV, and while purchasing a new car can be exciting, the vast array of options available in this segment can make the process quite difficult. We advise starting with the 2020 Kia Telluride to help you narrow down your list. Despite being a brand-new model, it has had a fantastic start. U.S. News and World Report has already given the Telluride the top spot in their rating of midsize SUVs. This is a remarkable accomplishment for a first-generation model, but it is simple to understand why when you take into account the vehicle’s performance, ample interior room, long list of safety measures, and cutting-edge technology throughout.
Everything about the 2020 Telluride is totally new since it is the first of its kind! While the Sorento has been quite popular for many years as Kia’s only SUV option with third row seating, many drivers were yearning for something with additional cargo and passenger room. Kia’s response to these requests is the Telluride. They not only designed a midsize SUV with a roomy interior, but they also crammed it with potent performance, fascinating technology, and unbeatable safety.
Top 10 Reasons to Buy a 2020 Kia TellurideThe Pros
1. A Comprehensive List of Required Safety Features
The 2020 Telluride is available in all trim levels with a number of cutting-edge safety technologies that are sure to increase driver confidence. They are a rear cross traffic alert system, a blind spot monitor, a parking distance warning system, a rearview camera, rear parking sensors, and a front collision warning system with automatic emergency braking. There is even a Safe Exit Assist, which sends a warning if it is not safe to open your door. Owners of the Telluride can rest easy knowing that Kia has taken extra precautions to avoid collisions.
2. Telluride can track motorist attention
The Driver Attention Warning system is another excellent standard safety element that merits its own attention. If it detects that the driver’s concentration on the road has been distracted, it warns them. This device will make every effort to keep the driver awake, whether they are dozing off or are constantly distracted by glancing at their smartphone.
3. A generally secure vehicle
With all of those safety features, it’s no surprise that the Insurance Institute for Highway Safety awarded the 2020 Kia Telluride a Top Safety Pick (IIHS). In terms of crash tests, it received favorable results throughout the board, with a particularly high score in the front crash prevention category.
4. Generous and Modular Interior Space
The 2020 Kia Telluride can accommodate up to 8 passengers, but many mid-size SUVs only accommodate 7 or fewer. There is additionally 87 cubic feet of cargo capacity in addition to this. The third row may be easily accessed by sliding the second row forward at the touch of a button. The second row seats can also be folded flat for additional storage space using buttons in the rear cargo area. It will be simple and comfortable to accommodate passengers or luggage with this interior.
5. The Rear Occupant Alert System Offers Peace of Mind
Those who have newborns or young children will find this feature to be very tempting. In the event that a passenger is left unattended in the car after the driver exits, the Rear Occupant Alert system will issue visual and audio alarms. Drivers can connect their car to Kia’s UVO connection in addition to these instant alerts, which will notify the registered account holder’s cellphone when the audible alert is triggered. All trim levels include this essential safety feature as standard equipment.
6. Cutting-edge Tech
The most cutting-edge technology is included in Kia’s UVO infotainment system, which is included in the 2020 Telluride. Access to Apple CarPlay or Android Auto, an 8-inch touch screen, six USB ports, and a six-speaker sound system are all included as standard features. Wireless phone charging, a larger 10.25-inch touch screen, a navigation system, and a 10-speaker Harman Kardon sound are a few of the technological enhancements available.
Driver Talk allows them to communicate with passengers in the second and third seats using an interior intercom system while Driver Quiet Mode limits audio to the first row. Both of these features come standard beginning with the EX trim level.
7. Strengthening Performance
291 and 262 lb-ft of torque are produced by the 3.8-liter V-6 engine and 8-speed automatic transmission, respectively. The four drive modes significantly improve the driving experience, and this provides more than enough power for maneuvering on both highways and city streets. The Telluride has four driving modes: Eco, Sport, Comfort, and Smart. If you choose to buy an all-wheel-drive Telluride, there are also Snow and Lock options.
In spite of its size, the 2020 Telluride generates a smooth ride and is simple to navigate. It also handles well in a variety of road conditions and gives a very peaceful ride within the cabin.
8. Appealing Exterior Design
The 2020 Kia Telluride may be regarded as a family-friendly car, but drivers will feel as though they are operating a chic and contemporary car thanks to its exterior design. The well-proportioned grill, which gives the front of the car a great touch, is particularly eye-catching. When compared to other cars in its class, the style is very aggressive with its combination of smooth curves and distinct angles, but it still manages to seem elegant and sophisticated.
9. Better Connectivity Using the UVO Link
Drivers can sync their smartphones using UVO Link, which is a feature of the 2020 Kia Telluride. Once downloaded, the app allows you to remotely start the car and lock and unlock the doors. You can also access your owner’s manual and warranty details, as well as the Find My Car tool.
10. The Best Kia Warranty Program in the Industry
A 10-year/100,000-mile limited powertrain warranty and a 5-year/60,000-mile limited basic warranty are included with the purchase of a 2020 Kia Telluride. Since Kia stands behind the high caliber of its automobiles, you can be confident that you will be fully covered if anything needs to be fixed. Roadside support for five years and 60,000 miles is also included in this warranty term.
buying advice
Compare prices online before buying a new car to avoid paying too much. Find out the price in advance before entering a dealership. The following free services are suggested by us: Car Clearance Deals, NADAguides, CarsDirect, and Motortrend.
These free sites will provide you the best deals and provide you with numerous price quotations from rival businesses. Before visiting the dealer, you will be aware of the best pricing.
Reasons Not to Buy a 2020 Kia TellurideThe Cons
1. No option to upgrade the engine
The 3.8-liter V-6 engine comes in all trim levels, and there is no possibility to upgrade to a better alternative. For drivers who are dissatisfied with this offering and want more potent performance, this might be a deal-breaker.
2. Lack of a rear-seat video system
The fact that the 2020 Kia Telluride does not allow rear passengers to watch videos is pretty shocking for a car that is packed with fantastic technology amenities. It is a conspicuous omission in a car that is otherwise impressive. This is a regrettable omission that will probably be fixed in later models.
3. Lethargic Mileage
Even if the combined fuel economy of the 2020 Kia Telluride with front-wheel drive is 23 mpg, there is undoubtedly room for improvement.
The 2020 Ford Explorer, 2019 Chevrolet Traverse, and 2019 Jeep Grand Cherokee are the key rivals of the 2020 Kia Telluride. There is room for up to 8 people in the Telluride and Traverse, up to 7 in the Explorer, and only 5 in the Grand Cherokee.
It is crucial to note that the 2020 Ford Explorer did not receive any honors due to subpar crash test results, however the 2020 Kia Telluride was named a Top Safety Pick by the IIHS.
Although they all cost substantially more than the Telluride, the Explorer, Traverse, and Grand Cherokee all have slightly more horsepower, better towing capacity, and multiple engine options. If performance and power are your top concerns, you might be more likely to select one of these rivals. But the Telluride is a good option for elegance, comfort, safety features, and general dependability.
Kia has unquestionably put their best foot forward with the release of the new 2020 Telluride. It stands out in the congested midsize SUV market as a first-generation model that is easily keeping up with the competition. When choosing your new vehicle, the Telluride is sure to be a strong candidate after learning about everything it has to offer.