- Lexus IS 350: Good drivers pay $2242, but those with bad credit must fork over $3948.
- Lexus GX 460: Good drivers pay $1915, but those with bad credit must fork over $3371.
- Lexus LX 570: Good drivers pay $2346, but those with bad credit must fork over $4131.
- Lexus NX 300: Good drivers pay $1870, but those with bad credit must fork over $3293.
- Lexus RX 350: A good driver will pay $1814, while someone with bad credit will have to pay $3194.
- Lexus GS 350: Good drivers pay $2307, while those with bad credit must fork over $4062.
- Lexus RC F: Good drivers pay $3052, but those with bad credit must fork over $5374.
- Lexus ES 350: Good drivers pay $1938, but those with bad credit must fork over $3412.
- Lexus RX 450h: Good drivers pay $1939, while those with bad credit must fork over $3413.
- Lexus ES 300h: Good drivers pay $2192, but those with bad credit must fork for $3859.
In This Article...
Is insurance for Lexus reliable?
When compared to other sedans and SUVs, Lexus insurance tends to be more expensive than the national average. The type of car you drive, its features, and many other factors will affect how much your insurance will cost. If a Lexus driver has a spotless driving record, their vehicle insurance costs should fall between $1,300 and $1,600.
Always weigh your options to acquire a precise auto insurance quotation tailored to your unique driving circumstances. You can do this to save money and make sure you have adequate coverage.
Are Lexus rx350 insurance costs high?
How much does insurance for a Lexus RX 350 cost compared to other high-end SUVs? Each RX 350 trim level’s average rates are examined and contrasted with those of the competition.
- State-by-state, insurance premiums range from a low of $1,086 in Maine to a high of $2,498 in Michigan. A couple of the larger cities with the highest rates are Miami, FL ($3,032), Tucson, AZ ($1,520), and Wichita, KS ($1,708).
- The cost of insurance for a Lexus RX 350 is approximately $1,570 year, $785 for a 6-month policy, or $131 each month.
- The RX 350 places third out of a total of 36 comparative vehicles when compared to the full midsize luxury SUV market.
- The RX 350 2WD trim level has insurance that costs the least, about $1,506 annually. Black Line Special Edition AWD is the most costly trim, costing $1,630 annually.
Which Lexus is the least expensive to insure?
The Lexus NX SUV has the lowest annual insurance cost of any Lexus car, coming in at just $2,946. That is $2,225 less than the Lexus UX and 37% less than the average rate we discovered for the entire brand. Despite the fact that both vehicles are compact SUVs with MSRPs under $40,000, The NX’s greater size might contribute to the explanation for why its costs are so much cheaper.
A new Lexus RX really has insurance costs that are significantly lower than those of earlier models. The cost of insurance for a 2021 RX is over $4,000 cheaper than that of a 2018 model.
Do fancy cars have higher insurance costs?
A luxury car is one that offers more features, comfort, quality, or performance than a standard car. Exotic cars are a subcategory of premium vehicles that prioritize performance and speed. A Jaguar F-Type, which has a base price of $61,600, is an example of a luxury vehicle. In contrast, the Ferrari 812-Superfast has a manufacturer-suggested retail price of $335,000.
Expect to spend more for insurance if you are covering a luxury vehicle than you would for a regular vehicle. Luxury cars typically cost more than other cars, thus insurance premiums are likewise higher. The price of replacement components, maintenance, and labor for your luxury car may be much more expensive than it would be for a less expensive model. Depending on the sort of vehicle you own, you might need to look for coverage with a firm that specializes in insuring high-end automobiles, even though you might be able to get insurance with a conventional insurance provider.
How much does a Lexus IS300 insurance cost?
What is the cost of Lexus IS 300 auto insurance? In order to determine how insurance costs rank and contrast with those of comparable midsize luxury automobiles, we examined average pricing ranging from the base IS 300 Sedan up to the more opulent Premium Sedan model.
- The Lexus IS 300 is one of the less expensive midsize luxury automobiles to insure, with an average annual insurance cost $232 less than that of comparable midsize luxury vehicles.
- The typical cost of Lexus IS 300 car insurance is $1,786 annually, $893 for a 6-month policy, or roughly $149 per month.
- The IS 300 Sedan model has the least annual insurance premiums, coming in at $1,764.
- The IS 300 AWD Sedan, which costs $1,810 for an annual policy, has the highest premiums.
How much does a Lexus NX insurance policy cost?
A Lexus NX’s typical insurance expenses are $167 per month or $2,004 per year. Depending on your driving history, how many miles you drive annually, and other factors, your actual cost may be more or lower. To get a quotation, sort vehicle insurance providers by your state.
The base price of a 2017 Lexus NX is $35,285. The yearly insurance costtobase automobile price ratio is 5.7% with an average insurance rate of $2,004 per year.
We gathered quotes from insurance firms using this profile to get our anticipated cost:
- No mishaps in the previous five years.
- Chauffeur based in New York
- decent credit
- 10,00115,000 miles are logged annually.
- Lexus NX 2017
- Vehicle anti-theft device
Our estimated cost is for the very minimum coverage required by the state, which covers protection against bodily injury, property damage, uninsured motorist bodily injury, and personal injury.
Other factors that can affect your auto insurance rate
- The spouse of the driver
- The model year of the Lexus NX
- The driver’s rating for credit
- The safety and anti-theft measures of the car
- Regardless of whether the driver owns, leases, or rents the car
- Age of the driver
- The yearly mileage you’re expected to log
- The degree of protection you require
- The trim of the car
- The location of the driver
- The past five years’ worth of the driver’s driving records
- your gender or that of the driver
Which color of car is involved in accidents the most?
Reader’s Digest said that numerous studies have discovered a connection between the color of cars and their likelihood of being involved in accidents. Because of this, it can be crucial for you to give your vehicle’s color additional thought when you’re ready to buy. Here are the hues that are most closely linked to accident risk.
Black vehicles
Black cars have a far greater accident rate than cars of any other hue, according to researchers in several independent studies. According to one study, black automobiles are 47% more likely to be in collisions than cars of any other color, according to Money Super Market. Black cars are 12 percent more likely to be engaged in collisions than cars of other colors, according to studies conducted by other researchers who also established a link between them and a higher likelihood of accidents.
Black cars are primarily more likely to be involved in collisions because they are more difficult to spot. Black cars might appear to blend in with their surroundings, which would reduce their visibility to other drivers.
Gray or silver vehicles
Silver closely follows gray as the second-most hazardous car color and has the third-highest accident risk. Compared to vehicles painted in the safest hue, gray cars had an 11% higher accident risk. Compared to vehicles painted in the safest hue, silver cars have an accident risk that is 10% higher. Gray and silver cars blend into the background and are harder to see than black autos.
Blue vehicles
In the United States, blue is a relatively common automobile color. In contrast to vehicles painted in the safest colors, they also carry a higher risk of being involved in accidents. Compared to vehicles painted in the safest colors, accidents involving blue vehicles occur 7% more frequently. Because so much of the surrounding environment, like the sky, is blue, blue cars may be more likely to be involved in collisions. This may reduce the visibility of blue automobiles to other motorists.
Red vehicles
It could be difficult to comprehend why red cars also have a greater crash risk when decreased visibility is the main cause of the increased crash risk of the other most dangerous automobile colors. However, compared to safer-colored cars, red vehicles have a 7% higher collision risk. Red is a color with a lot of life. However, red is frequently seen on roads in the form of stop signs, traffic signals, sirens, and brake lights. With so much red all around, it can be more difficult for other drivers to see the red vehicles as a result.
Green vehicles
Because green dominates the environment, buildings, and signs, green automobiles may also blend into their surroundings. The inability of drivers to identify green automobiles from their surroundings causes them to have a higher accident risk than vehicles painted in the safest colors, although being safer than other risky colors.
Are insurance costs for newer automobiles lower?
Is newer or older automobile insurance more affordable? Sadly, there isn’t a simple solution to this. Your car will play a role in how much your insurance will cost; normally, a newer car offers higher safety and security.
Are older cars cheaper to insure?
Yes, the majority of older vehicles are less expensive to insure, particularly for collision and comprehensive coverage. As cars age, their value decreases, which also affects the prospective insurance claims settlements. With a lot of historic or collector cars, this is not the case.
Should I have full coverage on a 15-year-old car?
The majority of the time, purchasing full coverage for an old vehicle isn’t a wise use of funds. In the event of an accident, you will probably receive the vehicle’s actual cash worth, which is typically not much more than the increased insurance premium.
Can I get full coverage on an old car?
An older vehicle is eligible for full coverage. Due to premiums that frequently approach or even exceed the value of the car, it might not be very worthwhile.
How much car insurance do I need for an older car?
Liability insurance and, in some areas, personal injury protection are typically the only types of insurance you require. Although it is frequently advised, full coverage has significantly lower financial value with an older vehicle.
Which luxury vehicle requires the least maintenance?
The most expensive luxury vehicles for maintenance over ten years
- Model 3 Tesla. View the Tesla Model 3 maintenance schedule, projected expenses per year, and predicted likelihood of major repairs.
- a Model S Tesla.
- a Model Y Tesla.
- Toyota ES 350.
- Toyota ES 300h.
- Toyota IS 350.
- Toyota GS 350.
- Ford Model X.