- replaces a tire that has been structurally harmed by a covered road hazard. If damage from a road hazard stops a wheel from sealing to a tire or from maintaining the air pressure recommended by the tire manufacturer, it must be replaced.
- No of how many tires or wheels are being replaced at once, a $50 deductible will be charged for each replacement claim.
- covers approved expenses for taxes, mounting, balancing, valve stem repair, and/or the replacement of tires and/or wheels.
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- During the length of your agreement, replacement tires and wheels that meet the manufacturer’s size requirements, whether OEM or aftermarket, are covered.
- reimbursement for towing costs up to $100 per instance caused by covered road hazard damage
- Cancel at any time; after 30 days, a pro rata refund and a $50 fee will be assessed19.
In This Article...
What should the price of tire and wheel protection be?
Due to the fact that the cost of a new tire is frequently less than the comprehensive deductible of your auto insurance policy, tires are typically not returned for claims under comprehensive or collision coverage. This is not covered by your auto insurance when you get tire insurance.
Roadside assistance plans will offer emergency help to transport your car to a shop, but they won’t cover the cost of repairing or replacing the tire. A tire’s manufacturer warranty or tire road hazard protection can provide coverage. Each protection plan will have a different set of coverage options, exclusions, and policy limits.
The following are a handful of the most typical tire coverage types:
Manufacturer’s Tire Warranty
A manufacturer’s warranty is typically included with new tires when they leave the factory, but it has restrictions. Any workmanship flaws are covered by the manufacturer’s guarantee.
The manufacturer will replace the tire at no cost if it turns out to be faulty as a result of a manufacturing or material defect.
The manufacturer’s warranty often covers sidewall cracking, block or tread loss, and other common flaws. Be advised that exterior punctures are not covered by the manufacturer’s warranties on new tires.
Road Hazard Protection
A road-hazard warranty will probably be presented to you when you purchase a new tire from a tire store. Something that results in a tire failure while driving on a maintained road is referred to as a road hazard. Road risks include things like tire-breaking impacts and nail punctures. On average, the price ranges from $20 to $30 per tire.
Road-hazard protection can make sense for you if you frequently travel on highways where there is a lot of debris. Road hazard insurance often has mileage restrictions or only covers the first full year of ownership, depending on the manufacturer.
Tire and Wheel Protection
On a new or used car, you can purchase tire and wheel coverage that will pay for damage brought on by road hazards like glass, metal, potholes, or debris. The insurance policy will cover the damage as well as any towing fees associated with damage caused by a road hazard. By plan, deductible caps and mileage restrictions will change.
Vehicle Protection Program
When you buy a new automobile, a car dealership frequently offers mechanical breakdown insurance (MBI) plans or vehicle protection services. The program may or may not pay for tire and wheel replacement or repair because of a hazard on the road.
Before acquiring a vehicle protection program, you must carefully read the contract and ask the salesperson to go over all the details.
Is a tire warranty worth the money?
Road hazard warranties in particular cover tire damage brought on by non-negligent driving. This may involve hitting nails, shards of glass, or other unanticipated roadside debris.
It’s significant to remember that this kind of warranty excludes coverage for damage to the vehicle brought on by human mistake. Therefore, your guarantee will be null and void if tires are destroyed as a result of driving faults such mounting the curb or maintenance problems like underinflation.
Crunching the Numbers Around Road Hazard Warranties
You can receive free tire replacements and repairs thanks to road hazard warranties.
We should therefore consider how much it typically costs to fix a puncture and replace a tire, as well as the possibility that a motorist will require such a repair or replacement, in order to decide whether such a guarantee is worthwhile.
Repairing a Punctured Tire
Road hazard warranties are sometimes marketed as being perfect for plowed tires. While puncture repairs are free with a warranty, it’s uncommon to save money because of the initial expense.
A punctured tire can be repaired for $10 to $20 per tire. When the numbers are added up, even with four simultaneous tire punctures, the cost is only $40 to $80.
Rare are tire punctures. Most people will only have five tire punctures throughout their lifetimes, and they usually don’t happen all at once, according to experts. Therefore, it makes little sense to pay $40 to $80 for a guarantee that would cover two years’ worth of potential puncture repairs.
Contrarily, the majority of auto insurance plans also include a provision for roadside assistance, which can take care of tire repairs. In this case, a quality auto insurance plan is a wiser financial decision than a road hazard warranty.
What About Tire Replacement?
It is obvious that a road hazard warranty upgrade is not the greatest option for tire repairs. What if a tire needs to be totally replaced?
The average cost of a single tire for the ordinary car can range from $70 to $150, although the price can vary based on your area and the type of tires you choose. Tires that cost $200 or more may be necessary for luxury automobiles, SUVs, and trucks.
In this situation, it appears like $20 per tire for your warranty is a great deal. When taking into account the circumstances under which tires must be replaced, it appears that these circumstances invariably correspond with those under which the road hazard warranty will be void.
Usually, serious trauma necessitates the replacement of tires. It is quite uncommon for tires to need replacing while the rest of the car is still in perfect condition.
Replacement tires are covered under collision insurance if the tire damage is a result of more extensive vehicle damage. Road hazard warranty is therefore unnecessary for these kinds of occurrences.
Tire blowouts without injuries serious enough to harm a vehicle nearly always result from underinflated or worn tires. The road hazard warranty is therefore unnecessary for these kinds of occurrences.
Is There a Scenario Where This Warranty Makes Sense?
A road hazard warranty can make sense if you are buying low-profile tires for your automobile, even if the ordinary car owner should avoid this warranty improvement.
Comparatively speaking to ordinary tires, low profile tires have a shallower sidewall. Larger wheels and these types of tires are typically found on sports and high-performance automobiles. Although they may have a striking appearance, this kind of tire is infamous for being readily damaged.
Due to their greater fragility, it is feasible to sustain tire damage that necessitates replacement without also sustaining further vehicle damage. In this situation, spending money on a tire hazard warranty makes sense.
Putting it All Together
When customers purchase new tires, auto retailers frequently advise them to upgrade to a road hazard warranty. However, there aren’t many situations where the price is justified, particularly since user error and uneven auto maintenance might void the guarantee.
With fewer restrictions for tire coverage, a decent auto insurance policy is typically a superior preventative precaution. You would be better off saving your hard-earned cash and avoiding this kind of tire warranty unless your automobile has low-profile tires.
Can I remove the tire and wheel protection?
Cadillac Tire and Wheel Protection will cover the cost of fixing or replacing damaged wheels and flat tires as a result of specified road hazards.
In addition to the coverage provided by the basic Cadillac Tire and Wheel Protection, the optional Cadillac Tire and Wheel Protection Plus will cover the costs of small cosmetic repairs such as composite scrapes and scratches on alloy wheels. A covered road hazard may also be covered for small wheel repair of composite scrapes and scratches on steel, chrome-clad, and chrome-rimmed wheels. Inspection might be necessary.
No deductible
The plan will pay for all related costs, including parts, labor, mounting, balancing, valve stems, taxes, and proper disposal of any non-repairable tire or wheel, whether they are associated with the required repair or replacement of your tires or wheels. There is also no deductible for these costs.
Installed by experts
The greatest qualified professionals will fix your damaged tire or wheel. If your tire or wheel cannot be fixed, they will be replaced using accessories made to match your Cadillac.
Transferable
After paying any applicable transfer fees and completing the necessary documentation, your coverage can easily be transferred to the new owner of your car if you decide to sell it.
Cancellation
Your Tire and Wheel Protection is always revocable. If no claims are made within 60 days, your coverage is totally refundable. You will get a pro rata refund less claims paid (where permitted) and any applicable cancellation fees after 60 days or if a claim has been made.
Emergency road service
Includes:
Mechanical First Aid is any service that your crippled vehicle needs in order to move forward on its own power. It does not include parts.
Emergency gasoline, oil, or water deliveries as well as additional accessories and supplies as needed and feasible are provided by the delivery service (delivered materials to be paid by you).
Towing Service: If your car breaks down, a licensed towing company will tow it up to 25 kilometers to a location of your choosing.
Locksmith Service: If your car’s keys are locked inside, a locksmith will be sent to help you open the door to your locked car.
Is buying Audi care worthwhile?
Purchasing the Audi Care Maintenance Plan has a lot of advantages. Every year or 10,000 miles, whichever comes first, is when Audi suggests having your car serviced. The Audi Care Maintenance Plan can help you save a lot of money because maintenance appointments can cost anything from a couple hundred dollars to over six hundred.
How long is the lifespan of Audi care?
Every 10,000 miles or every year, whichever comes first, we advise maintenance work to help maintain the performance of your Audi. The pinnacle of excellence and convenience is provided with Audi Care prepaid scheduled maintenance packages. Here are just a few advantages you’ll appreciate:
- Compared to buying these services separately, savings. Scheduled maintenance in accordance with the mileage/time intervals advised by Audi. *** Trained technicians who utilize factory processes, specialist tools, and Audi Genuine Parts. Prepaid charges to help protect you against inflation. For your convenience, accepted at licensed retailers in the United States.
Does rim damage be covered by tire and wheel protection?
The advantages of Tire & Wheel Protection include: Tires, wheels, and rims fixed or replaced if structurally damaged by road hazard. Tire & Wheel Protection provides you with the additional protection you need against road hazards like nails, glass, and potholes.
How does the warranty on wheels and tires work?
Coverage of the Tire and Wheel covers new and used cars for damage caused by potholes, glass, metal, debris, nails, blowouts, and other road hazards. 100% coverage for authorized road hazard-related tire and wheel damage. Towing costs of up to $100 are covered in the event of a road hazard.
What is covered by a tire protection plan?
When it comes to purchasing new tires, there are many choices to be made. Things can rapidly become confusing, from choosing the brand and tire line you want to the size and requirements you have. The choice of whether to include a tire protection coverage in their purchase is one of the most perplexing ones for tire consumers. So that you can make an informed choice at checkout, continue reading to learn more about these policies.
What’s the difference between the manufacturer warranty and a Tire Protection Plan?
Let’s go over some of the fundamental guarantees and insurance policies offered by tire manufacturers.
The majority of tires have a short manufacturer’s warranty covering flaws. Buyers are covered by the guarantees provided by tire manufacturers against material or workmanship flaws such uneven wear (not caused by the vehicle or the driver), tread separation, or broken belts inside the tire. Because tires are produced by respected name-brand manufacturers who adhere to strict quality requirements, such flaws are incredibly uncommon.
The tread life of some tires is guaranteed. Manufacturers provide tread life warranties, which often provide a partial reimbursement if your tire does not last the full mileage life. There are frequently a lot of limitations and exclusions, like harm done by the road or the driver.
Manufacturer tire protection policies are offered with incredibly few tires. The coverage is typically less extensive than separately purchased tire protection insurance, even when a manufacturer does offer a road hazard warranty with the purchase of the tire. Review the conditions of the manufacturer’s tire protection policy if you are purchasing tires to see if you need to get supplementary insurance.
The tire dealer provides a tire protection plan that goes above and beyond the guarantees provided by the manufacturer (also known as road hazard protection). Road dangers like potholes, nails, glass, and sharp metals are covered.
Is buying a Tire Protection Plan worth the additional cost?
This is a personal choice, just like all insurance coverage. It might be advantageous for you if you believe that you have a higher incidence of tire damage, punctures, etc. Depending on where you live, where you work (such as in construction zones), and how frequently you drive, this might be the case. Consider whether you would rather save money by not having to replace a damaged tire.
Virginia Tire & Auto’s Tire Protection Plan
We advise combining this with our add-on Tire Protection Plan for more safety on the road. Plan coverage consists of:
- For the duration that the tire is still useable, free flat tire repairs are provided (tires are deemed worn out when the tread depth is less than 2/32).
- If your tire becomes irreparably damaged within the first three years of ownership, tire replacement coverage is provided. If an exact match is not possible, a tire of similar value and quality will be mounted. Any additional fees for mounting, rebalancing, disposal, tire pressure monitoring system (TPMS) services, and other relevant expenses that arise during the installation of new tires are always covered by us.
Depending on the tires you buy, a Tire Protection Plan may cost more or less. There is no transferrable coverage.
Do sidewall punctures get covered by tire warranties?
The US government publishes tire repair regulations and suggests certain criteria to determine whether a tire can be repaired or replaced. For instance, it is advised to replace a tire that has less than 2/32 of tread and a small puncture in a repairable location. It is also advised that any sidewall damage, such as bubbles or punctures, be repairable.
However, the US government advises that a tire be repaired if it has good tread and a small (2 inch) puncture. Most retail establishments, whether small independent stores or national chains, adhere to these guidelines. These regulations’ primary objective is to prevent blowouts, which can cause harm or even death.
Road hazard warranties cover any harm to the tire that occurs while it is being driven. They frequently deal with problems including cuts, punctures, and blowouts. If the tire was covered by the tire warranty, is in good condition, and is repairable, it will be fixed. The tire will be replaced if problems like sidewall punctures prevent it from being mended.
With the expense of a Road Hazard Warranty at the time of purchase, this maneuver can turn a $200 statement into a $0 bill.
So, if your tire has a nail in it or loses air, just return it to the store where you bought it and walk away without having to pay anything.
Road Hazard Warranties have varying time frames depending on the company. For instance, Tire Rack provides free two-year road hazard repair and replacement. Additionally, Costco provides Road Hazard Warranties for a period of up to five years, or until the tread wears down to 2/32 of an inch. The cost of buying tires includes the Tire Rack and Cotsco Road Hazard guarantees.
Road Hazard Warranties are available from tire retailers like Pep Boys and National Tire and Battery for a fee. After making a brief phone call to NTB to receive the most recent information, I learned that a set of tires priced at $600 will cost an additional $100 for a road hazard warranty. (Each tire is $25). Additionally, think twice before purchasing a road hazard warranty for just one tire in the hopes that it will cover all four. The duration of the manufacturer’s mileage warranty, which in my case was 80,000 miles, is covered by this particular warranty. Each tire has a DOT number that is tracked by the system. Since the Road Hazard warranty wasn’t acquired for that tire, bringing in a tire with an inaccurate DOT number will result in a service denial.
Tires that have already been bought cannot be covered by the Road Hazard Warranty. So you’re out of luck if you bought tires six months ago and are only now checking at road hazard warranties. However, many merchants provide clients a grace period of one week after the first purchase to buy the Road Hazard guarantees. Although acquiring the Road Hazard warranties can be expensive, they are worthwhile because they cover any damage to the tire. You may rest easy knowing that the flat won’t require you to buy a new tire altogether and won’t cost you anything.